Credit cards

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Are Credit Cards Bad?

Credit cards can be helpful or harmful—it all comes down to how you use them.

By Louis DeNicola

May 23, 2024Credit card basics

Are Airline Credit Cards Worth It?

You might want an airline credit card if you frequently fly with the airline or can benefi...

By Louis DeNicola

May 14, 2024Travel credit cards

How Long to Wait Between Credit Card Applications

Wait six months between credit card applications to protect your credit score and avoid ex...

By Brianna McGurran

May 13, 2024Credit card basics

Can You Rent a Car With a Secured Credit Card?

You can rent a car with either a secured or unsecured credit card. Learn how to rent a car...

By Tim Maxwell

May 12, 2024Secured credit cards

Do Balance Transfers Earn Rewards?

While you can't earn rewards on a balance transfer, you may earn rewards on qualifying pur...

By LaToya Irby

May 4, 2024Balance transfers

How to Get Your Credit Card’s Annual Fee Waived

There's no sure way to get your card's annual fee waived, but these four tips could help. ...

By Louis DeNicola

May 3, 2024Credit card basics

What Is Balance Transfer APR?

A balance transfer APR is an interest rate that applies to debt you’ve transferred from on...

By Ben Luthi

May 2, 2024APR

What’s the Average Credit Limit on a Credit Card?

The average credit limit in the U.S. was $29,855 at the end of the third quarter of 2023, ...

By Louis DeNicola

Apr 30, 2024Credit card basics

What Does No Preset Spending Limit Mean for a Credit Card?

A no preset spending limit credit card doesn't restrict you to a set credit limit. Instead...

By LaToya Irby

Apr 27, 2024Credit card basics

How Do I Check My Credit Card Benefits?

Understanding your credit card benefits can help you get more value from your credit card....

By LaToya Irby

Apr 25, 2024Credit card basics

What Is a Convenience Fee on a Credit Card?

For certain payments, a merchant may charge you a convenience fee if you use a credit card...

By Ben Luthi

Apr 23, 2024Credit card basics

How to Get Approved for a Credit Card

Getting approved for a credit card can be challenging, but these tips can help you maximiz...

By Evelyn Waugh

Apr 23, 2024Credit card basics

11 Transactions That Don’t Earn Credit Card Rewards

Interest, balance transfers and cash advances generally don't earn credit card rewards. Ce...

By LaToya Irby

Apr 20, 2024Rewards credit cards

How Does a Balance Transfer Affect Your Credit Score?

A balance transfer can hurt your credit if you open several new cards and incur new debt. ...

By Brianna McGurran

Apr 15, 2024Balance transfers

4 Alternatives to Credit Card Cash Advances

Several alternatives to cash advances can help you access money while saving on borrowing ...

By Tim Maxwell

Apr 7, 2024Credit card basics

How Old Do You Have to Be to Get a Credit Card?

You can get a credit card at 18 in most states. However, because you're under age 21, you'...

By LaToya Irby

Apr 3, 2024Credit card basics

How to Upgrade a Secured Credit Card to an Unsecured Card

Once you're ready to upgrade a secured credit card to an unsecured card, the steps are pre...

By LaToya Irby

Mar 30, 2024Secured credit cards

Does My Company Credit Card Affect My Credit Score?

Small business credit cards might affect your credit score if you're the business owner or...

By Louis DeNicola

Mar 29, 2024Credit card basics

Do You Lose Rewards on Returned Purchases?

Card issuers may deduct credit card rewards points from your account when you return purch...

By Tim Maxwell

Mar 29, 2024Rewards credit cards

What Is a Convenience Check?

Credit card convenience checks can be used to access credit for cash advances, purchases a...

By Sarah Archambault

Mar 28, 2024Credit card basics

What to Know About the CFPB’s Cap on Credit Card Late Fees

If you’re late on a credit card payment, the Consumer Financial Protection Bureau’s new ru...

By Ben Luthi

Mar 28, 2024Credit card basics

Where Is American Express Accepted?

If you have an American Express credit card, you can use it to make purchases with most me...

By Ben Luthi

Mar 28, 2024Credit card basics

How Does Credit Card Lounge Access Work?

With credit card lounge access, you can access airport lounges around the world, enjoy a v...

By LaToya Irby

Mar 27, 2024Credit card basics

When Can You Be Charged a Late Fee?

Paying late by any amount of time can result in a late fee. But a record of on-time paymen...

By Bev O'Shea

Mar 20, 2024Credit card basics

What Are Balance Transfer Credit Cards?

Learn all the details about balance transfer cards to see if a balance transfer makes sens...

By Louis DeNicola

Mar 19, 2024Balance transfers

What Is Credit Card Travel Insurance?

Learn how credit card travel insurance can help minimize financial losses if your trip is ...

By Jennifer Brozic

Mar 19, 2024Credit card basics

Are Virtual Credit Cards Safe?

These digital credit card numbers provide an extra layer of security—making it harder for ...

By Marianne Hayes

Mar 19, 2024Credit card basics

Can You Buy Gift Cards With a Credit Card?

You can typically buy gift cards with a credit card and maybe even earn rewards. Beware th...

By LaToya Irby

Mar 16, 2024Credit card basics

What Is a Grace Period?

A grace period is an interval during which you are not charged interest or fees on money y...

By Jim Akin

Mar 10, 2024Credit card basics

How Many Numbers Are on a Credit Card?

Credit cards have 15 or 16 numbers printed on the front or back of the card. Each digit re...

By Tim Maxwell

Mar 10, 2024Credit card basics

The History of Credit Cards

This history of credit cards can help you understand how they developed into a convenient ...

By Ben Luthi

Mar 9, 2024Credit cards

What Are Negative Interest Rates?

Negative interest rates can happen when central banks cut rates below 0% or when inflation...

By Louis DeNicola

Mar 6, 2024APR

Why Do Credit Card Issuers Ask Your Income?

Card issuers may ask for your income when you apply for a card and periodically when you h...

By Louis DeNicola

Mar 2, 2024Credit card basics

Can You Pay Rent With a Credit Card?

Paying rent by credit card is only permitted by some landlords, though some third-party se...

By Emily Starbuck Gerson

Feb 29, 2024Credit card basics

Can I Disable Cash Advances on a Credit Card?

You might have the option to disable cash advances on your credit card, depending on your ...

By Tim Maxwell

Feb 29, 2024Credit card basics

Should I Sign My Credit Card?

If your credit card has a signature panel—and many do not—you should sign it. It's safe an...

By Bev O'Shea

Feb 28, 2024Credit card basics

Do You Have to Notify Your Credit Card Company When You Travel?

You typically don't need to notify your credit card company when traveling in the U.S., bu...

By Karen Axelton

Feb 27, 2024Credit card basics

What It Means When Your Credit Card Application Is Under Review

Don't assume the worst if you have a credit card application under review. The card issuer...

By LaToya Irby

Feb 27, 2024Credit card basics

7 Credit Card Transactions That Are Actually Cash Advances

Certain purchases are actually cash advances and trigger a fee and higher interest. Learn ...

By LaToya Irby

Feb 22, 2024Credit card basics

What Is a Credit Card Hold?

Some businesses you shop with may use a credit card authorization hold to reserve some of ...

By LaToya Irby

Feb 16, 2024Credit card basics

How Credit Cards Can Affect Your Credit Score

Opening, using and closing credit card accounts can influence credit scores multiple ways,...

By Jim Akin

Feb 15, 2024Credit card basics

Why Was My Balance Transfer Request Denied?

Balance transfer requests may be denied if your credit limit isn't high enough or you're t...

By Karen Axelton

Feb 14, 2024Balance transfers

What Is the Easiest Credit Card to Get With No Credit?

If you have no credit history, your credit card options are limited, but some credit cards...

By Ben Luthi

Feb 9, 2024Secured credit cards

What Is a Credit Card Annual Fee?

You might have to pay an annual fee each year to keep your credit card open. Sometimes it ...

By Louis DeNicola

Feb 9, 2024Credit card basics

Do Credit Cards Have Routing Numbers?

Credit cards don’t have routing numbers; they’re unnecessary for credit transactions. Here...

By Tim Maxwell

Feb 6, 2024Credit card basics

What Are Credit Card Swipe Fees?

Credit card swipe fees are the fees businesses pay to accept credit cards. Businesses are ...

By LaToya Irby

Feb 6, 2024Credit card basics

Are Credit Card Rates Fixed or Variable?

Credit cards can have variable or fixed interest rates, but variable-rate cards are much m...

By Louis DeNicola

Feb 5, 2024Credit card basics

Can You Buy a Money Order With a Credit Card?

You can't buy a money order with a credit card. Although you could use a credit card cash ...

By Karen Axelton

Feb 4, 2024Credit cards

Credit Card Authorized User vs. Cosigner: What Is the Difference?

Cosigners and authorized users have different responsibilities and can see different credi...

By Evelyn Waugh

Feb 2, 2024Credit card basics

Pros and Cons of Virtual Credit Cards

Virtual credit cards can be a convenient option, but you may not be able to use them for i...

By John Egan

Jan 31, 2024Credit card basics

Do Credit Card Rewards, Points and Miles Expire?

Even if some rewards programs do have an expiration date, you can often extend it indefini...

By Ben Luthi

Jan 29, 2024Rewards credit cards

How to Pay Off High-Interest Credit Cards

To pay off high-interest credit cards, avoid adding to your debt, explore strategies to lo...

By Brianna McGurran

Jan 29, 2024Credit cards

What to Do if You’re Denied a Secured Credit Card

If you’ve been recently denied a secured credit card, the card issuer is legally required ...

By Ben Luthi

Jan 25, 2024Secured credit cards

What Counts as a Grocery Purchase for Rewards Credit Cards?

The classification of the store, not the merchandise you buy, determines whether something...

By Bev O'Shea

Jan 24, 2024Rewards credit cards

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Credit cards

Are Credit Cards Bad?

Are Airline Credit Cards Worth It?

How Long to Wait Between Credit Card Applications

Can You Rent a Car With a Secured Credit Card?

Do Balance Transfers Earn Rewards?

How to Get Your Credit Card’s Annual Fee Waived

What Is Balance Transfer APR?

What’s the Average Credit Limit on a Credit Card?

What Does No Preset Spending Limit Mean for a Credit Card?

How Do I Check My Credit Card Benefits?

What Is a Convenience Fee on a Credit Card?

How to Get Approved for a Credit Card

11 Transactions That Don’t Earn Credit Card Rewards

How Does a Balance Transfer Affect Your Credit Score?

4 Alternatives to Credit Card Cash Advances

How Old Do You Have to Be to Get a Credit Card?

How to Upgrade a Secured Credit Card to an Unsecured Card

Does My Company Credit Card Affect My Credit Score?

Do You Lose Rewards on Returned Purchases?

What Is a Convenience Check?

What to Know About the CFPB’s Cap on Credit Card Late Fees

Where Is American Express Accepted?

How Does Credit Card Lounge Access Work?

When Can You Be Charged a Late Fee?

What Are Balance Transfer Credit Cards?

What Is Credit Card Travel Insurance?

Are Virtual Credit Cards Safe?

Can You Buy Gift Cards With a Credit Card?

What Is a Grace Period?

How Many Numbers Are on a Credit Card?

The History of Credit Cards

What Are Negative Interest Rates?

Why Do Credit Card Issuers Ask Your Income?

Can You Pay Rent With a Credit Card?

Can I Disable Cash Advances on a Credit Card?

Should I Sign My Credit Card?

Do You Have to Notify Your Credit Card Company When You Travel?

What It Means When Your Credit Card Application Is Under Review

7 Credit Card Transactions That Are Actually Cash Advances

What Is a Credit Card Hold?

How Credit Cards Can Affect Your Credit Score

Why Was My Balance Transfer Request Denied?

What Is the Easiest Credit Card to Get With No Credit?

What Is a Credit Card Annual Fee?

Do Credit Cards Have Routing Numbers?

What Are Credit Card Swipe Fees?

Are Credit Card Rates Fixed or Variable?

Can You Buy a Money Order With a Credit Card?

Credit Card Authorized User vs. Cosigner: What Is the Difference?

Pros and Cons of Virtual Credit Cards

Do Credit Card Rewards, Points and Miles Expire?

How to Pay Off High-Interest Credit Cards

What to Do if You’re Denied a Secured Credit Card

What Counts as a Grocery Purchase for Rewards Credit Cards?