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Personal Finance

Managing your money is something we all can all do better: it can seem like just when you get the perfect budget figured out for yourself, life throws you a curveball. Checking in with your spending and saving habits can help you stay one step ahead of life’s changes whether they’re big or small. And it’s never too early to start saving in an emergency fund for when storm clouds gather and you’ll need some additional funds.

What Are My Financial Goals?

Personal finance is a lifelong skill that you can keep perfecting, whether:

  • You’re just starting out on your own for the first time,
  • You’re thinking about combining your living space with a significant other and merging expenses,
  • It’s time to relocate for a new opportunity or to grow your family, or
  • You’re looking over the horizon to plan for retirement and a rainy day fund

The 7 Types of Student Loan Deferment Requests (and How to Apply)

October 20, 2017

When you’re having trouble making your federal student loan payments, it can be a terrible feeling. You may be having difficulty making your payments due to job loss, military...

The 6 Ways to Qualify for Mandatory Student Loan Forbearance (and How to Apply)

October 20, 2017

When you’re having trouble making your federal student loan payments, it can be a terrible feeling. Read to learn how you can qualify for forbearance.

What Is a Short-Term Personal Loan?

October 20, 2017

In need of a short-term loan? Don't worry—it's more common than you think. Read to find out what it is and how it can help you on a rainy...

How Much Should I Save For a Down Payment?

October 18, 2017

What’s the best financial “landing spot” for a new home down payment? It’s a fair question, and one that home purchasers consumers need to confront right away. Why? Because buying...

There’s One Big Difference Between Debit and Credit

October 18, 2017

Debit or credit? Not many think about this—and I didn't either—until I became the victim of fraudulent charges on my debit card.

How To Calculate Your Net Worth

October 18, 2017

Ever wondered how your net worth is calculated? It's fairly simple. Take a read to find out how to calculate your net worth.

Understanding HARP Loans

October 17, 2017

For U.S. homeowners struggling with payments and who are looking for help in refinancing into a more affordable mortgage, read to find out the good news.

What’s a Qualified Mortgage?

October 16, 2017

Read to learn more about Qualified Mortgages and what they can do for you the next time you're shopping around for a new home.

What’s the Difference Between Fixed-Rate and Adjustable-Rate Mortgages?

October 16, 2017

Read to learn about the difference between fixed-rate and adjustable-rate mortgages and what each can do for you the next time you're shopping for a home.

4 Car Shopping Hacks to Save Money

October 13, 2017

Like many industries, the auto market has evolved. Read to find out about our four tips to save you money the next time you're looking for a new ride.

What Is Private Mortgage Insurance?

October 11, 2017

Read to learn about private mortgage insurance (PMI) and how it can protect you, the lender, against financial loss in the event of foreclosure.

Educating Nuestra Juventud on Personal Finance

October 10, 2017

Learn about the importance of teaching your kids about personal finance to ensure a healthier financial future for them.

What Financial Rules Will Big Bang Theory’s Sheldon Include in His Marital Agreement with Amy Fowler?

October 9, 2017

Here are 5 things we think Sheldon will include in the financial portion of his marital agreement with Amy. Read to see if you agree.

How to Get a Home for No Money Down: Move to the Heartland

October 9, 2017

Americans living off the beaten path may not know it, but Uncle Sam offers economically struggling rural home buyers a clear path to a new house purchase.

Helpful Hints for First-Time Homebuyers

October 6, 2017

There’s good news for Americans who think they can’t afford to buy a house. Read to learn how you can make your first home-buying experience better.

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7 Things You Need to Know Before Freezing Your Credit

Thinking about freezing your credit? Find out the seven things you should consider before taking any action.