39 Card Offers
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation, however the compensation does not impact how or where the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
Intro bonus
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
Rewards
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants. Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
Ongoing APR
15.99% - 24.99% (Variable)
Annual Fee
$99, waived for first 12 months
Southwest Rapid Rewards® Premier Credit Card
Intro bonus
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
Rewards
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.
Ongoing APR
17.49% - 24.49% Variable
Annual Fee
$99
Blue Cash Everyday® Card from American Express
Intro APR
0% on Purchases and Balance Transfers for 15 months
Ongoing APR
12.99%-23.99% Variable
Rewards
3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% Cash Back at U.S. gas stations and 1% cash back on other purchases
Earn $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
Annual Fee
$0
Discover it® Miles
Intro APR
0% on Purchases and 10.99% on Balance Transfers for 14 months
Ongoing APR
13.49% - 24.49% Variable
Rewards
Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
Annual Fee
$0
Delta SkyMiles® Blue American Express Card
Intro bonus
Earn 15,000 bonus miles. Earn 15,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Offer Expires 4/1/2020.
Rewards
Earn 2 miles per dollar spent on purchases made directly with Delta and at US restaurants. Earn 1 mile on every eligible dollar spent on purchases.
Ongoing APR
15.74%-24.74% Variable
Annual Fee
$0
Discover it® Cash Back
Intro APR
0% on Purchases and Balance Transfers for 14 months
Ongoing APR
13.49% - 24.49% Variable
Rewards
5% Cash back in categories that change each quarter up to the quarterly maximum, when you sign up. Plus, 1% unlimited cash back automatically on all other purchases.
Annual Fee
$0
Discover it® Balance Transfer
Intro APR
0% on Purchases for 6 months and 0% on Balance Transfers for 18 months
Ongoing APR
13.49% - 24.49% Variable
Rewards
5% Cash back in categories that change each quarter up to the quarterly maximum, when you sign up. Plus, 1% unlimited cash back automatically on all other purchases.
Annual Fee
$0
The Platinum Card® from American Express
Intro bonus
Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Rewards
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel
Ongoing APR
N/A
Annual Fee
$550
Discover it® Student chrome
Intro APR
0% on Purchases and 10.99% on Balance Transfers for 6 months
Ongoing APR
14.49% - 23.49% Variable
Rewards
2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
Annual Fee
$0
Capital One® Quicksilver® Cash Rewards Credit Card
Intro bonus
Earn $150 after you spend $500 on purchases within 3 months from account opening
Rewards
1.5% Cash Back on every purchase, every day
Earn $150 after you spend $500 on purchases within 3 months from account opening
Ongoing APR
15.49% - 25.49% (Variable)
Annual Fee
$0
Official NASCAR® Credit Card from Credit One Bank®
Intro bonus
N/A*
Rewards
Receive 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR Shop. Terms apply.
Ongoing APR
19.49% - 25.49% Variable
Annual Fee
$0 - $99
Credit One Bank® Platinum Premier Cash Back Rewards Credit Card
Intro bonus
N/A*
Rewards
Get 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1% thereafter.
Ongoing APR
25.49% Variable
Annual Fee
$95
Chase Sapphire Reserve®
Intro bonus
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Rewards
3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Ongoing APR
18.49% - 25.49% Variable
Annual Fee
$550
Hilton Honors American Express Surpass® Card
Intro bonus
Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
Rewards
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card
Ongoing APR
15.74%-24.74% Variable
Annual Fee
$95
Journey® Student Rewards from Capital One®
Intro bonus
N/A*
Rewards
1% Cash Back on all purchases, 0.25% Cash Back bonus on the cash back you earn each month you pay on time
Ongoing APR
26.99% (Variable)
Annual Fee
$0
Delta SkyMiles® Gold American Express Card
Intro bonus
Earn 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
Rewards
Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn one mile for every eligible dollar you spend on purchases.
Ongoing APR
15.74%-24.74% Variable
Annual Fee
$0 introductory annual fee for the first year, then $99.
Delta SkyMiles® Platinum American Express Card
Intro bonus
Earn 100,000 bonus miles. Earn 80,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 20,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020.
Rewards
Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don’t expire.
Ongoing APR
15.74%-24.74% Variable
Annual Fee
$250
Discover it® chrome
Intro APR
0% on Purchases and Balance Transfers for 14 months
Ongoing APR
13.49% - 24.49% Variable
Rewards
2% cash back at gas stations & restaurants on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
Annual Fee
$0
Citi® Double Cash Card - 18 month BT offer
Intro APR
0% for 18 months on Balance Transfers
Ongoing APR
13.99% - 23.99% (Variable)
Rewards
Earn 2% cash back on purchases 1% when you buy and 1% as you make payments for those purchases
Annual Fee
$0
Discover it® Secured
Intro bonus
Dollar-for-dollar match of all cash back earned the first year
Rewards
2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, 1% unlimited cash back on all other purchases.
Ongoing APR
24.49% Variable
Annual Fee
$0
Capital One® SavorOne® Cash Rewards Credit Card
Intro bonus
Earn $150 after you spend $500 on purchases within 3 months from account opening
Rewards
3% Cash Back on dining, 3% Cash Back on entertainment, 2% Cash Back at grocery stores, 1% Cash Back on all other purchases
Earn $150 after you spend $500 on purchases within 3 months from account opening
Ongoing APR
15.49% - 25.49% (Variable)
Annual Fee
$0
Discover it® Student Cash Back
Intro APR
0% on Purchases and 10.99% on Balance Transfers for 6 months
Ongoing APR
14.49% - 23.49% Variable
Rewards
5% Cash back in categories that change each quarter up to the quarterly maximum, when you sign up. Plus, 1% unlimited cash back automatically on all other purchases.
Annual Fee
$0
Southwest Rapid Rewards® Priority Credit Card
Intro bonus
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
Rewards
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.
Ongoing APR
17.49% - 24.49% Variable
Annual Fee
$149
Chase Sapphire Preferred® Card
Intro bonus
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Rewards
2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Ongoing APR
17.49% - 24.49% Variable
Annual Fee
$95
American Express Cash Magnet® Card
Intro APR
0% on Purchases and Balance Transfers for 15 months
Ongoing APR
12.99%-23.99% Variable
Rewards
Unlimited 1.5% Cash Back on your purchases
Earn $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months.
Annual Fee
$0
Wells Fargo Propel American Express® card
Intro bonus
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
Rewards
Many ways to earn 3X points
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
Ongoing APR
13.99% - 25.99% (Variable)
Annual Fee
$0
American Express® Green Card
Intro bonus
Earn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months.
Rewards
Earn 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours. Earn 3X Membership Rewards® points at restaurants worldwide.
Ongoing APR
See Rates & Fees
Annual Fee
$150
Capital One® QuicksilverOne® Cash Rewards Credit Card
Intro bonus
N/A*
Rewards
1.5% Cash Back on every purchase, every day
Ongoing APR
26.99% (Variable)
Annual Fee
$39
Blue Cash Preferred® Card from American Express
Intro APR
0% on Purchases and Balance Transfers for 12 months
Ongoing APR
12.99%-23.99% Variable
Rewards
6% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 3% Cash Back at US gas stations and 1% Cash Back on other purchases
Earn $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
Annual Fee
$95
Chase Freedom Unlimited®
Intro APR
0% Intro APR on Purchases and 0% Intro APR on Balance Transfers for 15 months
Ongoing APR
16.49% - 25.24% Variable
Rewards
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases.
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases.
Annual Fee
$0
Capital One® VentureOne® Rewards Credit Card
Intro bonus
N/A*
Rewards
1.25x Miles per dollar on every purchase, every day
Ongoing APR
14.49% - 24.49% (Variable)
Annual Fee
$0
Credit One Bank® Cash Back Rewards Credit Card
Intro bonus
N/A*
Rewards
Automatically earn 1% cash back rewards on eligible gas and grocery purchases as well as mobile phone, internet, cable and satellite TV services. Terms apply.
Ongoing APR
25.49% Variable
Annual Fee
$39
Capital One® Venture® Rewards Credit Card
Intro bonus
N/A*
Rewards
2x Miles per dollar on every purchase, every day
Ongoing APR
17.24% - 24.49% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Southwest Rapid Rewards® Plus Credit Card
Intro bonus
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
Rewards
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.
Ongoing APR
17.49% - 24.49% Variable
Annual Fee
$69
Wells Fargo Cash Wise Visa® card
Intro bonus
Earn a $150 cash rewards bonus after spending $500 in the first 3 months
Rewards
Earn unlimited 1.5% cash rewards on purchases
Earn a $150 cash rewards bonus after spending $500 in the first 3 months
Ongoing APR
13.99% - 25.99% (Variable)
Annual Fee
$0
Deserve® EDU
Intro bonus
N/A*
Rewards
1% unlimited cash back on all purchases
Ongoing APR
20.24% (Variable)
Annual Fee
$0
Hilton Honors American Express Card
Intro bonus
Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
Rewards
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card
Ongoing APR
15.74%-24.74% Variable
Annual Fee
$0
Chase Freedom®
Intro APR
0% Intro APR on Purchases and 0% Intro APR on Balance Transfers for 15 months
Ongoing APR
16.49% - 25.24% Variable
Rewards
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.
Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.
Annual Fee
$0
American Express® Gold Card
Intro bonus
Earn 35,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
Rewards
Earn 4X Membership Rewards® pts at restaurants and U.S. supermarkets (up to $25K/year in purchases, then 1X), 3X Membership Rewards® pts on flights booked directly w/airlines or on amextravel.com
Ongoing APR
See Rates & Fees
Annual Fee
$250
Advertiser Disclosure: The credit card offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation, however the compensation does not impact how or where the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.
*For complete information, see the terms and conditions on the credit card issuer's website. Once you click apply for this card, you will be directed to the issuer's website where you may review the terms and conditions of the card before applying. We show a summary to help you choose a product, not the full legal terms – and before applying you should understand the full terms of the product as stated by the issuer itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.
Rewards credit card basics
Rewards credit card categories
Common rewards categories include groceries, gas, and dining. Some issuers rotate categories, giving higher reward percentages during different periods within a year. Others may even allow you to choose your own categories. This can be advantageous if you know you have a big purchase coming up, such as buying new furniture.
What to look for in a rewards credit card
With so many credit card choices available, finding the best credit card for you has become increasingly difficult. When selecting a rewards cards, maximizing rewards can be more than identifying where you like to spend most, such as whether you prefer discounts on merchandise, cash back, or a rewards system to help you save for a vacation. The terms and conditions should also be considered when qualifying for rewards. There could be a minimum number of transactions or amounts required, there could be sign-up bonuses, and there could be caps on qualifying purchases. There may also be other restrictions on how and when you can redeem rewards. Even the APR could be a factor, because you would want to avoid paying more in fees and charges than the reward amounts you receive.
Types of credit card rewards
Understanding the benefits of a rewards credit card can help you decide which is right for you. Generally, rewards credit cards are based on common spending habits.
- Cash back rewards: For purchases made, cash back is a percentage of the purchase that is refunded back to you. Typically, it can range from 1 to 5 percent, and can vary depending on the category of purchase. For example, you could receive 3% on gas, 2% back on groceries, and 1% everywhere else. And, with some issuers, categories can also rotate over time, and qualifying purchases could also be capped at set amounts.
- Travel rewards: Travel is one of the more popular categories where points are rewarded for qualifying purchases. Rewards can be redeemed for a set amount of points, and can be used to for flights, hotel rooms, discounts on dining, and rental car savings. Depending on the issuer, limitations could vary, such as which airline carriers points can be redeemed with.
- Retail rewards: There are generally two types of retail reward cards. The first, also known as store credit cards are typically restricted to a specific retailer, where some may offer redeemable points, and some may offer discounts that are not available through other payment options. Other retail cards include those that are issued by a bank, where points can be earned from multiple brands, but typically with higher rewards for specific brands.
- Gas rewards: Similar to retail rewards, gas rewards can be either brand specific or more general. The rewards are typically rebates on qualified purchases at gas stations or cash back for those purchases. Some brands will also offer discounts when purchasing from them.
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