Credit Report & Scores

Latest Articles

Cosigners are Responsible for Debt Repayment

I cosigned a loan with my son. He is not making payments, and...

Bad Credit Even Though Bills are Paid on Time

Why is my credit bad? I paid every thing on time. - WOD

Credit Challenges When You Share a Name

I am writing from an employee assistance program company. We help employees find...

Not Just Anyone Can Get Your Credit Report

Can anyone obtain a credit report on anyone else if they are not...

Bankruptcy and Tax Liens

I have a client who filed for bankruptcy over 10 years ago. The...

Why a Credit Score by Itself is Meaningless

I have a credit report and a score of 785. So what? I...

College Student Facing Eviction when Roommate Violates Lease

My daughter – a college student – may be evicted from her apartment...

Will Changing Your Name Impact Your Credit

I'm getting married next week and am wondering if I should take my...

The Difference Between Default and Bankruptcy

Which is the lesser of two evils, bankruptcy or default? - DBU

Settling Accounts Will Hurt Credit Scores

I have an unsecured loan of $10,000 and the loan company has offered...

Each Spouse Has Their Own Credit Report

My husband and I are thinking about purchasing a car. I just printed...

The Effect of Fraud Security Alerts on Credit Scores

I was recently notified by a college that I attended that the admissions...