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Life insurance payouts generally aren't taxable, but there are tax implications to know ab...
Before the tax year ends, think about maxing out your retirement and college savings, offs...
The IRS does not allow a tax deduction for credit card interest on personal debt, though y...
People over 50 can make extra catch-up contributions to their tax-advantaged retirement ac...
UGMAs and UTMAs offer an easy and flexible way to transfer assets to minors, but they impa...
Credit unions and banks both provide basic accounts, loans and credit cards. Credit unions...
While similar, 401(k) and 403(b) plans differ slightly. Both offer tax-deferred retirement...
Even at the last minute, it's not too late to find travel insurance. However, the later yo...
New deductions and inflation adjustments may lower your taxable income, but also look out ...
The IRS offers a range of tax credits and deductions, as well as tax-advantaged accounts a...
High-yield CDs are a low-risk investment that pays higher interest rates than traditional ...
Travel delay insurance may be available as a free credit card benefit or part of a travel ...
Life insurance generally costs more as you age. Other factors also affect price, but there...
If you're self-employed, report your average monthly net profits on a loan or credit appli...
Your parents can still claim you as a dependent on their taxes after you turn 18 if they'r...
A business checking account functions like a personal checking account, but with added fea...
Follow the steps to file an abatement request, to ask the tax assessor to revaluate your h...
Visit the TreasuryDirect.gov site to cash in electronic savings bonds or download Form FS ...
Increasing your credit limit gives you more buying power and can help build your credit sc...
Nonqualified mortgages can help unconventional borrowers get approved for a home loan. The...
Renters insurance covers personal property kept in a storage unit, but at a much lower cov...
Improve your chances of getting a loan during a recession by reviewing loan requirements a...
You may receive an escrow refund if the amount you've paid into your escrow account is mor...
Life insurance provides a tax-free death benefit that acts as a financial cushion for love...
Consider investing, renting out property, monetizing your online activity, or creating an ...
You can use a home equity line of credit (HELOC) for flexible funding, but make sure you h...
A fixed index annuity gives you the potential growth of a market-based rate of return and ...
Proving self-employment income on a car loan application may require bank statements, tax ...
A stock option is a contract that gives the holder the right to buy or sell a stock at a s...
Joint account owners are each responsible for reporting interest and paying taxes on it. T...
If you don't have access to a 401(k), you can still get tax-advantaged savings in an IRA, ...
A living trust can help you designate someone to manage your finances when you can't, and ...
Whatever your savings goals, there's a type of savings account that can provide the intere...
Both money market and savings accounts let you earn interest on your savings, but a money ...
Make sure you have the correct spelling and name of the recipient. It needs to match their...
APY takes into account the interest rate paid on savings and how frequently interest compo...
An IRA CD combines the reliable annual percentage yield (APY) of an IRA with the tax benef...
Paying your personal loan off early is an option, but is it the best option? Here's what t...
Collateral makes a secured personal loan easier to qualify for, but an unsecured personal ...
Either an IRA or a high-yield savings account will help you save money, but one's optimize...
CDs pay interest. The dividends credit unions may pay on share certificates are essentiall...
Choose a high-yield savings account when you may need to access your money in the near fut...
Expect to pay 2% to 5% in closing costs on a home equity loan or HELOC, though you can neg...
To get a quick read on your home equity, subtract your most recent mortgage balance from y...
A home equity sharing agreement can provide a cash payment upfront in exchange for a share...
Use 1099-INT forms from your financial institution and IRS Form 1040 to report high-yield ...
As of 2022, the tax deduction for private mortgage insurance (PMI) has expired, though you...
Savings and loan associations offer savings accounts, CDs, money market accounts, checking...
IRS tax deductions, tax credits, payment plans and financial hardship programs can help yo...
You can qualify for a mortgage if you're self-employed, but you'll need documented income,...
A typical balloon mortgage offers low monthly payments for five to 10 years, then requires...
Although the first-time homebuyer tax credit expired in 2010, you can still take home-rela...
When reviewing mortgage documents, remember that the mortgagor is the borrower and the mor...
Personal auto insurance doesn't cover business vehicles or driving. If you own a business ...
