August 22, 2017
Dear Experian, I was evicted almost seven years ago, and at one point I saw the money owed on my credit report in collections. Now, I don’t see it....
August 17, 2017
Over the last few years, there has been explosive growth in the use of prepaid debit cards. In fact, use of these cards rose by 50% between 2012 and...
August 17, 2017
Rewards credit cards are hot: a recent Experian survey found 45% of Americans who plan to apply for new credit cards are doing so because they want rewards cards....
August 8, 2017
Dear Experian, Is it better to pay off the entire balance on a credit card each month, or to always leave a small balance to carry over? – OHR...
July 25, 2017
Dear Experian, How would I go about finding who I owe money to for my student loans and how much I owe? – SMC Dear SMC, Your credit report...
July 6, 2017
Dear Experian, I have two charge offs on my credit report from two different credit cards. Is it possible to get the credit card companies to remove the charge...
June 8, 2017
Dear Experian, On my credit report it states that there is an open account for more than $400 to a company I have never heard of. I searched the...
May 11, 2017
Dear Experian, How should I deal with debt collectors? I have seen on other blogs that once the third party debt collector contacts you it starts the seven-year period...
May 2, 2017
Dear Experian, I have one credit card that I use as my main card most of the time. I also have two airline cards that I rarely use. I’m...
April 6, 2017
Dear Experian, I have multiple charged off accounts and want to know if I should file bankruptcy or try to pay off the debt? I owe quite a bit....
March 23, 2017
Dear Experian, I had a payday loan I took out in 2011. I became unable to work and had to have surgery in 2012. I began attempting to repair...
March 16, 2017
Dear Experian, Will transferring a balance from one credit card to another credit card, not to a new card but one that I have already had for years that...
March 8, 2017
Dear Experian, Can I apply for credit cards after declaring bankruptcy? What kind of credit card might I qualify for? I am trying to rebuild my credit. – GSP...
February 23, 2017
Dear Experian, What would happen if I didn’t pay my credit card bill, but I pay all my other bills on time every month? Would it still hurt my...
February 16, 2017
Dear Experian, I am completely overextended with credit card debt but pay my bills on time. If I call a credit card company and negotiate a settlement or lower...
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