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Credit Card Basics

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What Is a Credit Card CVV?

A card verification value (CVV) s a three or four-digit number printed on your...

Read This Before Getting Rid of Your Old Credit Cards

It’s a good time to shop for a new rewards credit card. But once...

How to Avoid Credit Card Convenience Fees

A convenience fee is a charge some merchants levy when customers opt for a...

What Are the Different Types of Credit Cards?

There are thousands of different types of credit cards offered in the U.S., by...

Everything You Need to Know About Credit Card Benefits

Credit cards can help to build your credit, free you up from cash-dependency, allow...

Is it better to pay off your credit card every month or just stay under the recommended 30 percent?

It’s best to pay your credit card balance in full each month and not...

Debit Card vs. Credit Card: How Are They Different?

You probably have both debit and credit cards, but do you know the difference?...

Traveling Abroad? Here’s How to Avoid Foreign Transaction Fees

Gone are the days of traveler’s checks and pricey cash currency conversions. Now when...

What Is an EMV Chip?

An EMV chip is the small, square computer chip that likely appears on one...

New Credit Card Not Appearing in Credit Report

I have had a new credit card since December. They state that they...

Late Credit Card Payment? Here’s What to Do

I’m usually pretty good about taking care of my bills on time. But a...

How Credit Cards Impact Your Credit

Credit cards can be a useful tool for consumers to build credit and increase...