Latest Articles

Sharing the Security Code on Your Credit Card

I purchased something by phone recently and was asked for the security code...

Writing a Check When There is No Account

Is writing checks on an account which has been closed considered illegal? - LXS

Adding a Fraud Alert Does Not Hurt Your Credit Score

Does adding a security alert raise your credit score or affect it in...

Adding a Fraud Alert After Check Fraud

I was a victim of check fraud. I was told I'm entitled to...

Removing a fraud alert after verifying you are not a victim

Is it a problem if I do not remove a fraud alert once...

You Will Not Receive a Notice to Remove a Fraud Alert

I have not been contacted to lift a fraud alert on my account...

How to Add a Telephone Number to a Fraud Alert

How do I add a telephone number to an extended credit alert? - LKK

Cancelling 7-year Fraud Alert to Qualify for Housing Program

How do I cancel a 7-year fraud alert once I create it? I...

Fraud Alert Stopping Satellite TV Application

I cannot sign up for satellite television because they say we have a...

Replacing a Lost Security Freeze PIN Number

I placed a security freeze on my account and have misplaced the PIN...

Protect your heart and identity from “sweetheart scammers”

Dear Readers, Everyone would like to make a love connection on Valentine’s Day, and...

Beware of Calls Offering Marketing Opt Out

Dear Readers, Consumers have reported receiving automated calls asking for their Social Security numbers...

How to Identify Fraud

To identify fraud, you should carefully review your credit report:

  • Accounts: If you see a newly opened account that you don’t recognize, this could be a sign that a criminal obtained a line of credit using your identity.
  • Inquiries: In the “Requests viewed by others” section of your credit report, review the list of creditors for any names you don’t recognize.
  • Addresses: If you discover an address you’ve never lived at on your credit report, this could be a sign that someone has tried to obtain credit in your name.

How to Report Fraud

To report fraud to Experian, visit the Fraud center.