Platinum Prestige Mastercard® Secured Credit Card

First Progress is an Experian Partner

Platinum Prestige Mastercard® Secured Credit Card logo.

Platinum Prestige Mastercard® Secured Credit Card

Rated 3.32 out of 5 stars, 150 reviews

Recommended FICO® ScoreΘ

Poor - Good, New to Credit, Rebuilding

Annual Fee:


Intro APR:


Ongoing APR:

15.24% Variable

Ongoing Balance Transfer APR:


  • Get a First Progress Prestige Card and Earn 1% Cash Back Rewards!
  • First Progress Builds Your Credit for as Little as $200!1
  • Start Fixing Your Credit with Just $200!1 Quick and Complete Online Application; No credit inquiry required!
  • No Credit History or Minimum Credit Score Required!
  • Receive Your Card More Quickly with New Expedited Processing Option!
  • Apply to Add a First Digital Mastercard to your wallet after 6-months of on-time payments!
  • Manage your statements, transactions and rewards on the First Progress Card Mobile App!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Get a Fresh Start! A Discharged Bankruptcy in Your Credit File Will Not Cause You to Be Declined.
  • 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score
  • Cardholders earn cash back rewards on payments

  • Reports to all three major credit bureaus (Experian, TransUnion and Equifax)

  • No credit history required or minimum credit score

  • Annual fee

  • Foreign transaction fees

  • No upgrade path to an unsecured card

See all First Progress‘ offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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