Wells Fargo Active Cash® Card

Wells Fargo is an Experian Partner

Wells Fargo Active Cash® Card logo.

Wells Fargo Active Cash® Card

Rated 4.62 out of 5 stars, 823 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% intro APR for 15 months from account opening on purchases and qualifying balance transfers

Ongoing APR:

20.24%, 25.24%, or 29.99% Variable APR

Ongoing Balance Transfer APR:

20.24%, 25.24%, or 29.99% Variable APR

Intro Bonus:

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don’t expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Unlimited 2% cash rewards rate on purchases

  • Introductory cash rewards bonus available

  • Lengthy 0% intro APR period for purchases and qualifying balance transfers

  • Foreign currency conversion fees

  • Potential to be offered a high APR

See all Wells Fargo‘s offers

Review Snapshot

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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