Credit One Bank^® Secured Card

Credit One Bank is an Experian Partner

Terms Apply

Recommended FICO^® Score^Θ

Poor - Exceptional

Annual Fee:	$0
Intro APR:	N/A*
Ongoing APR:	29.74% Variable
Ongoing Balance Transfer APR:	N/A*

Card details

Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
With $0 Fraud Liability, you won’t be responsible for unauthorized charges
Looking to rebuild credit? We report to the major credit bureaus monthly
Earn interest on your required security deposit account (minimum deposit $200)
Never miss an account update with customizable text and email alerts
Manage your account on-the-go with the Credit One Bank mobile app

Pros and cons

Provides cash rewards
No annual fee
Competitive ongoing APR

Cash rewards rate only applies to certain purchases
Requires a security deposit

See all Credit One Bank offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.

Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Advertiser Disclosure: The offers that appear on this site are from third party companies that may compensate Experian Consumer Services when consumers engage with them, for example, by clicking an offer link, when an application is approved, or when an account is opened. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

^ΘCredit score calculated based on FICO^® Score 8 model. Your lender or insurer may use a different FICO^® Score than FICO^® Score 8, or another type of credit score altogether. Learn more.

Credit One Bank^® Secured Card

Review Snapshot

Learn more about credit cards

How to Change Your Credit Card Due Date

How Long Does a Balance Transfer Take?

What Is a Balance Transfer and Is It Worth it?

When Is the Best Time to Pay My Credit Card Bill?

How the Fed Rate Cuts Impact Your Finances

What Is a Co-Branded Credit Card?

Credit support

Credit advice

Identity Theft support

Identity Theft Advice

Money advice

Credit Card advice

Loan types

Loan advice

Auto Insurance Advice

Credit One Bank® Secured Card

Review Snapshot

Learn more about credit cards

How to Change Your Credit Card Due Date

How Long Does a Balance Transfer Take?

What Is a Balance Transfer and Is It Worth it?

When Is the Best Time to Pay My Credit Card Bill?

How the Fed Rate Cuts Impact Your Finances

What Is a Co-Branded Credit Card?

Credit One Bank^® Secured Card