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You typically don't need to notify your credit card company when traveling in the U.S., bu...
Don't assume the worst if you have a credit card application under review. The card issuer...
A balance transfer fee is a fee credit card companies charge to move a balance from one ca...
Certain purchases are actually cash advances and trigger a fee and higher interest. Learn ...
Some businesses you shop with may use a credit card authorization hold to reserve some of ...
Opening, using and closing credit card accounts can influence credit scores multiple ways,...
Balance transfer requests may be denied if your credit limit isn't high enough or you're t...
If you have no credit history, your credit card options are limited, but some credit cards...
You might have to pay an annual fee each year to keep your credit card open. Sometimes it ...
You can use a balance transfer to shift a balance from one credit card to another. But the...
Credit cards don’t have routing numbers; they’re unnecessary for credit transactions. Here...
Credit card swipe fees are the fees businesses pay to accept credit cards. Businesses are ...
Credit cards can have variable or fixed interest rates, but variable-rate cards are much m...
You can't buy a money order with a credit card. Although you could use a credit card cash ...
Cosigners and authorized users have different responsibilities and can see different credi...
Virtual credit cards can be a convenient option, but you may not be able to use them for i...
Even if some rewards programs do have an expiration date, you can often extend it indefini...
To pay off high-interest credit cards, avoid adding to your debt, explore strategies to lo...
If you’ve been recently denied a secured credit card, the card issuer is legally required ...
The classification of the store, not the merchandise you buy, determines whether something...
Upgrading your credit card generally won't hurt your credit score because it doesn't typic...
Cash advances don't directly hurt credit, but they can make card balances rise faster than...
Whether something qualifies as a travel purchase depends on how the merchant you bought it...
If you’re wondering how many credit cards you should have, it’s important to understand yo...
Credit card payments are typically posted in one to five days. The timing varies depending...
In-flight credit card offers may come with bonus miles or points, statement credits and sp...
Costly balance transfer mistakes include missing the deadline and making high-interest pur...
The best credit card benefits include cash back, rewards, introductory bonus offers and 0%...
Credit card return protection can help you get a refund for a purchased item when the merc...
Balance transfers can be beneficial, but a cash advance is almost always a bad idea. Learn...
It may not be possible to get approved for a balance transfer card with bad credit, but th...
Travel hacking might hurt your credit scores if you're opening multiple credit cards, but ...
Transferring multiple cards to a single 0% intro APR card can ease the challenge of managi...
Purchases on a balance transfer credit card may not benefit from the same 0% APR as your b...
If you’re considering a rewards credit card, you can choose between cash back, points or m...
Travel credit cards can help some people save money and make travel more luxurious, but th...
A missing credit card can happen to anyone. If your card is lost or stolen, follow these s...
With a 0% intro APR credit card, any remaining balance and new purchases will accrue at th...
Using a travel rewards credit card is the easiest way to earn rewards. When you combine it...
Both airline and travel rewards credit cards can save you money on travel while elevating ...
The deposit in a secured credit card acts as collateral and usually equals your credit lim...
A low interest credit card offers an interest rate that is sometimes significantly lower t...
Compared with regular credit cards, student credit cards may have lower credit limits and ...
If you find yourself just shy of the miles you need to redeem for a flight, there are a nu...
There are several ways to use your rewards before closing a credit card, but you might los...
Learn how to accurately calculate your revolving credit utilization ratio based on the sam...
Credit card churning involves opening multiple credit cards to earn the intro bonuses. It ...
There's a lot you can do as an authorized user, but it's not the same as having your own c...
A secured credit card can be a great way to build or improve your credit. With responsible...
Hotel, airline, retail and other co-branded credit cards offer brand-specific rewards and ...
If you have a high credit score, your chances of securing a low interest rate are higher c...
If your credit card issuer reduces your credit limit, it could result in a lower credit sc...
Balance transfer cards can save you money on interest and be part of a smart debt repaymen...
If your credit card balance goes up, whether because of higher interest rates, fees or pur...
By Karen Axelton
