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Experian and CreditMatch

Best Cash Back Credit Cards

If you're looking for a card that offers you cash back, these picks from our partners are the best of the bunch.

    Best Card With 5% Bonus Categories

    This Card Is Right for You If:

    You want to earn extra cash back in rotating bonus categories. Discover gives you 1% back on all purchases and 5% back on up to $1,500 in purchases in rotating categories like gas stations, grocery stores, restaurants and more. (You must activate the bonus categories to earn the 5%.) You're also eligible for a unique bonus: Discover will automatically match all the cash back you earn in your first year of account opening. And there is no annual fee.

    Best Cash Back Card for People With Fair Credit

    This Card Is Right for You If:

    You have fair credit and are looking for a card from a major issuer that lets you earn cash back. Most rewards cards require good credit to qualify, but this one is the exception. You earn a flat rate of 1.5% back on all purchases, though you do need to pay a $39 annual fee. If you spend more than $2,600 on the card in a year (and don't carry a balance), this card will be worth it.

    Best Secured Card With Cash Back Rewards

    This Card Is Right for You If:

    You want to earn cash back on your spending while building up your credit with a secured card. This is hands-down one of the best secured cards on the market: There's no annual fee, and you earn 2% cash back at gas stations and restaurants (on up to $1,000 in combined purchases every quarter) and 1% back on all other purchases. Discover will also automatically match all the cash back you've earned at the end of your first year. After you've had the card for eight months, Discover will review your account to determine whether it will transition you to an unsecured line of credit (and refund your deposit). Note: You must have a bank account to be eligible for this card.