Credit Report & Scores

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Reporting Utility Payments Will Be Beneficial to Consumers

I got my credit report recently and was shocked to find that all...

Deleting an Account Did Not Raise Credit Score

I recently had an account deleted from my credit report. Why didn’t my...

How a Minor Child May Have a Credit Report

I am teaching a class at a local high school about credit fraud....

Why Credit Scores Matter

I know that a lender I'm about to approach will pull up my...

Why Previous Names Appear on Your Credit Report

I am married for a second time. Can having my maiden name and...

Using Secured Credit Cards to Improve Credit History

What is your opinion about using secured credit cards to improve credit history,...

Accounts Not Removed Immediately After Bankruptcy

I have completed my chapter 13 bankruptcy plan. How do I have the...

Be Cautious Adding Statements to Your Credit History

I want to add a statement as to the reason of my bad...

Updating the Address on Your Credit Report When Moving

I recently purchased a house. My address has been changed with the bank,...

Freezing Your Child’s Credit History

I have two young children (both under the age of four). Because I...

Collection Agency Can Try to Recover Old Debt

My son has an account that was delinquent and charged off over 10...

Authorized User vs. Cosigner

I am wondering about the difference in liability between a cosigner and an...

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