Credit Report & Scores

Latest Articles

The Impact of Paying a Collection Account on Credit Scores

Does settling a debt that is showing negative on my credit report as...

The Difference Between “Closed” and “Paid-in-Full”

Some of my accounts that are paid in full show “closed” instead...

U.S. Credit History Will Not Transfer to Canada

I am a citizen of both the U.S. and Canada. I currently reside...

How to Notify Experian that Someone Has Died

Where can I fax a death certificate so the individual's report can be...

Ex-Spouse’s Address Appears on Credit Report

After viewing my credit report, I saw that two addresses are addresses where...

Voluntary Surrender vs. Repossession

If I voluntarily surrender my car to the financial institution carrying the loan,...

Small Claims Judgments Reported to Credit Bureaus

I am a landlord that has been awarded a small claims judgment in...

Unemployment Claims Do Not Affect Your Credit Report

My colleagues and I had a debate over these questions: Will filing an...

How Long Paid Public Records Remain on Your Report

Why is there still a public record on my account that has been...

How Divorce Can Impact Your Credit Scores

I read that divorce does not impact your credit scores, but I've heard...

Unpaid Utility Bills Can Appear on Your Credit Report

If you don't pay your utility bill, can that go on your credit...

Insurance Inquiries Do Not Affect Credit Scores

I am shopping for car insurance. All of the insurance companies want to...

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