Platinum Select Mastercard® Secured Credit Card

First Progress is an Experian Partner

Platinum Select Mastercard® Secured Credit Card logo.

Platinum Select Mastercard® Secured Credit Card

Rated 3.1 out of 5 stars, 29 reviews

Recommended FICO® ScoreΘ

Poor - Good, New to Credit, Rebuilding

Annual Fee:


Intro APR:


Ongoing APR:

19.24% Variable

Ongoing Balance Transfer APR:


  • Make Payment and Earn 1% Cash Back with First Progress Select!
  • Have $200? Break Down Credit Barriers with the First Progress Secured Card Today!
  • No Credit History or Minimum Credit Score Required!
  • Pay a Deposit and Start Establishing Credit With Just $200!
  • Manage your statements, transactions and rewards on the First Progress Card Mobile App!
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Get a Fresh Start! A Discharged Bankruptcy in Your Credit File Will Not Cause You to Be Declined.
  • Apply to Add a First Digital Mastercard to your wallet after 6-months of on-time payments!
  • Cardholders earn cash back rewards on payments

  • No credit history or minimum credit score required

  • Reports to all three major credit bureaus (Experian, TransUnion and Equifax)

  • Annual fee

  • Foreign transaction fees

  • No upgrade path to an unsecured card

See all First Progress‘ offers

Review Snapshot

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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