Checking account

Explore more topics

Checking account

Page 2

How Long Are Checks Good For?

Even after a check has expired, a bank or credit union still might honor it or the issuer ...

By John Egan

May 31, 2025

Funds Availability and Your Bank Account: What You Need to Know

You may not have immediate access to funds you deposit into your bank account. Availabilit...

By Jennifer Brozic

Nov 23, 2024

What Is a Checking Account?

A checking account is a safe place to keep your cash that makes it easy to pay bills, tran...

By Jennifer Brozic

Aug 26, 2024

What Are ATM Withdrawal Limits?

An ATM withdrawal limit is the amount of cash you can take from an ATM in a single transac...

By LaToya Irby

Aug 25, 2024

How to Choose a Debit Card

The right debit card simplifies money management. To choose a debit card, look for the ide...

By LaToya Irby

Jun 26, 2024

Does Locking Your Debit Card Affect Credit Card Payments?

Locking your missing debit card prevents new transactions, but it usually still allows rec...

By Emily Starbuck Gerson

Jun 6, 2024

What Are Overdraft Fees?

Banks charge overdraft fees when your account lacks the funds to cover a charge, but the b...

By Karen Axelton

May 30, 2024

Should Married Couples Have Joint Checking Accounts?

A joint checking account can help married couples unify their finances, but you'll need go...

By Gayle Sato

Feb 28, 2024

Should You Use a Debit Card for Travel?

A debit card can be a handy tool when you're traveling, but be sure to keep it in a safe, ...

By John Egan

Feb 11, 2024

How to Earn Cash Back With a Debit Card

While not typically as generous as rewards credit cards, some debit cards offer cash back....

By Ben Luthi

Feb 9, 2024

How Do Rewards Debit Cards Work?

Looking to earn extra cash? Some checking accounts offer rewards when you use the linked d...

By Kim Porter

Feb 3, 2024

What Is a Check Hold?

When you deposit a check in your bank account, the bank may place a check hold, which can ...

By Karen Axelton

Jan 19, 2024

Do I Need Paper Checks Anymore?

You can pay from your checking account without paper checks, but paper checks can be usefu...

By Karen Axelton

Jan 17, 2024

What Is an Electronic Check (eCheck) and How Does It Work?

An eCheck is an electronic payment that's fast, cheap and secure. Find out how to use one ...

By Kim Porter

Jan 17, 2024

How Many Checking Accounts Can You Have?

You can certainly have multiple checking accounts if needed. In some instances, it might h...

By Marianne Hayes

Dec 31, 2023

What Is a High-Yield Checking Account?

A high-yield checking account is used for day-to-day spending, but earns interest at a hig...

By Karen Axelton

Dec 30, 2023

How to Find a No-Fee Checking Account

A no-fee checking account can help you save on monthly service fees and other charges. Her...

By Jennifer Brozic

Dec 22, 2023

7 Steps to Take After Overdrawing Your Account

Overdrawing your account can result in fees and late or missed payments. Take these seven ...

By Jennifer Brozic

Dec 12, 2023

What Are Checking Account Monthly Maintenance Fees?

Monthly maintenance fees can eat into your hard-earned cash. Find out ways you can avoid t...

By Kim Porter

Dec 8, 2023

What Is a Debit Card and How Does It Work?

If you have a debit card, here’s what you need to know about how it works and what it can ...

By Ben Luthi

Nov 24, 2023

What Is the Difference Between ACH and Wire Transfers?

Time is money, including when you're weighing whether to choose an ACH or a wire transfer....

By Geoff Williams

Nov 21, 2023

Do I Need a Checking Account?

A checking account offers a convenient way to manage your money and handle daily transacti...

By Karen Axelton

Nov 20, 2023

When to Open a Checking Account

The best times to open a checking account are when you have a major life change or want fe...

By Karen Axelton

Nov 9, 2023

What Is a Senior Checking Account?

Senior checking accounts for those 55 and older offer savings on fees, paper checks and so...

By Karen Axelton

Oct 27, 2023

What Is a Stop Payment and How Does It Work?

A stop payment cancels a check or recurring payment before it's processed, for a small fee...

By Emily Starbuck Gerson

Oct 26, 2023

How Much Should You Keep in Checking and Savings?

Keep enough in your checking and savings accounts to pay your bills while taking advantage...

By Tim Maxwell

Oct 22, 2023

How to Open a Student Checking Account

Student checking accounts are offered by banks and credit unions to high school and colleg...

By Geoff Williams

Oct 20, 2023

Should You Open a Student Checking Account?

Student checking accounts are available to students of certain ages. They save money throu...

By Emily Starbuck Gerson

Oct 18, 2023

Do You Need a Business Checking and a Personal Checking Account?

You need both a business and a personal checking account if you want to keep your business...

By Gayle Sato

Oct 12, 2023

What Is the Experian Smart Money™ Digital Checking Account and Debit Card?

Whether you're new to credit or simply want to improve your FICO® Score, Experian Smart Mo...

By Evelyn Waugh

Oct 6, 2023

What to Know About Foreign Transaction Fees on Debit Cards

Foreign transaction fees can be tacked on to your debit card or purchases abroad or at oth...

By Tim Maxwell

Oct 6, 2023

How Does Experian Smart Money™ Work?

Build credit without debt. Experian Smart Money™ links to Experian Boost® to help you reac...

By Evelyn Waugh

Oct 5, 2023

How Does Experian Smart Money™ Compare?

Experian Smart Money™ is a new digital checking account and debit card linked to Experian ...

By Evelyn Waugh

Oct 5, 2023

What Is a Premium Checking Account?

Premium checking accounts offer special features such as interest, discounted financial se...

By Karen Axelton

Sep 29, 2023

Pros and Cons of a Premium Checking Account

Premium checking accounts offer a slew of benefits including waived fees and loan discount...

By LaToya Irby

Sep 28, 2023

How Do Checking Accounts for Kids Work?

With a kids' checking account, a child can make purchases, track their spending, check the...

By Marianne Hayes

Sep 15, 2023

Does a Student Checking Account Affect My Credit?

A student checking account won't affect your credit directly and offers convenient banking...

By Sarah Archambault

Aug 30, 2023

What Is a NOW Account?

Alternatives to a NOW account include an interest-earning checking account and a high-yiel...

By John Egan

Aug 24, 2023

How to Cash a Check

Cashing a check is a simple process. Sign the check, visit your bank and exchange the chec...

By Geoff Williams

Aug 14, 2023

How to Manage Your Checking Account

Monitoring your balance, setting up bank alerts, using direct deposit and reviewing bank f...

By Taylor Medine

Aug 8, 2023

5 Things to Know About Closing a Joint Checking Account

Closing a joint checking account isn't difficult, but there are some things to keep in min...

By Evelyn Waugh

Aug 3, 2023

10 Tips to Choose the Best Checking Account

Choosing a checking account shouldn't be hard. With this checklist, you'll be able to find...

By Mel Jones

Jul 28, 2023

Can You Deposit Money at Any ATM?

You cannot deposit cash at any ATM. You are usually limited to ATMs in network with your b...

By Mel Jones

Jul 13, 2023

What Are No-Fee Checking Accounts?

Opening a no-fee checking account is a way to avoid monthly fees; however, no-fee checking...

By Taylor Medine

Jul 9, 2023

What Are the Differences Between Checking and Savings Accounts?

It takes two essential bank accounts (checking and savings) to help you manage your money,...

By Gayle Sato

Jun 20, 2023

How to Avoid ATM Fees

Using in-network ATMs, opening a bank account with an ATM fee rebate and using the cash ba...

By Taylor Medine

May 6, 2023

Best Bank Accounts for Living Abroad

Banking in another country doesn't have to be complicated. It comes down to understanding ...

By Marianne Hayes

Apr 27, 2023

5 Surprising Perks of Checking Accounts

To get the most out of your checking account, look for these five perks you may be surpris...

By Kathryn Pomroy

Apr 16, 2023

What Are Reward Checking Accounts?

Reward checking accounts provide incentives and perks, like bonuses, high APYs and cash ba...

By Kathryn Pomroy

Mar 26, 2023

What Is an Interest Checking Account?

Many checking accounts don't earn interest, but interest checking accounts offer an annual...

By Taylor Medine

Mar 12, 2023

Why Was I Denied a Checking Account?

When your application for a checking account is denied, find out why, check your ChexSyste...

By Karen Axelton

Feb 23, 2023

How to Open a Checking Account

To choose the right checking account, consider convenience, fees and features. Then follow...

By Karen Axelton

Feb 14, 2023

Are All Checking Accounts Free?

Are all checking accounts free? Unfortunately, no. Even "free" checking accounts may charg...

By Kathryn Pomroy

Feb 14, 2023

Should I Pay Bills With a Credit Card or Checking Account?

Paying monthly bills with a credit card can help you earn rewards and even boost your cred...

By Karen Axelton

Jan 20, 2023

Credit support

Credit advice

Identity Theft support

Identity Theft Advice

Money advice

Credit Card advice

Loan advice

Auto Insurance Advice

Explore more topics