Credit Cards With No Annual Fee

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Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more

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32 Card Offers

Intro APR

0% for 21 months on Balance Transfers and 12 months on Purchases

Ongoing APR

16.74% - 27.49% (Variable)

Rewards

Intro Bonus Worth:
$150

Annual Fee

$0

Intro APR

0% intro APR for 15 months from account opening on purchases and qualifying balance transfers

Ongoing APR

18.74%, 23.74%, or 28.74% variable APR

Rewards

2% Cash Back on Purchases
Intro Bonus Worth:
$200

Annual Fee

$0

Intro bonus

N/A*

Rewards

5% Cash Back on Hotels and Rental Cars Booked Through Capital One Travel
1% Cash Back on All Purchases

Ongoing APR

28.49% (Variable)

Annual Fee

$0

Intro bonus

N/A

Rewards

3% Cash Back on Dining & Entertainment
3% Cash Back on Streaming Services
3% Cash Back on Groceries
1% Cash Back on All Other Purchases

Ongoing APR

28.49% (Variable)

Annual Fee

$0

Intro APR

0% intro APR for up to 21 months from account opening on purchases and qualifying balance transfers

Ongoing APR

16.74% - 28.74% variable APR

Rewards

N/A*

Annual Fee

$0

Intro bonus

N/A*

Rewards

1% Cash Back on Eligible Gas, Grocery Purchases and Mobile, Internet, Cable and Satellite TV Services

Ongoing APR

26.99% Variable

Annual Fee

$0

Intro APR

0% for 15 months on Purchases and Balance Transfers

Ongoing APR

17.74% - 27.74% (Variable)

Rewards

5% Cash Back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter
1% Cash Back on All Other Purchases
Intro Bonus Worth:
$200

Annual Fee

$0

Intro APR

0% Intro APR on Purchases for 6 months and 0% Intro APR on Balance Transfers for 18 months

Ongoing APR

14.99% - 25.99% Variable APR

Rewards

5% Cash Back on everyday purchases at different places each quarter
1% Cash Back on All Other Purchases

Annual Fee

$0

Intro APR

0% on Purchases and Balance Transfers for 15 months

Ongoing APR

17.99% - 27.99% (Variable)

Rewards

3% Cash Back on Dining & Entertainment
3% Cash Back on Streaming Services
3% Cash Back on Groceries
1% Cash Back on All Other Purchases
Intro Bonus Worth:
$200

Annual Fee

$0

Intro APR

0% Intro APR on Purchases and Balance Transfers for 15 months

Ongoing APR

14.99% - 25.99% Variable APR

Rewards

1.5x Miles on every dollar of every purchase

Annual Fee

$0

Intro APR

0% for 15 months on Purchases and Balance Transfers

Ongoing APR

17.24% - 27.24% (Variable)

Rewards

2x Points on Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter
1x Points on All Other Purchases
Intro Bonus Worth:
$200

Annual Fee

$0

Intro APR

0% on Purchases and Balance Transfers for 15 months

Ongoing APR

17.99% - 27.99% (Variable)

Rewards

5x Miles on Hotels and Rental Cars Booked through Capital One Travel
1.25x Miles on Every Purchase
Intro Bonus Worth:
$200

Annual Fee

$0

Intro bonus

N/A

Rewards

5% Cash Back on Hotels and Rental Cars Booked Through Capital One Travel
1.5% Cash Back on Every Purchase

Ongoing APR

28.49% (Variable)

Annual Fee

$0

Intro bonus

N/A*

Rewards

5% Cash Back on Hotels and Rental Cars Booked Through Capital One Travel
1.5% Cash Back on Every Purchase

Ongoing APR

28.49% (Variable)

Annual Fee

$0

Intro APR

0% Intro APR on Purchases and 10.99% Intro APR on Balance Transfers for 6 months

Ongoing APR

15.99% - 24.99% Variable APR

Rewards

2% Cash Back on Gas Stations & Restaurants
1% Cash Back on All Other Purchases

Annual Fee

$0

Intro APR

0% on Purchases and Balance Transfers for 15 months

Ongoing APR

17.99% - 27.99% (Variable)

Rewards

5% Cash Back on Hotels and Rental Cars Booked Through Capital One Travel
1.5% Cash Back on Every Purchase
Intro Bonus Worth:
$200

Annual Fee

$0

Intro bonus

Discover will match all the cash back you’ve earned at the end of your first year

Rewards

2% Cash Back on Gas Stations & Restaurants
1% Cash Back on All Other Purchases

Ongoing APR

25.99% Variable APR

Annual Fee

$0

Intro bonus

N/A*

Rewards

5% Cash Back on Walmart.com
2% Cash Back on Restaurants & Travel
2% Cash Back on Walmart In-store Purchases
1% Cash Back on All Other Purchases

Ongoing APR

17.99% or 27.74% (Variable)

Annual Fee

$0

Intro APR

0% Intro APR on Purchases and Balance Transfers for 15 months

Ongoing APR

14.99% - 25.99% Variable APR

Rewards

5% Cash Back on everyday purchases at different places each quarter
1% Cash Back on All Other Purchases

Annual Fee

$0

Intro APR

0% Intro APR on Purchases and 10.99% Intro APR on Balance Transfers for 6 months

Ongoing APR

15.99% - 24.99% Variable APR

Rewards

5% Cash Back on everyday purchases at different places each quarter
1% Cash Back on All Other Purchases

Annual Fee

$0

Intro bonus

N/A*

Rewards

2% Cash Back on every purchase

Ongoing APR

17.74% - 27.74% (Variable)

Annual Fee

$0

Intro APR

0% Intro APR on Purchases and Balance Transfers for 15 months

Ongoing APR

14.99% - 25.99% Variable APR

Rewards

2% Cash Back on Gas Stations & Restaurants
1% Cash Back on All Other Purchases

Annual Fee

$0

Intro bonus

N/A

Rewards

5x Miles on hotels and rental cars booked through Capital One Travel
1.25x Miles on Every Purchase

Ongoing APR

28.49% (Variable)

Annual Fee

$0

Intro bonus

N/A*

Rewards

1% Cash Back on All Purchases

Ongoing APR

26.99% Variable

Annual Fee

$0

Intro bonus

Limited time offer. Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months - that's a $300 cash redemption value. Offer expires 1/10/2023.

Rewards

3x Points on Restaurants, Travel, Gas Stations, Transit, Popular Streaming Services & Phone Plans
1x Points on All Other Purchases
Intro Bonus Worth:
$300

Ongoing APR

18.74%, 23.74%, or 28.74% variable APR

Annual Fee

$0

Intro APR

0% Intro APR on Purchases and Balance Transfers for 15 months

Ongoing APR

17.99% - 26.74% Variable

Rewards

5% Cash Back on Travel purchased through Chase
3% Cash Back on Dining & Drugstores
1.5% Cash Back on All Other Purchases

Annual Fee

$0

Intro APR

0% for 21 months on balance transfers and 12 months on purchases

Ongoing APR

17.74% - 28.49% (Variable)

Rewards

N/A*

Annual Fee

$0

Intro APR

0% Intro APR on Purchases and Balance Transfers for 15 months

Ongoing APR

17.99% - 26.74% Variable

Rewards

5% Cash Back on Rotating Categories
5% Cash Back on Travel purchased through Chase
3% Cash Back on Dining
1% Cash Back on All Other Purchases
Intro Bonus Worth:
$200

Annual Fee

$0

Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.

*For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more