Debt

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How Long Does Debt Consolidation Stay on Your Credit Report?

Debt consolidation can impact your credit in a few different ways, depending on how you do...

By Ben Luthi

Feb 3, 2025

5 Ways to Consolidate Credit Card Debt

Here’s how to evaluate popular debt consolidation options to determine which one is best s...

By Ben Luthi

Jan 30, 2025

Can You Consolidate Debt Without Hurting Your Credit Score?

Understand how consolidating debt can impact your credit and take steps to use the process...

By Ben Luthi

Jan 29, 2025

How to Pay Off Debt in a Year

It's possible to pay off debt in a year by prioritizing your debts, sticking to a budget a...

By Brianna McGurran

Jan 15, 2025

How to Pay Off $50K in Credit Card Debt

If you have $50,000 or more in credit card debt, here are some steps you can take to tackl...

By Ben Luthi

Dec 20, 2024

What’s the Best Way to Pay Off Debt?

If you’re hoping to pay off debt more effectively, here are some of the best strategies to...

By Ben Luthi

Dec 18, 2024

Can You Go to Jail for Debt?

You cannot be arrested or go to jail simply for having unpaid debt. But if you're sued by ...

By Brianna McGurran

Nov 27, 2024

What Is Debt Settlement?

Debt settlement is a process where you attempt to pay off your debts for less than you owe...

By Evelyn Waugh

Nov 26, 2024

How to Pay Off Holiday Debt

If you have holiday debt, here are some steps you can take to pay it off and prepare for n...

By Ben Luthi

Nov 11, 2024

Debt-to-Income Ratio Calculator

Your debt-to-income ratio measures how much of your monthly income goes to debt payments. ...

By Ben Luthi

Nov 1, 2024

What Is Debt-to-Income Ratio?

Your debt-to-income ratio is an important metric lenders use to evaluate how well you’re m...

By Ben Luthi

Oct 30, 2024

Cómo Salir de Deudas

Para salir de deudas, empieza haciendo una lista de todo lo que debes. A continuación, bus...

By Evelyn Waugh

Oct 11, 2024

What Happens if You Can’t Pay Back a Payday Loan?

Failing to pay back a payday loan can trigger fees, interest, debt collections and even le...

By LaToya Irby

Oct 7, 2024

How to Pay Off $20,000 in Credit Card Debt

If you have $20,000 or more in credit card debt, here are some steps you can take to tackl...

By Ben Luthi

Jul 19, 2024

Debt Snowball vs. Debt Avalanche Method

The debt avalanche and debt snowball strategies can help you stick to a plan to pay off yo...

By Ben Luthi

Jul 15, 2024

What Is a Payday Loan and How Does It Work?

Payday loans can appear to be a lifeline for someone experiencing financial hardship, but ...

By Ben Luthi

Jun 13, 2024

What Is a Debt Validation Letter?

If you’ve had a debt sent to collections, you should receive a debt validation letter soon...

By Ben Luthi

May 10, 2024

How Do Debt Consolidation Programs Work?

If you’re struggling with your debt payments or you want to streamline your repayment plan...

By Ben Luthi

May 7, 2024

Paying Off Debt With the Highest APR vs. Highest Balance

It usually makes the most sense to prioritize paying off high-interest debt since these ba...

By Marianne Hayes

Apr 19, 2024

8 Tips to Avoid Debt

Taking on debt can sometimes help you meet your goals, but avoid unmanageable debt by buil...

By Brianna McGurran

Feb 29, 2024

Average Credit Card Balance Hits $6.5K: How to Tackle Debt on a Budget

If you don't have much cash to spare, you can still pay off credit card debt by trimming e...

By Brianna McGurran

Feb 14, 2024

Can You Pay Back a Cash Advance Right Away?

You can try to repay a cash advance right away to avoid accruing interest, but you'll stil...

By Louis DeNicola

Feb 8, 2024

What Is the Debt Ceiling?

The debt ceiling impacts how much the government can borrow. Here’s how it works and how i...

By Ben Luthi

Jan 2, 2024

Debt Settlement vs. Debt Management: Which Is Better?

If you’re considering debt settlement and debt management as a way to get out of debt, it’...

By Ben Luthi

Dec 31, 2023

How Do Debt Payoff Apps Work?

While a debt payoff app can be helpful, it shouldn't be a replacement for debt reduction a...

By John Egan

Dec 10, 2023

Can You Get a Home Equity Loan With High Credit Card Debt?

If high credit card debt doesn’t disqualify you from a home equity loan, it may mean you'l...

By Jim Akin

Dec 9, 2023

Is “Debt Relief” a Scam?

Some debt relief companies are scams, and even the legit ones are risky and typically cost...

By Jim Akin

Dec 6, 2023

Should You Save for a Down Payment or Pay Off Student Loans?

If you're asking yourself whether you should pay off student loans or save for a house, th...

By Marianne Hayes

Dec 6, 2023

Can You Settle Medical Debt?

You might be able to settle your medical debt for less than the amount owed or get help pa...

By Louis DeNicola

Nov 28, 2023

How to Pay Off Debt Listed on Your Credit Report

If you’re looking to pay down your debt, here’s how to determine what you owe and decide h...

By Ben Luthi

Oct 25, 2023

What Is a Repayment Plan?

A repayment plan can make your debt easier to manage. The terms vary depending on the type...

By Evelyn Waugh

Oct 20, 2023

How Does Debt Relief Work?

If you’re having trouble paying your debt or you simply want to save some money, you may c...

By Ben Luthi

Sep 30, 2023

Is a Debt Management Plan Right for You?

A debt management plan is overseen by a credit counseling agency, which negotiates with yo...

By Brianna McGurran

Sep 13, 2023

What Is High-Interest Debt?

High-interest debt is often expensive, and it can make it harder to reach your goals. What...

By Marianne Hayes

Sep 11, 2023

How to Pay Off Your Buy Now, Pay Later Purchases

Buy now, pay later loans can accommodate impulse purchases, but repayment requires plannin...

By Bev O'Shea

Sep 7, 2023

What Is a Bankruptcy Discharge?

A bankruptcy discharge is a federal court order that cancels your obligation for certain d...

By Jim Akin

Sep 6, 2023

Can You Cancel a Debt Management Plan?

You can cancel a debt management plan any time, but carefully consider the consequences be...

By Ben Luthi

Sep 6, 2023

What Happens if You Don’t Pay a Deficiency Balance?

If you have a deficiency balance after a repossession or foreclosure, it’s important to kn...

By Ben Luthi

Aug 22, 2023

Can You Negotiate Credit Card Debt?

Negotiating credit card debt can be daunting and risky but it may bring relief that harms ...

By Jim Akin

Jul 20, 2023

Can You Ask Debt Collectors to Stop Contacting You?

The Consumer Financial Protection Bureau offers sample letters that you can send to debt c...

By John Egan

Jul 14, 2023

Should I Pay Off Credit Card or Loan Debt First?

Once you've decided to attack your debt, keep it simple by focusing on accounts with the h...

By Brianna McGurran

Jul 7, 2023

Should I Get a Second Job to Pay Off Debt?

One way to pay off debt faster is to get a second job and earn more income, but it's impor...

By Emily Starbuck Gerson

Jun 19, 2023

What Is a Debt Cycle?

A debt cycle is when you take on more debt because you can't afford to repay what you alre...

By Evelyn Waugh

Jun 11, 2023

Can Someone Else Pay Off My Debt?

Someone else can pay off your debt, although you must consider creditor rules, tax liabili...

By Tim Maxwell

May 27, 2023

What Is the 20/10 Rule of Thumb?

The 20/10 rule can help you keep your debts low and build financial stability. But it's ju...

By Evelyn Waugh

May 14, 2023

What Is a Debt Management Plan?

Debt management plans can consolidate credit card debts into one payment, reduce interest ...

By Tim Maxwell

May 8, 2023

How Debt Consolidation Can Improve Your Credit

If you’re thinking about consolidating debt, it’s possible to save money and build your cr...

By Ben Luthi

May 5, 2023

Can Your Lender Reject Your Debt Management Plan?

If you’re trying to get on a debt management plan, it’s important to know that your lender...

By Ben Luthi

Apr 20, 2023

5 Steps to Setting Up a Debt Repayment Plan

If you’re overwhelmed with debt, a good repayment plan can help you turn the tide. Here ar...

By Ben Luthi

Apr 19, 2023

What Happens When You Only Partially Pay Your Debt?

Because some creditors treat partial payments as missed or late payments, they can have ne...

By Kathryn Pomroy

Apr 17, 2023

What Is a Debt Trap?

If you pile up debt, you might fall into a debt trap. But there are ways to avoid getting ...

By Kathryn Pomroy

Apr 14, 2023

What Are the Different Types of Debt?

Before you borrow, become an expert on the most different types of debt with this simple g...

By Evelyn Waugh

Apr 13, 2023

How to Consolidate Debt

If you’re thinking about consolidating debt, here are some ways you can accomplish your go...

By Ben Luthi

Apr 12, 2023

Financial Planners Weigh In: 6 Tips for Getting Out of Debt

Here's what four financial planners have to say about how to get out of debt faster.

By Evelyn Waugh

Apr 12, 2023

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Explore more topics

Debt

How Long Does Debt Consolidation Stay on Your Credit Report?

5 Ways to Consolidate Credit Card Debt

Can You Consolidate Debt Without Hurting Your Credit Score?

How to Pay Off Debt in a Year

How to Pay Off $50K in Credit Card Debt

What’s the Best Way to Pay Off Debt?

Can You Go to Jail for Debt?

What Is Debt Settlement?

How to Pay Off Holiday Debt

Debt-to-Income Ratio Calculator

What Is Debt-to-Income Ratio?

Cómo Salir de Deudas

What Happens if You Can’t Pay Back a Payday Loan?

How to Pay Off $20,000 in Credit Card Debt

Debt Snowball vs. Debt Avalanche Method

What Is a Payday Loan and How Does It Work?

What Is a Debt Validation Letter?

How Do Debt Consolidation Programs Work?

Paying Off Debt With the Highest APR vs. Highest Balance

8 Tips to Avoid Debt

Average Credit Card Balance Hits $6.5K: How to Tackle Debt on a Budget

Can You Pay Back a Cash Advance Right Away?

What Is the Debt Ceiling?

Debt Settlement vs. Debt Management: Which Is Better?

How Do Debt Payoff Apps Work?

Can You Get a Home Equity Loan With High Credit Card Debt?

Is “Debt Relief” a Scam?

Should You Save for a Down Payment or Pay Off Student Loans?

Can You Settle Medical Debt?

How to Pay Off Debt Listed on Your Credit Report

What Is a Repayment Plan?

How Does Debt Relief Work?

Is a Debt Management Plan Right for You?

What Is High-Interest Debt?

How to Pay Off Your Buy Now, Pay Later Purchases

What Is a Bankruptcy Discharge?

Can You Cancel a Debt Management Plan?

What Happens if You Don’t Pay a Deficiency Balance?

Can You Negotiate Credit Card Debt?

Can You Ask Debt Collectors to Stop Contacting You?

Should I Pay Off Credit Card or Loan Debt First?

Should I Get a Second Job to Pay Off Debt?

What Is a Debt Cycle?

Can Someone Else Pay Off My Debt?

What Is the 20/10 Rule of Thumb?

What Is a Debt Management Plan?

How Debt Consolidation Can Improve Your Credit

Can Your Lender Reject Your Debt Management Plan?

5 Steps to Setting Up a Debt Repayment Plan

What Happens When You Only Partially Pay Your Debt?

What Is a Debt Trap?

What Are the Different Types of Debt?

How to Consolidate Debt

Financial Planners Weigh In: 6 Tips for Getting Out of Debt