Debt

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The Debt Avalanche Method: How It Works and When to Use It

The debt avalanche method is a way to eliminate debt by paying off the balance with the hi...

By Brianna McGurran

Oct 20, 2025

How to Pay Medical Debt and Avoid Damaging Your Credit

Medical debt can hurt your credit if it goes unpaid. Here's what to know about how medical...

By LaToya Irby

Aug 14, 2025

Debt Snowball Strategy: How Does It Work?

The debt snowball method is an accelerated debt repayment strategy that focuses on your sm...

By Ben Luthi

Aug 12, 2025

How to Get Out of Debt

Digging yourself out of debt is stressful, but these nine steps can help.

By Evelyn Waugh

Jul 29, 2025

How to Pay Off Credit Card Debt

If you have credit card debt, these strategies can help you eliminate it faster and improv...

By Ben Luthi

Jul 25, 2025

How Long Do Settled Accounts Stay on a Credit Report?

Debt settlement, when a creditor accepts less than you owe, is a negative event that stays...

By Jim Akin

May 2, 2025

Experian Survey: Finding Ways to Beat Unmanageable Debt

As consumer debt hits record highs, Experian will relieve $5 million in consumer debt for ...

By Karen Axelton

Apr 1, 2025

Is It a Good Idea to Consolidate Debt?

If you’re thinking about consolidating your debt, here are some situations where it might ...

By Ben Luthi

Feb 14, 2025

Bankruptcy vs. Debt Consolidation: Which Is Better for You?

Debt consolidation is preferable to bankruptcy since there's less damage to your credit. H...

By Ben Luthi

Feb 13, 2025

Debt Consolidation vs. Debt Settlement: Which Is Better?

If you’re thinking about pursuing debt consolidation or debt settlement, here’s what you n...

By Ben Luthi

Feb 13, 2025

Debt Consolidation vs. Debt Restructuring: What’s the Difference?

Here’s what you need to know about debt consolidation and debt restructuring, and how to d...

By Ben Luthi

Feb 12, 2025

The Difference Between Debt Consolidation Loans and Debt Management Programs

Debt consolidation loans and debt management plans are two different paths you may be able...

By Evelyn Waugh

Feb 11, 2025

What Is Debt Consolidation and How Does It Work?

Debt consolidation allows you to pay off one or more existing debts with a new loan or cre...

By Ben Luthi

Feb 5, 2025

How Long Does Debt Consolidation Stay on Your Credit Report?

Debt consolidation can impact your credit in a few different ways, depending on how you do...

By Ben Luthi

Feb 3, 2025

Can You Consolidate Debt Without Hurting Your Credit Score?

Understand how consolidating debt can impact your credit and take steps to use the process...

By Ben Luthi

Jan 29, 2025

How to Pay Off Debt in a Year

It's possible to pay off debt in a year by prioritizing your debts, sticking to a budget a...

By Brianna McGurran

Jan 15, 2025

How to Pay Off $50K in Credit Card Debt

If you have $50,000 or more in credit card debt, here are some steps you can take to tackl...

By Ben Luthi

Dec 20, 2024

What’s the Best Way to Pay Off Debt?

If you’re hoping to pay off debt more effectively, here are some of the best strategies to...

By Ben Luthi

Dec 18, 2024

Can You Go to Jail for Debt?

You cannot be arrested or go to jail simply for having unpaid debt. But if you're sued by ...

By Brianna McGurran

Nov 27, 2024

What Is Debt Settlement?

Debt settlement is a process where you attempt to pay off your debts for less than you owe...

By Evelyn Waugh

Nov 26, 2024

What Is Debt-to-Income Ratio and How Do I Calculate It?

Your debt-to-income ratio measures how much of your monthly income goes to debt payments. ...

By Ben Luthi

Nov 1, 2024

What Is Debt-to-Income Ratio?

Your debt-to-income ratio is an important metric lenders use to evaluate how well you’re m...

By Ben Luthi

Oct 30, 2024

Cómo Salir de Deudas

Para salir de deudas, empieza haciendo una lista de todo lo que debes. A continuación, bus...

By Evelyn Waugh

Oct 11, 2024

What Happens if You Can’t Pay Back a Payday Loan?

Failing to pay back a payday loan can trigger fees, interest, debt collections and even le...

By LaToya Irby

Oct 7, 2024

How to Pay Off $20,000 in Credit Card Debt

If you have $20,000 or more in credit card debt, here are some steps you can take to tackl...

By Ben Luthi

Jul 19, 2024

Debt Snowball vs. Debt Avalanche Method

The debt avalanche and debt snowball strategies can help you stick to a plan to pay off yo...

By Ben Luthi

Jul 15, 2024

What Is a Debt Validation Letter?

If you’ve had a debt sent to collections, you should receive a debt validation letter soon...

By Ben Luthi

May 10, 2024

How Do Debt Consolidation Programs Work?

If you’re struggling with your debt payments or you want to streamline your repayment plan...

By Ben Luthi

May 7, 2024

Paying Off Debt With the Highest APR vs. Highest Balance

It usually makes the most sense to prioritize paying off high-interest debt since these ba...

By Marianne Hayes

Apr 19, 2024

8 Tips to Avoid Debt

Taking on debt can sometimes help you meet your goals, but avoid unmanageable debt by buil...

By Brianna McGurran

Feb 29, 2024

Average Credit Card Balance Hits $6.5K: How to Tackle Debt on a Budget

If you don't have much cash to spare, you can still pay off credit card debt by trimming e...

By Brianna McGurran

Feb 14, 2024

Can You Pay Back a Cash Advance Right Away?

You can try to repay a cash advance right away to avoid accruing interest, but you'll stil...

By Louis DeNicola

Feb 8, 2024

What Is the Debt Ceiling?

The debt ceiling impacts how much the government can borrow. Here’s how it works and how i...

By Ben Luthi

Jan 2, 2024

Debt Settlement vs. Debt Management: Which Is Better?

If you’re considering debt settlement and debt management as a way to get out of debt, it’...

By Ben Luthi

Dec 31, 2023

How Do Debt Payoff Apps Work?

While a debt payoff app can be helpful, it shouldn't be a replacement for debt reduction a...

By John Egan

Dec 10, 2023

Can You Get a Home Equity Loan With High Credit Card Debt?

If high credit card debt doesn’t disqualify you from a home equity loan, it may mean you'l...

By Jim Akin

Dec 9, 2023

Is “Debt Relief” a Scam?

Some debt relief companies are scams, and even the legit ones are risky and typically cost...

By Jim Akin

Dec 6, 2023

Should You Save for a Down Payment or Pay Off Student Loans?

If you're asking yourself whether you should pay off student loans or save for a house, th...

By Marianne Hayes

Dec 6, 2023

Can You Settle Medical Debt?

You might be able to settle your medical debt for less than the amount owed or get help pa...

By Louis DeNicola

Nov 28, 2023

How to Pay Off Debt Listed on Your Credit Report

If you’re looking to pay down your debt, here’s how to determine what you owe and decide h...

By Ben Luthi

Oct 25, 2023

What Is a Repayment Plan?

A repayment plan can make your debt easier to manage. The terms vary depending on the type...

By Evelyn Waugh

Oct 20, 2023

How Does Debt Relief Work?

If you’re having trouble paying your debt or you simply want to save some money, you may c...

By Ben Luthi

Sep 30, 2023

Will Settling a Debt Affect My Credit Score?

Debt settlement will hurt your credit scores, but it’s better than ignoring unpaid debt. I...

By Jim Akin

Sep 22, 2023

Is a Debt Management Plan Right for You?

A debt management plan is overseen by a credit counseling agency, which negotiates with yo...

By Brianna McGurran

Sep 13, 2023

How to Pay Off Your Buy Now, Pay Later Purchases

Buy now, pay later loans can accommodate impulse purchases, but repayment requires plannin...

By Bev O'Shea

Sep 7, 2023

What Is a Bankruptcy Discharge?

A bankruptcy discharge is a federal court order that cancels your obligation for certain d...

By Jim Akin

Sep 6, 2023

Can You Cancel a Debt Management Plan?

You can cancel a debt management plan any time, but carefully consider the consequences be...

By Ben Luthi

Sep 6, 2023

What Happens if You Don’t Pay a Deficiency Balance?

If you have a deficiency balance after a repossession or foreclosure, it’s important to kn...

By Ben Luthi

Aug 22, 2023

Can You Negotiate Credit Card Debt?

Negotiating credit card debt can be daunting and risky but it may bring relief that harms ...

By Jim Akin

Jul 20, 2023

Can You Ask Debt Collectors to Stop Contacting You?

The Consumer Financial Protection Bureau offers sample letters that you can send to debt c...

By John Egan

Jul 14, 2023

Should I Pay Off Credit Card or Loan Debt First?

Once you've decided to attack your debt, keep it simple by focusing on accounts with the h...

By Brianna McGurran

Jul 7, 2023

Should I Get a Second Job to Pay Off Debt?

One way to pay off debt faster is to get a second job and earn more income, but it's impor...

By Emily Starbuck Gerson

Jun 19, 2023

What Is a Debt Cycle?

A debt cycle is when you take on more debt because you can't afford to repay what you alre...

By Evelyn Waugh

Jun 11, 2023

Can Someone Else Pay Off My Debt?

Someone else can pay off your debt, although you must consider creditor rules, tax liabili...

By Tim Maxwell

May 27, 2023

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Debt

The Debt Avalanche Method: How It Works and When to Use It

How to Pay Medical Debt and Avoid Damaging Your Credit

Debt Snowball Strategy: How Does It Work?

How to Get Out of Debt

How to Pay Off Credit Card Debt

How Long Do Settled Accounts Stay on a Credit Report?

Experian Survey: Finding Ways to Beat Unmanageable Debt

Is It a Good Idea to Consolidate Debt?

Bankruptcy vs. Debt Consolidation: Which Is Better for You?

Debt Consolidation vs. Debt Settlement: Which Is Better?

Debt Consolidation vs. Debt Restructuring: What’s the Difference?

The Difference Between Debt Consolidation Loans and Debt Management Programs

What Is Debt Consolidation and How Does It Work?

How Long Does Debt Consolidation Stay on Your Credit Report?

Can You Consolidate Debt Without Hurting Your Credit Score?

How to Pay Off Debt in a Year

How to Pay Off $50K in Credit Card Debt

What’s the Best Way to Pay Off Debt?

Can You Go to Jail for Debt?

What Is Debt Settlement?

What Is Debt-to-Income Ratio and How Do I Calculate It?

What Is Debt-to-Income Ratio?

Cómo Salir de Deudas

What Happens if You Can’t Pay Back a Payday Loan?

How to Pay Off $20,000 in Credit Card Debt

Debt Snowball vs. Debt Avalanche Method

What Is a Debt Validation Letter?

How Do Debt Consolidation Programs Work?

Paying Off Debt With the Highest APR vs. Highest Balance

8 Tips to Avoid Debt

Average Credit Card Balance Hits $6.5K: How to Tackle Debt on a Budget

Can You Pay Back a Cash Advance Right Away?

What Is the Debt Ceiling?

Debt Settlement vs. Debt Management: Which Is Better?

How Do Debt Payoff Apps Work?

Can You Get a Home Equity Loan With High Credit Card Debt?

Is “Debt Relief” a Scam?

Should You Save for a Down Payment or Pay Off Student Loans?

Can You Settle Medical Debt?

How to Pay Off Debt Listed on Your Credit Report

What Is a Repayment Plan?

How Does Debt Relief Work?

Will Settling a Debt Affect My Credit Score?

Is a Debt Management Plan Right for You?

How to Pay Off Your Buy Now, Pay Later Purchases

What Is a Bankruptcy Discharge?

Can You Cancel a Debt Management Plan?

What Happens if You Don’t Pay a Deficiency Balance?

Can You Negotiate Credit Card Debt?

Can You Ask Debt Collectors to Stop Contacting You?

Should I Pay Off Credit Card or Loan Debt First?

Should I Get a Second Job to Pay Off Debt?

What Is a Debt Cycle?

Can Someone Else Pay Off My Debt?