Best no annual fee credit cards of 2025
Maximize your rewards without breaking your budget. Get matched to credit cards from our partners based on your unique credit profile.⍉

Pay no annual fee
No annual fees make it easy to start your credit journey with no upfront cost.
Get rewards with no annual fee
Put money back in your pocket with a credit card that offers rewards and no annual fee.
Save money with no annual fees
You don’t have to spend money to save money with these credit cards.
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All no annual fee credit cards
32 partner offers
Discover it® Cash Back
Intro bonus: | Discover will match all the cash back you’ve earned at the end of your first year |
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Intro APR: | 0% Intro APR on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 18.24% - 27.24% Variable APR |
Rewards: | 1%-5% (cash back) |
Annual Fee: | $0 |
Capital One Quicksilver Secured Cash Rewards Credit Card
Ongoing APR: | 29.74% (Variable) |
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Rewards: | 1.5%-5% (cash back) |
Annual Fee: | $0 |
Blue Cash Everyday® Card from American Express
Intro bonus: | Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. |
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Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 20.24%-29.24% Variable |
Rewards: | 1%-3% (cash back) |
Annual Fee: | $0 |
Terms Apply
Rates and feesCapital One Platinum Credit Card
Ongoing APR: | 29.74% (Variable) |
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Rewards: | N/A* |
Annual Fee: | $0 |
Citi Double Cash® Card
Intro APR: | 0% for 18 months on Balance Transfers |
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Ongoing APR: | 18.24% - 28.24% (Variable) |
Rewards: | 2% (cash back) |
Annual Fee: | $0 |
Discover it® Chrome
Intro bonus: | Discover will match all the cash back you’ve earned at the end of your first year |
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Intro APR: | 0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months |
Ongoing APR: | 18.24% - 27.24% Variable APR |
Rewards: | 1%-2% (cash back) |
Annual Fee: | $0 |
American Airlines AAdvantage® MileUp® Card
Intro APR: | 0% for 15 months on Balance Transfers |
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Ongoing APR: | 20.24% - 29.24% (Variable) |
Rewards: | 2x (Miles per dollar) |
Annual Fee: | $0 |
Credit One Bank® Secured Card
Ongoing APR: | 29.49% Variable |
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Rewards: | 1% (cash back) |
Annual Fee: | $0 |
Terms Apply
Rates and fees