How can I get a credit freeze on my report?
You can request a security freeze be added to your credit report by going online to Experian’s Freeze Center, by phone at 1 888 EXPERIAN (1 888 397 3742), or by mail to Experian Security Freeze, P.O. Box 9554, Allen, TX 75013.
Fees and requirements for adding or removing a freeze vary by state. Be sure to know your state’s specific requirements before deciding to freeze your report. You can find state-specific information at Experian’s Freeze Center.
Freezing your credit file prevents potential new lenders from accessing your credit report without the freeze first being lifted by you. If you are planning to apply for credit in the near future it may be better to not freeze your credit file, or to postpone freezing it until you no longer need access to the credit marketplace.
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The “Ask Experian” team