Credit Report & Scores

Latest Articles

Renewing Pre-Approved Loan Could Cause Hard Inquiry

I applied and was approved for an auto loan through my credit union,...

Owing Debt After it’s Removed from Credit Report

Once an item is removed from the report after having been reported for...

Reporting Death of a Relative

How do we notify you of the death of a relative, and how...

Requesting a Credit Report for a Minor

How can I get a copy of my son’s credit report? I believe...

Authorized User Account Impeding Home Purchase

I have a question regarding authorized users. I put my son on...

Denied Because Lack of Credit History

I moved to the U.S. two years ago and have since applied three...

Mistakenly Reported as Deceased

I am listed as deceased on my credit history. How can I change...

Paid Court Judgments on Your Credit Report

I was told by the circuit court that Experian would have to come...

Inquiries from Utilities on Your Credit Report

How do inquiries from utility, cable television/internet, cellular telephone and residential rentals impact...

Creditors Might Use a Credit Report to Locate You

Can creditors find you through a credit check? - DMW

Joint Checking Account Will Not Help Your Credit

Does having a joint checking account bring down a person’s credit score? - WAG

Credit reports not established based on age

At what age does the credit bureau start reporting credit history? - RCU