Credit Report & Scores

Latest Articles

Authorized User Account Impeding Home Purchase

I have a question regarding authorized users. I put my son on...

Denied Because Lack of Credit History

I moved to the U.S. two years ago and have since applied three...

Mistakenly Reported as Deceased

I am listed as deceased on my credit history. How can I change...

Paid Court Judgments on Your Credit Report

I was told by the circuit court that Experian would have to come...

Inquiries from Utilities on Your Credit Report

How do inquiries from utility, cable television/internet, cellular telephone and residential rentals impact...

Creditors Might Use a Credit Report to Locate You

Can creditors find you through a credit check? - DMW

Improving Credit Score Without a Credit Card

How can you improve your credit score if you don't have any credit...

Joint Checking Account Will Not Help Your Credit

Does having a joint checking account bring down a person’s credit score? - WAG

Credit reports not established based on age

At what age does the credit bureau start reporting credit history? - RCU

Increasing Employee Credit Knowledge

Dear Readers, According to research by the Personal Finance Employee Education Foundation (PFEEF), as many...

Declination Notice Received after Withdrawing Loan Application

I withdrew an application for credit from a national bank on the same...

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