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Debt

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Is It Better to Pay Off Debt or Settle It?

It is better to pay off your debt in full if possible. A settled account is considered neg...

Brianna McGurran profile imageBy Brianna McGurran
Apr 16, 2021

Negotiating a Settlement Amount on an Account in Good Standing

A settled account on your credit report will have a negative impact on your credit scores—...

Jennifer White profile imageBy Jennifer White
Feb 25, 2021

How to Pay Off Credit Card Debt When You’re Short on Cash

It's hard to pay off credit card debt with no money, but by strategizing, you can trim exp...

Brianna McGurran profile imageBy Brianna McGurran
Feb 24, 2021

Should I Use My Tax Refund to Pay Off Debt?

Using your tax refund to pay off debt can help you save on interest, free up available cre...

Gayle Sato profile imageBy Gayle Sato
Feb 8, 2021

Can You Inherit Debt?

Losing a loved one is an extremely difficult thing to go through. And while money is proba...

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
Jan 15, 2021

What Is Teacher Loan Forgiveness?

Teacher loan forgiveness is a program that enables teachers at approved schools to reduce ...

Ben Luthi profile imageBy Ben Luthi
Jan 12, 2021

How to Pay Off $25K in Debt Fast

How quickly you can pay off $25K in debt depends on your income and budget. But there are ...

Casey Morris profile imageBy Casey Morris
Jan 12, 2021

How to Avoid Using Savings to Pay Off Debt

Avoid using savings to pay off debt—otherwise, you risk going back into debt during a peri...

Brianna McGurran profile imageBy Brianna McGurran
Jan 11, 2021

Step-by-Step Checklist to Getting a Consolidation Loan

A debt consolidation loan can help you pay off high-interest debt and save money. Find out...

Karen Axelton profile imageBy Karen Axelton
Jan 11, 2021

Is a Debt Consolidation Loan Right For You?

Debt consolidation loans can help you pay off high-interest debt and possibly save some ti...

Ben Luthi profile imageBy Ben Luthi
Sep 29, 2020

What Is the Fair Debt Collection Practices Act?

Debt collectors are regulated at the federal level by the Fair Debt Collection Practices A...

John Ulzheimer profile imageBy John Ulzheimer
Jun 6, 2020

How to Manage Credit Card Debt If You’re Unemployed

If you're in debt and unemployed, try these strategies to avoid getting behind on payments...

Brianna McGurran profile imageBy Brianna McGurran
Feb 21, 2020

How Do Debt Relief Companies Work?

Companies promising debt relief or debt settlement are expensive, and their services can h...

Jim Akin profile imageBy Jim Akin
Nov 12, 2019

Is Personal Loan Debt Better Than Credit Card Debt?

Which is better, a personal loan or a credit card? The answer depends on your needs. Here'...

Karen Axelton profile imageBy Karen Axelton
May 8, 2019

What Is the Statute of Limitations on Debt?

Dear Experian, What is the statute of limitations on debt? I have an account on my report ...

Jennifer White profile imageBy Jennifer White
May 7, 2019

What is Debt Forgiveness?

Debt forgiveness is when a creditor clears your outstanding debt—with some strings attache...

Stefan Lembo Stolba profile imageBy Stefan Lembo Stolba
Mar 25, 2019

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