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You can use a home equity line of credit (HELOC) for flexible funding, but make sure you h...
Short-term capital gains are taxed as ordinary income according to tax brackets. Long-term...
A fixed index annuity gives you the potential growth of a market-based rate of return and ...
Proving self-employment income on a car loan application may require bank statements, tax ...
A 30-day late payment may be reported to credit bureaus, appear on your credit report and ...
A stock option is a contract that gives the holder the right to buy or sell a stock at a s...
Joint account owners are each responsible for reporting interest and paying taxes on it. T...
If you don't have access to a 401(k), you can still get tax-advantaged savings in an IRA, ...
A living trust can help you designate someone to manage your finances when you can't, and ...
Whatever your savings goals, there's a type of savings account that can provide the intere...
Both money market and savings accounts let you earn interest on your savings, but a money ...
Make sure you have the correct spelling and name of the recipient. It needs to match their...
APY takes into account the interest rate paid on savings and how frequently interest compo...
An IRA CD combines the reliable annual percentage yield (APY) of an IRA with the tax benef...
Paying your personal loan off early is an option, but is it the best option? Here's what t...
Collateral makes a secured personal loan easier to qualify for, but an unsecured personal ...
Either an IRA or a high-yield savings account will help you save money, but one's optimize...
CDs pay interest. The dividends credit unions may pay on share certificates are essentiall...
Choose a high-yield savings account when you may need to access your money in the near fut...
Expect to pay 2% to 5% in closing costs on a home equity loan or HELOC, though you can neg...
To get a quick read on your home equity, subtract your most recent mortgage balance from y...
A home equity sharing agreement can provide a cash payment upfront in exchange for a share...
Use 1099-INT forms from your financial institution and IRS Form 1040 to report high-yield ...
As of 2022, the tax deduction for private mortgage insurance (PMI) has expired, though you...
Savings and loan associations offer savings accounts, CDs, money market accounts, checking...
IRS tax deductions, tax credits, payment plans and financial hardship programs can help yo...
You can qualify for a mortgage if you're self-employed, but you'll need documented income,...
A typical balloon mortgage offers low monthly payments for five to 10 years, then requires...
Although the first-time homebuyer tax credit expired in 2010, you can still take home-rela...
When reviewing mortgage documents, remember that the mortgagor is the borrower and the mor...
Personal auto insurance doesn't cover business vehicles or driving. If you own a business ...
You can deduct the interest you paid on up to $750,000 of mortgage debt if your home loan ...
When you buy a car, you need to pay registration (or license) fees to the government to pr...
A certified pre-owned (CPO) vehicle is a used car that's in good condition and may qualify...
Leasing a used car may cost less than leasing a new one, but be prepared for extra work fi...
A system of tax brackets and marginal tax rates means you pay progressively higher income ...
Increase the impact of your tax refund by using it to pay down debt, save up for emergenci...
A state-by-state guide to income tax rates shows taxes can vary according to your state's ...
Regular home and auto insurance may not fully cover your liability if you're responsible f...
Gap insurance is an optional coverage that can help pay off your car loan when your car is...
Commercial auto insurance can protect you, your business and your employees from liability...
Seven key homeowner tax breaks include home mortgage interest, special home improvements a...
Missing documents, unverified income, changes to your credit or problem with your home's t...
An FHA home appraisal estimates fair market value and inspects a home for minimum standard...
Get an extra six months to file federal taxes with a tax extension from the IRS. Extension...
Extra spending during the holidays isn't unusual. Recover by generating extra income, mana...
New parents need to apply for a Social Security number for their child, claim deductions a...
The standard deductions for 2025 are $15,000 for single filers, $22,500 for heads of house...
New adjusted tax brackets for 2025 should bring your tax bill in line if inflation has tak...
You may be able to deduct up to 67 cents per mile you drive for business, charity, medical...
Leasing a new EV saves $88 per month on average over taking out a loan, and you may still ...
You can contribute up to $23,500 to a 401(k) plan and $7,000 to a Roth or traditional IRA ...
EV models from Tesla, Ford, Hyundai, Toyota and Rivian (among others) round out the top 10...
Adjustments for inflation could mean a bigger refund this year, but also consider whether ...
