Credit Cards With No Annual Fee
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Personalized credit card partner offers are not available in Maine, Massachusetts, Nevada, New Hampshire, North Dakota, Oregon, Rhode Island, Tennessee, and Vermont.
31 Card Offers
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Chase Freedom Flex℠
Intro APR
0% Intro APR on Purchases for 15 months
Ongoing APR
14.99% - 23.74% Variable
Rewards
Earn 5% cash back on eligible purchases in rotating categories, 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
Annual Fee
$0
Discover it® Student Cash Back
Intro APR
0% on Purchases and 10.99% on Balance Transfers for 6 months
Ongoing APR
12.99% - 21.99% Variable APR
Rewards
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Annual Fee
$0
Journey Student Rewards from Capital One
Intro bonus
N/A*
Rewards
Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month.
Ongoing APR
26.99% (Variable)
Annual Fee
$0
Citi Rewards+® Card
Intro APR
0% for 15 months on Purchases and Balance Transfers
Ongoing APR
13.49% - 23.49% (Variable)
Rewards
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
Annual Fee
$0
Capital One Walmart Rewards® Mastercard®
Intro bonus
N/A*
Rewards
5% Back at Walmart.com including Grocery Pickup and Delivery
Ongoing APR
17.99% - 26.99% (Variable)
Annual Fee
$0
Credit One Bank American Express® Credit Card
Intro bonus
N/A*
Rewards
Earn unlimited 1% cash back rewards on all purchases, terms apply
Ongoing APR
23.99% Variable
Annual Fee
$0
Citi® Diamond Preferred® Card
Intro APR
0% for 18 months on Purchases and Balance Transfers
Ongoing APR
13.74% - 23.74% (Variable)
Rewards
N/A*
Annual Fee
$0
Citi Simplicity® Card
Intro APR
0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer.
Ongoing APR
14.74% - 24.74% (Variable)
Rewards
N/A*
Annual Fee
$0
Capital One SavorOne Cash Rewards Credit Card
Intro APR
0% on Purchases for 15 months
Ongoing APR
15.49% - 25.49% (Variable)
Rewards
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual Fee
$0
Capital One VentureOne Rewards for Good Credit
Intro bonus
N/A
Rewards
1.25x Miles per dollar on every purchase, every day
Ongoing APR
26.99% (Variable)
Annual Fee
$0
Fingerhut Advantage Credit Account issued by WebBank
Intro bonus
N/A*
Rewards
N/A*
Ongoing APR
29.99%
Annual Fee
$0*
Discover it® Secured Credit Card
Intro bonus
Discover will match all the cash back you’ve earned at the end of your first year.
Rewards
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Ongoing APR
22.99% Variable APR
Annual Fee
$0
Capital One Quicksilver Cash Rewards for Good Credit
Intro bonus
N/A
Rewards
1.5% Cash Back on every purchase, every day
Ongoing APR
26.99% (Variable)
Annual Fee
$0
Citi Custom Cash℠ Card
Intro APR
0% for 15 months on Purchases and Balance Transfers
Ongoing APR
13.99% – 23.99% (Variable)
Rewards
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Annual Fee
$0
Discover it® Cash Back
Intro APR
0% on Purchases and Balance Transfers for 14 months
Ongoing APR
11.99% - 22.99% Variable APR
Rewards
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Annual Fee
$0
Petal® 1 "No Annual Fee" Visa® Credit Card
Intro bonus
N/A*
Rewards
N/A*
Ongoing APR
19.99% - 29.49% Variable
Annual Fee
$0
Capital One VentureOne Rewards Credit Card
Intro APR
0% on Purchases for 12 months
Ongoing APR
15.49% - 25.49% (Variable)
Rewards
1.25x Miles per dollar on every purchase, every day
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
Annual Fee
$0
Discover it® Miles
Intro APR
0% on Purchases and 10.99% on Balance Transfers for 14 months
Ongoing APR
11.99% - 22.99% Variable APR
Rewards
Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
Annual Fee
$0
Wells Fargo Platinum card
Intro APR
0% for 18 months from account opening on purchases and qualifying balance transfers
Ongoing APR
16.49%-24.49% (Variable)
Rewards
N/A*
Annual Fee
$0
Discover it® Student chrome
Intro APR
0% on Purchases and 10.99% on Balance Transfers for 6 months
Ongoing APR
12.99% - 21.99% Variable APR
Rewards
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Annual Fee
$0
Capital One SavorOne Cash Rewards for Good Credit
Intro bonus
N/A
Rewards
Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through January 2023
Ongoing APR
26.99% (Variable)
Annual Fee
$0
Capital One Quicksilver Cash Rewards Credit Card
Intro APR
0% on Purchases for 15 months
Ongoing APR
15.49% - 25.49% (Variable)
Rewards
1.5% Cash Back on every purchase, every day
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual Fee
$0
Credit One Bank Wander™ Card With No Annual Fee
Intro bonus
N/A*
Rewards
Earn 3x points on eligible Recreational & Amusement Park purchases, 2x on eligible restaurant & lodging purchases, and 1x points on all other purchases, terms apply
Ongoing APR
23.99% Variable
Annual Fee
$0
Citi® Double Cash Card - 18 month BT offer
Intro APR
0% for 18 months on Balance Transfers
Ongoing APR
13.99% - 23.99% (Variable)
Rewards
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Annual Fee
$0
Upgrade Visa® Card with Cash Rewards
Intro bonus
N/A*
Rewards
Earn 1.5% unlimited cash back on card purchases every time you make a payment
Ongoing APR
8.99% - 29.99%
Annual Fee
$0
Secured Mastercard® from Capital One
Intro bonus
N/A*
Rewards
N/A*
Ongoing APR
26.99% (Variable)
Annual Fee
$0
Chase Freedom Unlimited®
Intro APR
0% Intro APR on Purchases for 15 months
Ongoing APR
14.99% - 23.74% Variable
Rewards
Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1.5% on all other purchases.
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
Annual Fee
$0
Wells Fargo Active Cash℠ Card
Intro APR
0% Intro APR for 15 months from account opening on purchases and qualifying balance transfers
Ongoing APR
14.99%-24.99% (Variable)
Rewards
Earn unlimited 2% cash rewards on purchases
Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months
Annual Fee
$0
Discover it® chrome
Intro APR
0% on Purchases and Balance Transfers for 14 months
Ongoing APR
11.99% - 22.99% Variable APR
Rewards
Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Annual Fee
$0
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.
*For complete information, see the offer terms and conditions on the issuer or partner's website. Once you click apply you will be directed to the issuer or partner's website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.
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