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Experian and CreditMatch

Best Rewards Credit Cards

Whether you want cash back or points that go toward travel, these rewards cards from our partners are tops.

    Best Cash Back Card With 5% Bonus Categories

    This Card Is Right for You If:

    You want to earn extra cash back in rotating bonus categories. Discover gives you 1% back on all purchases and 5% back on up to $1,500 each quarter in purchases in rotating categories such as gas stations, grocery stores, restaurants and more. (You must activate the bonus categories quarterly to earn the 5%.) You're also eligible for a unique bonus: Discover will automatically match all the cash back new cardmembers earn—with no limit—within the first year of account opening. And there is no annual fee.

    Best Simple Travel Rewards Card

    This Card Is Right for You If:

    You want to earn easy-to-use travel rewards without being tied to a specific airline or travel program. You'll earn an unlimited 2 miles per $1 spent on every purchase. The card also offers 100,000 bonus miles after you spend $20,000 in purchases during the first 12 months of opening the account (or 50,000 if you spend $3,000 in the first three months). Simply pay for travel with the card and redeem your miles for travel statement credits. You also get up to $100 to cover the application fee for Global Entry or TSA Pre-Check once every four years. The annual fee is $95 and there are no foreign transaction fees.

    Best Premium Travel Rewards Card

    This Card Is Right for You If:

    You want to earn and use travel rewards and are willing to pay an annual fee. This is one of the strongest travel rewards cards around: You earn 2 points per $1 spent on travel and dining worldwide, and 1 point per $1 spent on everything else. You'll also earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months of account opening. Redeeming travel rewards is easy—there are no blackout dates or restrictions, and you get a 25% bonus when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. You can also take advantage of transferring points on a 1-to-1 basis to several leading hotel and airline loyalty programs. There are no foreign transaction fees, so you can take this card with you anywhere in the world. It comes with a $95 annual fee.

    Best Secured Card With Rewards and an Option to Upgrade

    This Card Is Right for You If:

    You want to earn cash back on your spending and hope to transition to an unsecured line of credit. This is hands-down one of the best secured cards on the market: There's no annual fee, and you earn 2% cash back at gas stations and restaurants (on up to $1,000 in combined purchases every quarter) and 1% back on all other purchases. Discover will also automatically match all the cash back new cardmembers earn at the end of their first year. After you've had the card for eight months, Discover will review your account to determine whether it will transition you to an unsecured line of credit (and refund your deposit). Note: You must have a bank account to be eligible for this card.