Blog

Understand, Build and Manage Your Credit

Credit plays an important role in your life – affecting the purchases you make and much more. The more insight you have about credit, the easier it is to strengthen your financial well-being.

Learn how to successfully manage your credit rating and protect against credit fraud.

Top 7 Financial Tips When Facing Divorce

February 9, 2017

We spoke with some people who are experts in this area - because they've been there as well - to compile a list of tips for you to know.

Quiz: How’s Your Relationship With Credit?

February 9, 2017

In any long-term relationship, it takes attention and effort to keep things going strong. Does your relationship with your credit make the grade?

Audio: Talking Couples and Money with Elle Martinez

February 6, 2017

Join our chat with Elle Martinez of Couple Money to learn more about how she recommends people start having a couples' money chat – and when.

Survey Results: When Divorce Does Damage to Your Credit

January 30, 2017

Learn how credit is impacted by divorce, and hear from survey respondents what they learned and would do differently

Do Installment Loans Have a Negative Impact on Your Credit Score?

January 21, 2017

An installment loan is a loan in which you receive a specific amount from the lender. You then repay that amount, along with interest and perhaps other fees, with...

How Often Should Credit Reports Be Reviewed?

January 21, 2017

At a minimum, you should review your credit report once every 12 months. You can receive a free copy of your credit report from each of the three national...

What Are Some Specific Reasons That a Credit Score Can Drop?

January 21, 2017

There are two factors that will always cause people’s scores to drop significantly: late payments and utilization rate. Late payments. The single most important indicator of credit risk is...

Survey Results: Americans’ Financial Outlook

January 14, 2017

How will the outcome of the 2016 presidential election affect the economy and the financial well-being of individual Americans?

How Long Does It Take to Complete the Dispute Process?

December 30, 2016

In most cases, disputes are completed within 10-14 business days and quite often within two to three days. The length of time depends on the type of dispute and...

If My Credit Card Balance Is $0 Should I Close the Account?

December 30, 2016

The standard recommendation is to keep unused accounts with zero balances open. A zero balance on a credit card reflects positively on your credit report and means you have...

What Are Some Good Credit Tips for the New Year?

December 30, 2016

Here are three quick credit tips for the New Year: Get your credit report. It’s important to know what is in your credit report to ensure your credit information...

Audio: Keeping Debt Down During the Holidays

December 16, 2016

With the bustle of the holidays, it’s too easy to lose track of your seasonal spending. How will you keep a handle on expenses this year?

Survey Results: When Divorce Does Damage to Your Credit

Learn how credit is impacted by divorce, and hear from survey respondents what they learned and would do differently