Latest Articles

Responding to a Security Notice for a Frozen Credit File

We have frozen our credit with you. We just received a letter from...

What to Do When Items are Stolen from Your Car

Last night, a fairly sophisticated ring apparently swept through my neighborhood stealing from...

Sharing the Security Code on Your Credit Card

I purchased something by phone recently and was asked for the security code...

Writing a Check When There is No Account

Is writing checks on an account which has been closed considered illegal? - LXS

Adding a Fraud Alert Does Not Hurt Your Credit Score

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Adding a Fraud Alert After Check Fraud

I was a victim of check fraud. I was told I'm entitled to...

Removing a fraud alert after verifying you are not a victim

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You Will Not Receive a Notice to Remove a Fraud Alert

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How to Add a Telephone Number to a Fraud Alert

How do I add a telephone number to an extended credit alert? - LKK

Cancelling 7-year Fraud Alert to Qualify for Housing Program

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Fraud Alert Stopping Satellite TV Application

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Replacing a Lost Security Freeze PIN Number

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How to Identify Fraud

To identify fraud, you should carefully review your credit report:

  • Accounts: If you see a newly opened account that you don’t recognize, this could be a sign that a criminal obtained a line of credit using your identity.
  • Inquiries: In the “Requests viewed by others” section of your credit report, review the list of creditors for any names you don’t recognize.
  • Addresses: If you discover an address you’ve never lived at on your credit report, this could be a sign that someone has tried to obtain credit in your name.

How to Report Fraud

To report fraud to Experian, visit the Fraud center.