Rewards Credit Cards
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45 Card Offers
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Citi Premier® Card
Intro bonus
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Rewards
Earn 3 Points per $1 spent at Restaurants and Supermarkets. Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels. Earn 1 Point on All Other Purchases. Annual Hotel Savings Benefit.
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Ongoing APR
16.74% - 24.74% (Variable)
Annual Fee
$95
Discover it® Student chrome
Intro APR
0% Intro APR on Purchases and 10.99% Intro APR on Balance Transfers for 6 months
Ongoing APR
13.24% - 22.24% Variable APR
Rewards
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Annual Fee
$0
Capital One VentureOne Rewards for Good Credit
Intro bonus
N/A
Rewards
1.25x Miles per dollar on every purchase, every day, 5x Miles on hotels and rental cars booked through Capital One Travel
Ongoing APR
26.99% (Variable)
Annual Fee
$0
Credit One Bank American Express® Credit Card
Intro bonus
N/A*
Rewards
Earn unlimited 1% cash back rewards on all purchases, terms apply
Ongoing APR
24.24% Variable
Annual Fee
$0
Credit One Bank® NASCAR® American Express® Credit Card for Rebuilding Credit
Intro bonus
N/A*
Rewards
Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
Ongoing APR
24.24% Variable
Annual Fee
$75 First year. $99 thereafter, billed monthly at $8.25
Citi Rewards+® Card
Intro APR
0% for 15 months on Purchases and Balance Transfers
Ongoing APR
14.24% - 24.24% (Variable)
Rewards
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
Annual Fee
$0
Credit One Bank American Express® Credit Card
Intro bonus
N/A*
Rewards
Get 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Terms Apply.
Ongoing APR
24.24% Variable
Annual Fee
$95
Capital One Quicksilver Cash Rewards Credit Card
Intro APR
0% on Purchases and Balance Transfers for 15 months
Ongoing APR
15.24% - 25.24% (Variable)
Rewards
1.5% Cash Back on every purchase, every day, 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual Fee
$0
Chase Sapphire Reserve®
Intro bonus
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Rewards
Earn 5X total points on air travel and 10X total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Ongoing APR
17.24% - 24.24% Variable
Annual Fee
$550
Luxury Card™ Mastercard® Black Card™
Intro APR
0% for the first 15 billing cycles on balance transfers made in the first 45 days after account opening
Ongoing APR
15.24% Variable
Rewards
Earn one point for every dollar you spend. Redeem at 1.5% value for cash back; 2% value for airfare redemptions when redeeming through myluxurycard.com.
Annual Fee
$495
Capital One QuicksilverOne Cash Rewards Credit Card
Intro bonus
N/A*
Rewards
1.5% Cash Back on every purchase, every day, 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Ongoing APR
26.99% (Variable)
Annual Fee
$39
Upgrade Visa® Card with Cash Rewards
Intro bonus
N/A*
Rewards
Earn 1.5% unlimited cash back on card purchases every time you make a payment
Ongoing APR
8.99% - 29.99%
Annual Fee
$0
Journey Student Rewards from Capital One
Intro bonus
N/A*
Rewards
1% Cash Back on all purchases, 0.25% Cash Back bonus on the cash back you earn each month you pay on time, 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Ongoing APR
26.99% (Variable)
Annual Fee
$0
Discover it® Student Cash Back
Intro APR
0% Intro APR on Purchases and 10.99% Intro APR on Balance Transfers for 6 months
Ongoing APR
13.24% - 22.24% Variable APR
Rewards
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Annual Fee
$0
Chase Freedom Unlimited®
Intro APR
0% Intro APR on Purchases and Balance Transfers for 15 months
Ongoing APR
15.24% - 23.99% Variable
Rewards
Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
Annual Fee
$0
Chase Sapphire Preferred® Card
Intro bonus
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
Rewards
Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®.
Ongoing APR
16.24% - 23.24% Variable
Annual Fee
$95
Revvi Visa® Unsecured Credit Card
Intro bonus
N/A
Rewards
Earn 1% Cash Back on payments and redeem for statement credits.
Ongoing APR
34.99%
Annual Fee
See terms*
Capital One Quicksilver Cash Rewards for Good Credit
Intro bonus
N/A
Rewards
1.5% Cash Back on every purchase, every day, 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Ongoing APR
26.99% (Variable)
Annual Fee
$0
Credit One Bank Wander™ Card
Intro bonus
N/A*
Rewards
Earn 5x points on eligible Recreational & Amusement Park purchases, 3x on eligible restaurant & lodging purchases, and 1x points on all other purchases, terms apply
Ongoing APR
24.24% Variable
Annual Fee
$95
Credit One Bank American Express® Credit Card
Intro bonus
N/A*
Rewards
Earn unlimited 1% cash back rewards on all purchases, terms apply
Ongoing APR
24.24% Variable
Annual Fee
$39
Luxury Card™ Mastercard® Titanium Card™
Intro APR
0% for the first 15 billing cycles on balance transfers made in the first 45 days after account opening
Ongoing APR
15.24% Variable
Rewards
Earn one point for every dollar you spend. Redeem at 1% value for cash back; 2% value for airfare redemptions when redeeming through myluxurycard.com
Annual Fee
$195
Discover it® Miles
Intro APR
0% Intro APR on Purchases and Balance Transfers for 15 months
Ongoing APR
12.24% - 23.24% Variable APR
Rewards
Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
Annual Fee
$0
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Intro bonus
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
Rewards
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases. Earn 1 Loyalty Point for every 1 eligible mile earned from purchases.
Ongoing APR
16.74% - 25.74% (Variable)
Annual Fee
$99, waived for first 12 months
Citi® Double Cash Card - 18 month BT offer
Intro bonus
N/A*
Rewards
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Ongoing APR
14.74% - 24.74% (Variable)
Annual Fee
$0
Capital One Venture X Rewards Credit Card
Intro bonus
75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening
Rewards
2x Miles per dollar on every purchase, every day, 10x Miles on hotels and rental cars booked through Capital One Travel, 10x Miles per dollar when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023, 5x Miles on flights booked through Capital One Travel
Ongoing APR
17.24% - 24.24% (Variable)
Annual Fee
$395
Southwest Rapid Rewards® Priority Credit Card
Intro bonus
Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months.
Rewards
Earn 3X points on Southwest® purchases. Earn 2X points on Rapid Rewards® hotel and car partners. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, phone services, and select streaming. Earn 1X points on all other purchases.
Ongoing APR
16.24% - 23.24% Variable
Annual Fee
$149
Luxury Card™ Mastercard® Gold Card™
Intro APR
0% for the first 15 billing cycles on balance transfers made in the first 45 days after account opening
Ongoing APR
15.24% Variable
Rewards
Earn one point for every dollar you spend. Redeem at 2% value for cash back; 2% value for airfare redemptions when redeeming through myluxurycard.com
Annual Fee
$995
Mission Lane Cash Back Visa®
Intro bonus
N/A
Rewards
Enjoy Unlimited 1.5% Cash Back on all Purchases
Ongoing APR
26.99% Variable
Annual Fee
$0
Capital One SavorOne Cash Rewards for Good Credit
Intro bonus
N/A
Rewards
3% Cash Back on dining and entertainment, 3% Cash Back on popular streaming services, 3% Cash Back at grocery stores, 1% Cash Back on all other purchases. Plus, earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats.
Ongoing APR
26.99% (Variable)
Annual Fee
$0
Discover it® Secured Credit Card
Intro bonus
Discover will match all the cash back you’ve earned at the end of your first year
Rewards
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Ongoing APR
23.24% Variable APR
Annual Fee
$0
Capital One Venture Rewards Credit Card
Intro bonus
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Rewards
2x Miles per dollar on every purchase, every day, 5x Miles on hotels and rental cars booked through Capital One Travel, 5x Miles per dollar when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Ongoing APR
16.24% - 24.24% (Variable)
Annual Fee
$95
Discover it® chrome
Intro APR
0% Intro APR on Purchases and Balance Transfers for 15 months
Ongoing APR
12.24% - 23.24% Variable APR
Rewards
Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Annual Fee
$0
Southwest Rapid Rewards® Plus Credit Card
Intro bonus
Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months.
Rewards
Earn 2X points on Southwest® purchases. Earn 2X points on Rapid Rewards® hotel and car partners. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, phone services, and select streaming. Earn 1X points on all other purchases.
Ongoing APR
16.24% - 23.24% Variable
Annual Fee
$69
Capital One VentureOne Rewards Credit Card
Intro APR
0% on Purchases and Balance Transfers for 15 months
Ongoing APR
15.24% - 25.24% (Variable)
Rewards
1.25x Miles per dollar on every purchase, every day, 5x Miles per dollar on hotels and rental cars booked through Capital One Travel
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Annual Fee
$0
Credit One Bank® Cash Back Rewards Credit Card
Intro bonus
N/A*
Rewards
Automatically earn 1% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms apply.
Ongoing APR
24.24% Variable
Annual Fee
$75 First year. $99 thereafter, billed monthly at $8.25
Wells Fargo Active Cash® Card
Intro APR
0% Intro APR for 15 months from account opening on purchases and qualifying balance transfers
Ongoing APR
15.74%, 20.74%, or 25.74% Variable APR
Rewards
Earn unlimited 2% cash rewards on purchases
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Annual Fee
$0
Discover it® Cash Back
Intro APR
0% Intro APR on Purchases and Balance Transfers for 15 months
Ongoing APR
12.24% - 23.24% Variable APR
Rewards
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Annual Fee
$0
Capital One SavorOne Cash Rewards Credit Card
Intro APR
0% on Purchases and Balance Transfers for 15 months
Ongoing APR
15.24% - 25.24% (Variable)
Rewards
3% Cash Back on dining and entertainment, 3% Cash Back on popular streaming services, 3% Cash Back at grocery stores, 1% Cash Back on all other purchases. Plus, earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats.
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual Fee
$0
Citi Custom Cash℠ Card
Intro APR
0% for 15 months on Purchases and Balance Transfers
Ongoing APR
14.74% – 24.74% (Variable)
Rewards
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Annual Fee
$0
Petal® 1 "No Annual Fee" Visa® Credit Card
Intro bonus
N/A*
Rewards
N/A*
Ongoing APR
20.24% - 29.74% Variable
Annual Fee
$0
Capital One Quicksilver Secured Cash Rewards Credit Card
Intro bonus
N/A*
Rewards
1.5% Cash Back on every purchase, every day, 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Ongoing APR
26.99% (Variable)
Annual Fee
$0
Southwest Rapid Rewards® Premier Credit Card
Intro bonus
Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months.
Rewards
Earn 3X points on Southwest® purchases. Earn 2X points on Rapid Rewards® hotel and car partners. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, phone services, and select streaming. Earn 1X points on all other purchases.
Ongoing APR
16.24% - 23.24% Variable
Annual Fee
$99
Chase Freedom Flex℠
Intro APR
0% Intro APR on Purchases and Balance Transfers for 15 months
Ongoing APR
15.24% - 23.99% Variable
Rewards
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! Plus, earn 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
Annual Fee
$0
Capital One Walmart Rewards® Mastercard®
Intro bonus
N/A*
Rewards
5% Cash Back at Walmart.com, including Pickup and Delivery, 2% Cash Back at restaurants and on travel, 2% Cash Back in Walmart stores and at Walmart and Murphy USA Fuel Stations, 1% cash back everywhere else Mastercard® is accepted
Ongoing APR
17.99% - 26.99% (Variable)
Annual Fee
$0
Credit One Bank Wander™ Card With No Annual Fee
Intro bonus
N/A*
Rewards
Earn 3x points on eligible Recreational & Amusement Park purchases, 2x on eligible restaurant & lodging purchases, and 1x points on all other purchases, terms apply
Ongoing APR
24.24% Variable
Annual Fee
$0
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.
*For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.
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Rewards credit card basics
Rewards credit card categories
Common rewards categories include groceries, gas, and dining. Some issuers rotate categories, giving higher reward percentages during different periods within a year. Others may even allow you to choose your own categories. This can be advantageous if you know you have a big purchase coming up, such as buying new furniture.
What to look for in a rewards credit card
With so many credit card choices available, finding the best credit card for you has become increasingly difficult. When selecting a rewards cards, maximizing rewards can be more than identifying where you like to spend most, such as whether you prefer discounts on merchandise, cash back, or a rewards system to help you save for a vacation. The terms and conditions should also be considered when qualifying for rewards. There could be a minimum number of transactions or amounts required, there could be sign-up bonuses, and there could be caps on qualifying purchases. There may also be other restrictions on how and when you can redeem rewards. Even the APR could be a factor, because you would want to avoid paying more in fees and charges than the reward amounts you receive.
Types of credit card rewards
Understanding the benefits of a rewards credit card can help you decide which is right for you. Generally, rewards credit cards are based on common spending habits.
- Cash back rewards: For purchases made, cash back is a percentage of the purchase that is refunded back to you. Typically, it can range from 1 to 5 percent, and can vary depending on the category of purchase. For example, you could receive 3% on gas, 2% back on groceries, and 1% everywhere else. And, with some issuers, categories can also rotate over time, and qualifying purchases could also be capped at set amounts.
- Travel rewards: Travel is one of the more popular categories where points are rewarded for qualifying purchases. Rewards can be redeemed for a set amount of points, and can be used to for flights, hotel rooms, discounts on dining, and rental car savings. Depending on the issuer, limitations could vary, such as which airline carriers points can be redeemed with.
- Retail rewards: There are generally two types of retail reward cards. The first, also known as store credit cards are typically restricted to a specific retailer, where some may offer redeemable points, and some may offer discounts that are not available through other payment options. Other retail cards include those that are issued by a bank, where points can be earned from multiple brands, but typically with higher rewards for specific brands.
- Gas rewards: Similar to retail rewards, gas rewards can be either brand specific or more general. The rewards are typically rebates on qualified purchases at gas stations or cash back for those purchases. Some brands will also offer discounts when purchasing from them.
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