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State
Credit Score
Rewards
Features
Issuers

18.24% - 26.24%* (Variable) based on your creditworthiness

Intro APR: N/A

$99, waived for first 12 months*

2x Miles on Gas Stations & Dining

Earn 2 AAdvantage® miles for every $1 spent at gas stations* and earn 2 AAdvantage® miles for every $1 spent at restaurants*


Apply

on Citibank‘s website

View Details

Balance Transfer

18.24% - 26.24%* (Variable) based on your creditworthiness

Credit Range

Excellent, Good, Very Good

Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 within the first 3 months of account opening*
Earn 2 AAdvantage® miles for every $1 spent at gas stations*
Earn 2 AAdvantage® miles for every $1 spent at restaurants*
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
Earn a $100 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card*
No Foreign Transaction Fees*
First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
Enjoy preferred boarding on American Airlines flights*
Receive 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights*
Discover it® Student chrome

Discover it® Student chrome

Apply

on Discover‘s website


15.24% - 24.24% Variable

Intro APR: 0% on Purchases for 6 months

$0

2% Cash Back on Gas Stations & Dining

2% cash back at gas stations & restaurants on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.

1% Cash Back on All Other Purchases

Apply

on Discover‘s website

View Details

Balance Transfer

10.99% Intro APR on Balance Transfers for 6 months

Credit Range

Fair

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases–automatically.
Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
No annual fee. No late fee on first late payment. No APR change for paying late.
Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 15.24% - 24.24%.
See additional details for Discover it® Student chrome
Not sure which credit cards you qualify for?

Let us match you to personalized credit offers. Get started with your free FICO® Score.

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No credit card required
First Access VISA® Credit Card

First Access VISA® Credit Card

Apply

on First Access‘s website


34.99%

Intro APR: N/A

$75 for 1st Year, after that $48 Annually

N/A


Apply

on First Access‘s website

View Details

Balance Transfer

N/A

Credit Range

Fair

Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
Perfect credit not required for approval; we may approve you when others will not
Easy and secure online application
Checking account required
If approved, pay a one-time Processing Fee and you can access the $300 credit limit (subject to available credit)
Get a result in as little as 60 seconds upon completion of the online application
See additional details for First Access VISA® Credit Card
Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card

Apply

on Wells Fargo‘s website


16.24% - 28.24% (Variable)

Intro APR: 0% on Purchases for 12 months

$0

1.5% Cash Back on All Purchases

Earn unlimited 1.5% cash rewards on purchases

Intro Bonus Worth:
$200

Earn $200 cash rewards bonus after spending $1,000 in first 3 months


Apply

on Wells Fargo‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 12 months

Credit Range

Excellent, Good, Very Good

Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
Earn unlimited 1.5% cash rewards on purchases
Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
0% Intro APR for 12 months on purchases and balance transfers (fees apply), then a 16.24% - 28.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
$0 Annual Fee
Select "Apply Now" to learn more about the product features, terms, and conditions
See additional details for Wells Fargo Cash Wise Visa® Card
Discover it® Balance Transfer

Discover it® Balance Transfer

Apply

on Discover‘s website


14.24% - 25.24% Variable

Intro APR: 0% on Purchases for 6 months

$0

5% Cash Back on Rotating Categories

5% Cash back in categories that change each quarter up to the quarterly maximum, when you sign up. Plus, 1% unlimited cash back automatically on all other purchases.

1% Cash Back on All Other Purchases

Apply

on Discover‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 18 months

Credit Range

Excellent, Good, Very Good

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases–automatically.
Redeem cash back any amount, any time. Rewards never expire.
100% U.S. based customer service.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
No annual fee.
See additional details for Discover it® Balance Transfer
Deserve® Classic

Deserve® Classic

Apply

on Deserve‘s website


24.99%

Intro APR: N/A

$39

N/A


Apply

on Deserve‘s website

View Details

Balance Transfer

N/A

Credit Range

Fair, Good

Start building credit now (for people with No/Limited Credit)
No security deposit or co-signer required
No foreign transaction fees
Cellphone protection up to $600 when you pay your monthly phone bill with your Deserve Mastercard
Includes Mastercard Platinum Benefits like Price Protection, Travel Assistance, ID Theft Protection, Car Collision Damage Waiver & Extended Warranty
Get personalized tips on how to build a better credit score
$39 Annual Fee
See additional details for Deserve® Classic
Citi Premier℠ Card

Citi Premier℠ Card

Apply

on Citibank‘s website


16.74% - 25.74% (Variable) based on your creditworthiness

Intro APR: N/A

$95, waived for first 12 months

3x Points on Travel

Earn 3x points on travel, including gas stations. Earn 2x points on dining out & entertainment and earn 1x points on all other purchases.

2x Points on Dining
1x Points on All Other Purchases

Apply

on Citibank‘s website

View Details

Balance Transfer

16.74% - 25.74% (Variable) based on your creditworthiness

Credit Range

Excellent, Very Good

Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Earn 3 points per $1 spent on travel including gas stations
Earn 2 points per $1 spent at restaurants and on entertainment
Earn 1 point per $1 spent on all other purchases
50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
No expiration and no limit to the amount of points you can earn with this card
Points Transfer allows you to transfer points to participating airline loyalty programs
No Foreign Transaction Fees on purchases
See additional details for Citi Premier℠ Card
American Express Cash Magnet® Card

American Express Cash Magnet® Card

Apply

on American Express‘s website


15.24% - 26.24% Variable

Intro APR: 0% on Purchases for 15 months

$0

1.5% Cash Back on Everyday

Unlimited 1.5% Cash Back on your purchases


Apply

on American Express‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 15 months

Credit Range

Excellent, Good, Very Good

Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
Unlimited 1.5% Cash Back on your purchases.
Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
$0 plan fees for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
No Annual Fee.
Terms Apply.
See additional details for American Express Cash Magnet® Card

12.15% - 28.15% Variable

Intro APR: N/A

$0

2x Points on Dining

Earn 2x points per dollar for dining and gas, and 1x points on all other purchases

2x Points on Gas
1x Points on Everyday
Intro Bonus Worth:
$25

Get 2,500 bonus points with your first purchase


Apply

on USAA‘s website

View Details

Balance Transfer

12.15% - 28.15% Variable

Credit Range

Excellent, Good, Very Good

Earn 2X points per dollar spent on gas and dining with no cap
Earn 1X points for every dollar spent on all other purchases
Get 2,500 bonus points with your first purchase
Redeem points for cash, merchandise, gift cards and more
USAA membership is available to active and former military and their eligible family members
See additional details for USAA® Rewards™ Visa Signature® Card

16.74% - 25.74% (Variable)

Intro APR: N/A

$0 intro for first year; $95 after that

4% Cash Back on Dining & Entertainment

4% Cash Back on dining, 4% Cash Back on entertainment, 2% Cash Back at grocery stores, 1% Cash Back on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.

2% Cash Back on Grocery Stores
1% Cash Back on All Other Purchases
Intro Bonus Worth:
$500

Earn $500 after you spend $3000 on purchases within the first 3 months from account opening


Apply

on Capital One‘s website

View Details

Balance Transfer

16.74% - 25.74% (Variable)

Credit Range

Excellent, Good, Very Good

Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
No foreign transaction fees
Capital One cardholders get access to premium experiences in dining, entertainment and more
$0 intro annual fee for the first year, $95 after that
Milestone® Gold Mastercard®

Milestone® Gold Mastercard®

Apply

on Genesis FS Card Services‘s website


23.90%

Intro APR: N/A

$35 - $99

N/A


Apply

on Genesis FS Card Services‘s website

View Details

Balance Transfer

N/A

Credit Range

Poor

Pre-qualifying today will not affect your credit score
Mobile account access at any time
Choice of card image at no extra charge
Fraud protection for stolen or lost cards
Don't have perfect credit? No problem!
Our prequalification does not affect your credit score
All credit histories considered
See additional details for Milestone® Gold Mastercard®
The OpenSky® Secured Visa® Credit Card

The OpenSky® Secured Visa® Credit Card

Apply

on Capital Bank N.A.‘s website


19.64% Variable

Intro APR: N/A

$35

N/A


Apply

on Capital Bank N.A.‘s website

View Details

Balance Transfer

N/A

Credit Range

Poor

No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
The refundable¹ deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months
We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page (search “OpenSky Card” in Facebook).
OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way
¹View our Cardholder Agreement located at the bottom of the application page for details of the card
See additional details for The OpenSky® Secured Visa® Credit Card

15.74% - 25.74%* (Variable)

Intro APR: 0% for 18 months on Balance Transfers*

$0*

2% Cash Back

Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay


Apply

on Citibank‘s website

View Details

Balance Transfer

15.74% - 25.74%* (Variable)

Credit Range

Excellent, Good, Very Good

Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
Balance Transfers do not earn cash back
0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. Balance transfers must be completed within 4 months of account opening.
No categories to track, no caps on cash back, no annual fee*

14.74%

Intro APR: N/A

$39

N/A


Apply

on First Progress‘s website

View Details

Balance Transfer

N/A

Credit Range

Fair, Good, Poor

Use your tax refund as the refundable deposit for a new Secured MasterCard account today!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Receive Your Card More Quickly with New Expedited Processing Option
Get Approved Fast - Just Click Apply to Start the Process!
No Credit History or Minimum Credit Score Required for Approval
Chase Freedom Unlimited®

Chase Freedom Unlimited®

Apply

on Chase‘s website


17.24% - 25.99% Variable

Intro APR: 0% on Purchases for 15 months

$0

1.5% Cash Back on All Purchases

Unlimited 1.5% cash back on every purchase – it's automatic!

Intro Bonus Worth:
$150

$150 after purchases of $500 within first 3 months


Apply

on Chase‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 15 months

Credit Range

Excellent, Good, Very Good

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24% -25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum.
Unlimited 1.5% cash back on every purchase - it's automatic
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
No minimum to redeem for cash back
Cash Back rewards do not expire as long as your account is open
Free credit score, updated weekly with Credit Journey℠
No annual fee
See additional details for Chase Freedom Unlimited®
NHL® Discover it®

NHL® Discover it®

Apply

on Discover‘s website


14.24% - 25.24% Variable

Intro APR: 0% on Purchases for 14 months

$0

5% Cash Back on Rotating Categories

5% Cash back in categories that change each quarter up to the quarterly maximum, when you sign up. Plus, 1% unlimited cash back automatically on all other purchases.

1% Cash Back on All Other Purchases

Apply

on Discover‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 14 months

Credit Range

Excellent, Good, Very Good

Choose your favorite team & show your pride - all 31 teams available. Save 10% at Shop.NHL.com and NHL.TV™.
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases–automatically.
Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
No annual fee.
See additional details for NHL® Discover it®
Citi® Secured Mastercard®

Citi® Secured Mastercard®

Apply

on Citibank‘s website


24.74%* (Variable)

Intro APR: N/A

$0

N/A


Apply

on Citibank‘s website

View Details

Balance Transfer

24.74%* (Variable)

Credit Range

Excellent, Good, Very Good

No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
A security deposit is required for this product (minimum $200)
Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
Use the card anywhere Mastercard® is accepted - worldwide
See additional details for Citi® Secured Mastercard®

20.24% - 26.24% Variable

Intro APR: N/A

$0 - $99

1% Cash Back

Apply

on Credit One Bank‘s website

View Details

Balance Transfer

N/A

Credit Range

Excellent, Fair, Good, Poor, Very Good

Receive 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR.com Superstore. Terms apply.
No need to fret—you’re covered by $0 Fraud Liability
Looking for more credit? Credit One Bank reviews accounts for credit line increase opportunities automatically.
Choose your monthly payment due date for added convenience, terms apply
Monitor your credit with free online access to your Experian credit score, terms apply
Looking to rebuild credit? We report to the major credit bureaus monthly.
Never miss an account update with customizable text and email alerts
Hilton Honors American Express Ascend Card

Hilton Honors American Express Ascend Card

Apply

on American Express‘s website


17.99% - 26.99% Variable

Intro APR: N/A

$95

3x Points on Everyday

Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card


Apply

on American Express‘s website

View Details

Balance Transfer

17.99% - 26.99% Variable

Credit Range

Excellent, Good, Very Good

Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio.
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
$95 annual fee.
Terms Apply.
Discover it® Secured

Discover it® Secured

Apply

on Discover‘s website


25.24% Variable

Intro APR: N/A

$0

2% Cash Back on Gas Stations & Dining

2% cash back at gas stations & restaurants on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.

1% Cash Back on All Other Purchases

Apply

on Discover‘s website

View Details

Balance Transfer

10.99% Intro APR on Balance Transfers for 6 months

Credit Range

Fair, Poor

No Annual Fee, earn cash back, and build your credit with responsible use.
It’s a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.
Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
We automatically match all the cash back you’ve earned at the end of your first year.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
See additional details for Discover it® Secured

17.99% - 26.99% Variable

Intro APR: N/A

$0

2x Miles on Travel

Earn 2 miles per dollar spent on purchases made directly with Delta and at US restaurants. Earn 1 mile on every eligible dollar spent on purchases.

2x Miles on Dining
1x Miles on Everyday

Apply

on American Express‘s website

View Details

Balance Transfer

17.99% - 26.99% Variable

Credit Range

Excellent, Good, Very Good

Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.
No Annual Fee.
Earn 2 miles per dollar at US restaurants.
Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
Terms Apply.
Citi® Double Cash Card

Citi® Double Cash Card

Apply

on Citibank‘s website


25.74%* (Variable)

Intro APR: 0% for 9 months on Purchases and Balance Transfers*

$0*

2% Cash Back

Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay


Apply

on Citibank‘s website

View Details

Balance Transfer

25.74%* (Variable)

Credit Range

Good

Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
Balance Transfers do not earn cash back
0% Intro APR on Balance Transfers and Purchases for 9 months; after that, the variable APR will be 25.74%
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
No categories to track, no caps on cash back, no annual fee*
See additional details for Citi® Double Cash Card

9.15% - 26.15% Variable

Intro APR: N/A

$0

N/A


Apply

on USAA‘s website

View Details

Balance Transfer

9.15% - 26.15% Variable

Credit Range

Excellent, Good, Very Good

Enjoy USAA's lowest rate card
No annual fee, no foreign transaction fees, no penalty APR
USAA membership is available to active and former military and their eligible family members
Discover it® Miles

Discover it® Miles

Apply

on Discover‘s website


14.24% - 25.24% Variable

Intro APR: 0% on Purchases for 14 months

$0

1.5x Miles

Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.


Apply

on Discover‘s website

View Details

Balance Transfer

10.99% Intro APR on Balance Transfers for 14 months

Credit Range

Excellent, Good, Very Good

INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel!
Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
No Blackout Dates - fly any airline, stay at any hotel.
Redeem your Miles as a statement credit towards travel purchases.
Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
No Annual Fee.
See additional details for Discover it® Miles

18.24% - 25.24% Variable

Intro APR: N/A

$95

2x Points on Dining

2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases

2x Points on Travel
1x Points on All Other Purchases
Intro Bonus Worth:
$750

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.


Apply

on Chase‘s website

View Details

Balance Transfer

18.24% - 25.24% Variable

Credit Range

Excellent, Good, Very Good

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases
No foreign transaction fees
1:1 point transfer to leading airline and hotel loyalty programs
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel.
No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
See additional details for Chase Sapphire Preferred® Card

26.74%

Intro APR: N/A

$0

N/A


Apply

on First Progress‘s website

View Details

Balance Transfer

N/A

Credit Range

Fair, Good, Poor

Use your tax refund as the refundable deposit for a new Secured MasterCard account today!
No Credit History or Minimum Credit Score Required for Approval
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
Receive Your Card More Quickly with New Expedited Processing Option
No Annual Fee!
Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

Apply

on Barclaycard‘s website


14.24% Variable

Intro APR: 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply.

$0

N/A


Apply

on Barclaycard‘s website

View Details

Balance Transfer

14.24% Variable

Credit Range

Excellent, Good, Very Good

Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply.
Low 14.24% variable APR on purchases and cash advances
No annual fee
No foreign transaction fees
International Chip and PIN
See additional details for Barclaycard Ring® Mastercard®

29.99%

Intro APR: N/A

See issuer website*

N/A


Apply

on Fingerhut‘s website

View Details

Balance Transfer

N/A

Credit Range

Fair, Poor

Easy application! Get a credit decision in seconds.
Build your credit history - Fingerhut reports to all 3 major credit bureaus
Use your line of credit to shop thousands of items from great brands like Samsung, KitchenAid, and DeWalt
Enjoy payments as low as $6.99 per month if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
Not an access card

17.99% - 26.99% Variable

Intro APR: N/A

$195

2x Miles on Travel

Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.

1x Miles on Everyday

Apply

on American Express‘s website

View Details

Balance Transfer

17.99% - 26.99% Variable

Credit Range

Excellent, Good, Very Good

Limited Time Offer: Earn 75,000 Bonus Miles and 5,000 Medallion® Qualification Miles after you make $3,000 in purchases on your new Card within your first 3 months.
In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
Enjoy in-flight savings in the form of a statement credit after you use your Platinum Delta SkyMiles® Credit Card to make an eligible purchase, on board your next Delta flight.
Receive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Check your first bag free on Delta flights - that's a savings of up to $240 per round trip for a family of four.
$195 Annual Fee.
Terms Apply.

20.74%

Intro APR: N/A

$29

N/A


Apply

on First Progress‘s website

View Details

Balance Transfer

N/A

Credit Range

Fair, Good, Poor

Use your tax refund as the refundable deposit for a new Secured MasterCard account today!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Receive Your Card More Quickly with New Expedited Processing Option
Get Approved Fast - Just Click Apply to Start the Process!
No Credit History or Minimum Credit Score Required for Approval

17.24% Variable

Intro APR: 0% for the first 15 billing cycles on balance transfers made in the first 45 days after account opening

$195

2% Cash Back on Airfare Redemption

Earn one point for every dollar you spend. Redeem at 1% value for cash back; 2% value for airfare redemptions when redeeming through myluxurycard.com

1% Cash Back on All Other Purchases

Apply

on Luxury Card‘s website

View Details

Balance Transfer

17.24% Variable

Credit Range

Excellent, Very Good

Unique Brushed Stainless Steel – Patented Card Design
1% Value for Cash Back Redemptions
2% Value for Airfare Redemptions
24/7 Luxury Card Concierge™
Luxury Card Travel Rates & Benefits
Members-Only LUXURY MAGAZINE
0% introductory APR for the first fifteen billing cycles on balance transfers made in the first 45 days after account opening; After intro will be 17.24%

14.15% - 28.15% Variable

Intro APR: N/A

$0

5% Cash Back on Gas

Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined and 2% cash back on your first $3,000 on supermarket purchases per year

2% Cash Back on Groceries
1% Cash Back on Everyday

Apply

on USAA‘s website

View Details

Balance Transfer

14.15% - 28.15% Variable

Credit Range

Excellent, Good, Very Good

Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined
Earn 2% on your first $3,000 on supermarket purchases per year
Unlimited 1% cash back on all other purchases
USAA membership is available to active and former military and their eligible family members
Indigo® Platinum Mastercard®

Indigo® Platinum Mastercard®

Apply

on Genesis FS Card Services‘s website


23.90%

Intro APR: N/A

$0 - $99

N/A


Apply

on Genesis FS Card Services‘s website

View Details

Balance Transfer

N/A

Credit Range

Fair, Good

Less than perfect credit is okay
No security deposit needed
Account history is reported to the three major credit bureaus in the U.S.
Simple and fast application process
Fraud protection for stolen or lost cards
Select your own style of card design at no extra charge
See additional details for Indigo® Platinum Mastercard®

16.24% - 26.24% (Variable)

Intro APR: 0% on Purchases for 15 months

$0

1.5% Cash Back on All Purchases

1.5% Cash Back on every purchase, every day

Intro Bonus Worth:
$150

Earn $150 after you spend $500 on purchases within 3 months from account opening


Apply

on Capital One‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for for 15 months

Credit Range

Excellent, Good, Very Good

One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Pay no annual fee or foreign transaction fees

24.74%

Intro APR: N/A

$0 for 1st Year, after that $29 Annually

N/A


Apply

on First Progress‘s website

View Details

Balance Transfer

N/A

Credit Range

Fair, Good, Poor

Use your tax refund as the refundable deposit for a new Secured MasterCard account today!
No Credit History or Minimum Credit Score Required for Approval
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
Receive Your Card More Quickly with New Expedited Processing Option
First Year with No Annual Fee!
Capital One® Secured Mastercard®

Capital One® Secured Mastercard®

Apply

on Capital One‘s website


26.99% (Variable)

Intro APR: N/A

$0

N/A


Apply

on Capital One‘s website

View Details

Balance Transfer

26.99% (Variable)

Credit Range

Poor

No annual fee, and all the credit building benefits with responsible card use
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
Easily manage your account 24/7 with online access, by phone or using our mobile app
It's a credit card accepted at millions of locations worldwide
See additional details for Capital One® Secured Mastercard®
Wells Fargo Platinum Visa® Card

Wells Fargo Platinum Visa® Card

Apply

on Wells Fargo‘s website


17.74% - 27.24% (Variable)

Intro APR: 0% on Purchases for 18 months

$0

N/A


Apply

on Wells Fargo‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 18 months

Credit Range

Excellent, Good, Very Good

0% Intro APR for 18 months on purchases and balance transfers (fees apply), then a 17.74% - 27.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee
Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card
Easy access to your FICO® Credit Score with Wells Fargo Online®
Zero Liability protection for promptly reported unauthorized transactions
Convenient tools to help create a budget and manage your spending with My Money Map
$0 Annual Fee
Select "Apply Now" to learn more about the product features, terms, and conditions
See additional details for Wells Fargo Platinum Visa® Card

20.24% - 26.24% Variable

Intro APR: N/A

$0 - $99

1% Cash Back

Apply

on Credit One Bank‘s website

View Details

Balance Transfer

N/A

Credit Range

Excellent, Fair, Good, Poor, Very Good

Automatically earn 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV. Terms apply.
Accounts are automatically reviewed for credit line increase opportunities
Choose your monthly payment due date for added convenience, terms apply
Track your progress with free online access to your Experian credit score, terms apply
Enjoy peace of mind with $0 Fraud Liability
Stay in-the-know with customizable account alerts via email and text
Access your account on-the-go with the Credit One Bank mobile app
Chase Freedom®

Chase Freedom®

Apply

on Chase‘s website


17.24% - 25.99% Variable

Intro APR: 0% on Purchases for 15 months

$0

5% Cash Back on Rotating Categories

Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter. Unlimited 1% cash back on all other purchases.

1% Cash Back on All Other Purchases
Intro Bonus Worth:
$150

$150 after purchases of $500 within first 3 months


Apply

on Chase‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 15 months

Credit Range

Excellent, Good, Very Good

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24% - 25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum.
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
Enjoy new 5% categories each quarter
Unlimited 1% cash back on all other purchases - it's automatic
Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back
Free credit score, updated weekly with Credit Journey℠
No annual fee
See additional details for Chase Freedom®

15.24% - 26.24% Variable

Intro APR: 0% on Purchases for 15 months

$0

3% Cash Back on U.S. Supermarkets

3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% cash back at U.S. gas stations and 1% cash back on other purchases

2% Cash Back on Gas
1% Cash Back on Everyday

Apply

on American Express‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 15 months

Credit Range

Excellent, Good, Very Good

Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
No annual fee.
Terms Apply.
The Platinum Card® from American Express

The Platinum Card® from American Express

Apply

on American Express‘s website


N/A

Intro APR: N/A

$550

5x Points on Travel

5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel


Apply

on American Express‘s website

View Details

Balance Transfer

N/A

Credit Range

Excellent, Good, Very Good

Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
$200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
$550 annual fee.
Terms Apply.

10.74%

Intro APR: N/A

$49

N/A


Apply

on First Progress‘s website

View Details

Balance Transfer

N/A

Credit Range

Fair, Good, Poor

Use your tax refund as the refundable deposit for a new Secured MasterCard account today!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
Receive Your Card More Quickly with New Expedited Processing Option
Get Approved Fast - Just Click Apply to Start the Process!
No Credit History or Minimum Credit Score Required for Approval

26.96% (Variable)

Intro APR: N/A

$39

1.5% Cash Back on All Purchases

1.5% Cash Back on every purchase, every day


Apply

on Capital One‘s website

View Details

Balance Transfer

26.96% (Variable)

Credit Range

Fair

Earn unlimited 1.5% cash back on every purchase, every day
Earn cash rewards without signing up for rotating categories
Get access to a higher credit line after making your first 5 monthly payments on time
Monitor your credit profile with the CreditWise® app, free for everyone
$0 fraud liability if your card is ever lost or stolen
No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
Help strengthen your credit for the future with responsible card use
Get customized alerts and manage your account with the Capital One mobile app

16.24% - 26.24%* (Variable)

Intro APR: 0% on Purchases for 12 months*

$0*

N/A


Apply

on Citibank‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 21 months*

Credit Range

Excellent, Good, Very Good

The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee... EVER
0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
The same great rate for all balances, after the introductory period
Save time when you call with fast, personal help, 24 hours a day – just say “representative”
Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month

17.24% Variable

Intro APR: 0% for the first 15 billing cycles on balance transfers made in the first 45 days after account opening

$495

2% Cash Back on Airfare Redemption

Earn one point for every dollar you spend. Redeem at 1.5% value for cash back; 2% value for airfare redemptions when redeeming through myluxurycard.com.

1.5% Cash Back on All Other Purchases

Apply

on Luxury Card‘s website

View Details

Balance Transfer

17.24% Variable

Credit Range

Excellent, Very Good

Unique Stainless Steel – Patented Card Design
1.5% Value for Cash Back Redemptions
2% Value for Airfare Redemptions
24/7 Luxury Card Concierge™
$100 Annual Airline Credit Toward Qualifying Purchases
Global Entry & TSA Pre✓® Application Credit
VIP Airport Lounge Access with Priority Pass™ Select
Luxury Card Travel Rates & Benefits
Members-Only LUXURY MAGAZINE
0% introductory APR for the first fifteen billing cycles on balance transfers made in the first 45 days after account opening; After intro will be 17.24%

17.24% Variable

Intro APR: 0% for the first 15 billing cycles on balance transfers made in the first 45 days after account opening

$995

2% Cash Back on Airfare Redemptions

Earn one point for every dollar you spend. Redeem at 2% value for cash back; 2% value for airfare redemptions when redeeming through myluxurycard.com

2% Cash Back on All Other Purchases

Apply

on Luxury Card‘s website

View Details

Balance Transfer

17.24% Variable

Credit Range

Excellent, Very Good

24K-Gold-Plated – Patented Card Design
2% Value for Cash Back Redemptions
2% Value for Airfare Redemptions
24/7 Luxury Card Concierge™
$200 Annual Airline Credit Toward Qualifying Purchases
Global Entry & TSA Pre✓® Application Credit
VIP Airport Lounge Access with Priority Pass™ Select
Luxury Card Travel Rates & Benefits
Members-Only LUXURY MAGAZINE
0% introductory APR for the first fifteen billing cycles on balance transfers made in the first 45 days after account opening; After intro will be 17.24%

15.24% - 24.24% Variable

Intro APR: 0% on Purchases for 6 months

$0

5% Cash Back on Rotating Categories

5% Cash back in categories that change each quarter up to the quarterly maximum, when you sign up. Plus, 1% unlimited cash back automatically on all other purchases.

1% Cash Back on All Other Purchases

Apply

on Discover‘s website

View Details

Balance Transfer

10.99% Intro APR on Balance Transfers for 6 months

Credit Range

Fair

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
No annual fee. No late fee on first late payment. No APR change for paying late.
Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 15.24% - 24.24%.
See additional details for Discover it® Student Cash Back
Avant Credit Card

Avant Credit Card

Apply

on Avant‘s website


26.24% Variable

Intro APR: N/A

$29

N/A


Apply

on Avant‘s website

View Details

Balance Transfer

N/A

Credit Range

Fair, Good, Poor

No deposit required
Reports to all three major credit bureaus
No hidden fees
We may periodically review your account for credit line increases
Fast and easy application process
Help strengthen your credit history with responsible use
Zero fraud liability for unauthorized charges
Conveniently pay your card through our online portal, 24/7
Avant branded credit products are issued by WebBank, member FDIC
Disclosure: If you are charged interest, the charge will be no less than $1.00. Cash Advance Fee: 3%, Min: $5.
See additional details for Avant Credit Card
Hilton Honors American Express Card

Hilton Honors American Express Card

Apply

on American Express‘s website


17.99% - 26.99% Variable

Intro APR: N/A

$0

3x Points on Everyday

Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card


Apply

on American Express‘s website

View Details

Balance Transfer

17.99% - 26.99% Variable

Credit Range

Excellent, Good, Very Good

Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
No Annual Fee.
Terms Apply.
See additional details for Hilton Honors American Express Card
Discover it® Cash Back

Discover it® Cash Back

Apply

on Discover‘s website


14.24% - 25.24% Variable

Intro APR: 0% on Purchases for 14 months

$0

5% Cash Back on Rotating Categories

5% Cash back in categories that change each quarter up to the quarterly maximum, when you sign up. Plus, 1% unlimited cash back automatically on all other purchases.

1% Cash Back on All Other Purchases

Apply

on Discover‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for 14 months

Credit Range

Excellent, Good, Very Good

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
Plus, earn unlimited 1% cash back on all other purchases - automatically.
Redeem cash back any amount, any time. Rewards never expire.
Use your rewards at Amazon.com checkout.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
No annual fee.
See additional details for Discover it® Cash Back

26.96% (Variable)

Intro APR: N/A

$0

1% Cash Back on All Purchases

1% Cash Back on all purchases, 0.25% Cash Back bonus on the cash back you earn each month you pay on time

0.25% Cash Back

Apply

on Capital One‘s website

View Details

Balance Transfer

26.96% (Variable)

Credit Range

Fair

Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
Enjoy no annual fee and no foreign transaction fees
Get a head start and build your credit with responsible use
Get access to a higher credit line after making your first 5 monthly payments on time
Monitor your credit profile with the CreditWise® app, free for everyone
$0 fraud liability if your card is ever lost or stolen
Pick the monthly due date that works best for you
Get customized alerts and manage your account with the Capital One mobile app

12.15% - 28.15% Variable

Intro APR: N/A

$0

3x Points on Dining

Earn 3x points on dining, 2x points on gas and groceries, and 1x points on all other purchases

2x Points on Gas
2x Points on Groceries
Intro Bonus Worth:
$25

Get 2,500 bonus points with your first purchase


Apply

on USAA‘s website

View Details

Balance Transfer

12.15% - 28.15% Variable

Credit Range

Excellent, Good, Very Good

Earn 3X points per dollar spent on dining
Earn 2X points per dollar spent on gas and groceries
Earn 1X points for every dollar spent on all other purchases
Get 2,500 bonus points with your first purchase
Redeem points for cash, merchandise, gift cards and more
USAA membership is available to active and former military and their eligible family members

14.24% - 24.24% (Variable)

Intro APR: 0% on Purchases for 12 months

$0

1.25x Miles on All Purchases

1.25x Miles per dollar on every purchase, every day


Apply

on Capital One‘s website

View Details

Balance Transfer

14.24% - 24.24% (Variable)

Credit Range

Excellent, Good, Very Good

Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
Transfer your miles to over 12 leading travel loyalty programs
Fly any airline, stay at any hotel, anytime
Enjoy a low intro APR on purchases for 12 months; 14.24%-24.24% variable APR after that
Travel when you want with no blackout dates
No foreign transaction fees
Miles won't expire for the life of the account and there's no limit to how many you can earn
Capital One® Platinum Credit Card

Capital One® Platinum Credit Card

Apply

on Capital One‘s website


26.96% (Variable)

Intro APR: N/A

$0

N/A


Apply

on Capital One‘s website

View Details

Balance Transfer

26.96% (Variable)

Credit Range

Fair

Pay no annual fee
Get access to a higher credit line after making your first 5 monthly payments on time
Fraud coverage if your card is lost or stolen
Use online banking to access your account, even from your smartphone, with our mobile app
Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
Get access to your account 24 hours a day, 7 days a week
Help strengthen your credit for the future with responsible card use
See additional details for Capital One® Platinum Credit Card
American Express® Gold Card

American Express® Gold Card

Apply

on American Express‘s website


See Rates & Fees

Intro APR: N/A

$250

4x Points on Dining

Earn 4X Membership Rewards® pts at U.S. restaurants and U.S. supermarkets (up to $25K/year in purchases, then 1X), 3X Membership Rewards® pts on flights booked directly w/airlines or on amextravel.com

3x Points on Travel

Apply

on American Express‘s website

View Details

Balance Transfer

N/A

Credit Range

Excellent, Good, Very Good

Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new Card within the first 3 months.
Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth’s Chris Steak House. This is an annual savings of up to $120. Enrollment required.
$100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
Choose to carry a balance with interest on eligible charges of $100 or more.
No Foreign Transaction Fees.
Annual Fee is $250.
Terms apply.
See additional details for American Express® Gold Card

16.24% - 26.24% (Variable)

Intro APR: 0% on Purchases for 15 months

$0

3% Cash Back on Dining & Entertainment

3% Cash Back on dining, 3% Cash Back on entertainment, 2% Cash Back at grocery stores, 1% Cash Back on all other purchases

2% Cash Back on Grocery Stores
1% Cash Back on All Other Purchases
Intro Bonus Worth:
$150

Earn $150 after you spend $500 on purchases within 3 months from account opening


Apply

on Capital One‘s website

View Details

Balance Transfer

0% Intro APR on Balance Transfers for for 15 months

Credit Range

Excellent, Good, Very Good

Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases for 15 months; 16.24% - 26.24% variable APR after that
0% intro APR on balance transfers for 15 months; 16.24% - 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
No foreign transaction fee
No annual fee
Merrick Bank Secured Visa®  Card

Merrick Bank Secured Visa® Card

Apply

on Merrick Bank‘s website


19.70% (Variable)

Intro APR: N/A

$36

N/A


Apply

on Merrick Bank‘s website

View Details

Balance Transfer

N/A

Credit Range

Excellent, Fair, Good, Poor, Very Good

Unsecured credit line increases - after the first year, your account will be regularly reviewed for credit line increases with no additional security deposit required.
Monthly FICO® Score for free - get your updated FICO® Score each month when it is provided to us from the credit bureau.
Build your credit - performance is reported to all three major credit bureaus, unlike a prepaid card.
Flexible credit line - the amount of your deposit determines your initial credit line - up to $3,000 and increase your credit line anytime with additional deposits.
Easy funding options - several convenient options to easily fund your security deposit.
Worldwide acceptance - use it anywhere Visa is accepted.
See additional details for Merrick Bank Secured Visa® Card
Total Visa® Unsecured Credit Card

Total Visa® Unsecured Credit Card

Apply

on The Bank of Missouri‘s website


See terms*

Intro APR: N/A

See terms*

N/A


Apply

on The Bank of Missouri‘s website

View Details

Balance Transfer

N/A

Credit Range

Fair, Poor

Checking Account Required
Fast and easy application process; response provided in seconds
A genuine VISA card accepted by merchants nationwide across the USA and online
Manageable monthly payments
If approved, simply pay a Program Fee to open your account and access your available credit
Reports monthly to all three major credit bureaus
No additional cost to choose from multiple card designs
See additional details for Total Visa® Unsecured Credit Card

14.15% - 28.15% Variable

Intro APR: N/A

$0

1.5% Cash Back on Everyday

Earn 1.5% cash back on every purchase


Apply

on USAA‘s website

View Details

Balance Transfer

14.15% - 28.15% Variable

Credit Range

Excellent, Good, Very Good

Earn 1.5% cash back on every purchase with no limits or category restrictions
Pay no annual fee, no penalty APR and no foreign transaction fees
USAA membership is available to active and former military and their eligible family members
Indigo® Platinum Mastercard®

Indigo® Platinum Mastercard®

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on Genesis FS Card Services‘s website


23.90%

Intro APR: N/A

$0 - $99

N/A


Apply

on Genesis FS Card Services‘s website

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Balance Transfer

N/A

Credit Range

Poor

Less than perfect credit is okay
No security deposit needed
Account history is reported to the three major credit bureaus in the U.S.
Simple and fast application process
Fraud protection for stolen or lost cards
Select your own style of card design at no extra charge
See additional details for Indigo® Platinum Mastercard®

18.24%, 22.24% or 25.24% variable based on your creditworthiness

Intro APR: 0% on the first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening

$89 (waived first year)

2x Miles

Earn unlimited 2X miles on every purchase


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on Barclaycard‘s website

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Balance Transfer

18.24%, 22.24% or 25.24% variable based on your creditworthiness

Credit Range

Excellent, Good, Very Good

Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
Earn unlimited 2X miles on every purchase
NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
Get 5% miles back to use toward your next redemption, every time you redeem
No foreign transaction fees
International Chip and PIN for use at self-service chip terminals around the world
Miles don’t expire as long as your account is open, active and in good standing

17.99% - 26.99% Variable

Intro APR: N/A

$0 introductory annual fee for the first year, then $95

2x Miles on Travel

Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.

1x Miles on Everyday

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on American Express‘s website

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Balance Transfer

17.99% - 26.99% Variable

Credit Range

Excellent, Good, Very Good

Limited Time Offer: Earn 60,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
Check your first bag free on Delta flights - that's a savings of up to $240 per round trip for a family of four.
Settle into your seat sooner with Main Cabin 1 Priority Boarding.
Enjoy a $0 introductory annual fee for the first year, then $95.
Terms Apply.
Discover it® chrome

Discover it® chrome

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on Discover‘s website


14.24% - 25.24% Variable

Intro APR: 0% on Purchases for 14 months

$0

2% Cash Back on Gas Stations & Dining

2% cash back at gas stations & restaurants on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.

1% Cash Back on All Other Purchases

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on Discover‘s website

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Balance Transfer

0% Intro APR on Balance Transfers for 14 months

Credit Range

Excellent, Good, Very Good

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases–automatically.
Redeem your cash back for any amount, any time. Cash rewards never expire.
100% U.S. based customer service.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
No annual fee.
See additional details for Discover it® chrome

15.24% - 26.24% Variable

Intro APR: 0% on Purchases for 12 months

$95

6% Cash Back on U.S. Supermarkets

6% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 3% Cash Back at US gas stations and 1% Cash Back on other purchases

3% Cash Back on Gas
1% Cash Back on Everyday

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on American Express‘s website

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Balance Transfer

0% Intro APR on Balance Transfers for 12 months

Credit Range

Excellent, Good, Very Good

Earn a $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
6% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) – that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
3% Cash Back at US gas stations. 1% Cash Back on other purchases.
Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
$95 annual fee.
Terms Apply.
Milestone® Gold Mastercard®

Milestone® Gold Mastercard®

Apply

on Genesis FS Card Services‘s website


23.90%

Intro APR: N/A

$35 - $99

N/A


Apply

on Genesis FS Card Services‘s website

View Details

Balance Transfer

N/A

Credit Range

Fair, Good

Pre-qualifying today will not affect your credit score
Mobile account access at any time
Choice of card image at no extra charge
Fraud protection for stolen or lost cards
Don't have perfect credit? No problem!
Our prequalification does not affect your credit score
All credit histories considered
See additional details for Milestone® Gold Mastercard®

17.99% - 25.24% (Variable)

Intro APR: N/A

$0 intro for first year; $95 after that

2x Miles on All Purchases

2x Miles per dollar on every purchase, every day


Apply

on Capital One‘s website

View Details

Balance Transfer

17.99% - 25.24% (Variable)

Credit Range

Excellent, Good, Very Good

Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
Named ‘The Best Travel Card' by CNBC, 2018
Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
Miles won't expire for the life of the account and there's no limit to how many you can earn
No foreign transaction fees
$0 intro annual fee for the first year; $95 after that

Advertiser Disclosure: The credit card offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation, however the compensation does not impact how or where the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.

*For complete information, see the terms and conditions on the credit card issuer's website. Once you click apply for this card, you will be directed to the issuer's website where you may review the terms and conditions of the card before applying. We show a summary to help you choose a product, not the full legal terms – and before applying you should understand the full terms of the product as stated by the issuer itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Secured credit card basics

How secured credit cards work

A secured credit card requires a deposit of certain amount of money into a bank account, and the credit limit can be based on a percentage of the deposited amount. This deposit for a secured credit card acts as a sort of collateral, and funds are not used for regular payments. This is unlike a prepaid card which draws from the funds you deposit. Like traditional unsecured cards, secured credit cards come with APRs, so paying attention to your spending and balances can help you keep interest payments low.

Can secured credit cards help your credit?

Typically, secured credit cards can be a good tool to help you establish or build your credit, as long as you make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month. Some issuers may not report to any or all credit reporting bureaus, and so it is important to check the issuer’s terms and conditions. As your on-time payment history lengthens, your credit score should improve. Having a secured card will be one of many steps on your path to achieving excellent credit, and so when your credit needs grow, you will be ready to move towards those next steps.

Applying for a secured credit card

Finding and applying for the right secured credit card can make things easier as you build your credit. Knowing what the terms and conditions are can help you decide whether it makes sense financially for you. Considerations can include what the fees are and what the interest rates or APR are. Your personal situation can also be a factor, such as what you are comfortable with in terms of spending. All of these can impact your decision on which issuer is best for you.

Secured credit card details
  • Deposits: Deposit requirements can vary, such as the minimum amount required, and there could be limitations on withdrawals. Knowing what the limitations are can be an important factor for you. It could be important for you to be able to withdraw your deposit with no penalty, as long as you have no balance on your secured credit card.
  • Card Fees: Some issuers may charge an annual fee, and there might be other issuers who may also charge a monthly maintenance fee. Knowing the additional fees can also help you decide which card is best for you, based on the total costs involved and what you are able to afford or willing to spend. Additional fees could include application fees, transaction fees, and penalty fees. There could also be optional fees for additional services, such as requesting a credit limit increase.
  • Interest Rates: Interest rates for secured credit cards can vary and can be either fixed or variable. A fixed rate generally remains the same, unless certain events occur, such as a missed or late payment, which could raise your rate, or if a promotional period ends. A variable rate is tied to the economy and the prime rate, and can go up or down based on the performance of this prime rate. Paying attention to the interest rates can be important, especially if you tend to carry balance from month-to-month. Knowing how much you are paying on interest can give you a good idea about how much you are spending to use a secured credit card.

Know more before you apply

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Get your FICO® Score* and Experian Credit Report along with the positive and negative factors impacting your credit.

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We’ll help analyze your individual credit situation and match you to the best credit cards specifically for you.

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*Credit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

Learn more about credit cards

Priority Pass: What You Need to Know
The Priority Pass program gives members access to over a thousand airport lounges around the world.