Updating Income on a Credit Report

Dear Experian,I'd like to complete my income information on my credit report. How can I do this?
- RYD
Dear RYD,
You can't. Your credit history does not include income information.
While employment information can be part of your credit report, it is limited. Your creditors may report the name and address of your employer and possibly the dates you worked there. That information is usually provided by you in the credit application.
Lenders must verify that you have the ability to repay a loan, so, when you apply for credit, you will be asked to provide income information. But, the income details are never reported to Experian.
The bottom line is that just because a person has a lot of money doesn't mean they will use that money to pay their debts. So, the likelihood that a person will repay their debts is based on how they've paid previous debts, regardless of income.
Thanks for asking.
The "Ask Experian" team
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About the author
The Experian Team is made up of experts across many financial verticals including credit, identity theft, insurance, banking and more. Articles published by the Experian Team are written by these subject matter experts and reviewed by our internal team of editors and fact checkers.
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