Child Identity Theft Protection
Requesting a Minor's Credit Report, Fraud Alert or Security Freeze
Experian does not knowingly maintain credit information on minors in our database. If you are a minor who is 14 years old or older, you may request a copy of your personal credit report, add a fraud alert or place or remove a security freeze by using this web site or by writing to us. We will either process your request or notify you that we do not have credit information about you. Credit reports for minors who are 13 years of age or under cannot be accessed online because the Children's Online Privacy Protection Act restricts the online collection of personal information regarding children. Parents of minors 13 years of age or under who want to know if Experian's database contains credit information about their child may write to us.
Check if a Minor has a Credit Report
How to Send Us Your Information
In order for us to find out if Experian's database contains credit information about your minor child, you will need to write to us with all of the following:
- Printed or digital form (e.g. PDF) with the information provided above
- A copy of your driver's license or another government issued identification card, such as a state ID card
- Proof of your address, such as a copy of a bank statement, utility bill, insurance statement
- A copy of your child's birth certificate
- Proof of guardianship, if not named on child's birth certificate
- A copy of your child's Social Security card
Mail this form to:
PO Box 9554
Allen, TX 75013
701 Experian Parkway
Allen, TX 75013
Overnight mail cannot be delivered to a P.O. Box. There may be a fee associated with an overnight request.
You may also submit your request or documents supporting your claim electronically. Once you have filled out this form, print and gather your required documents.
- Go to experian.com/upload.
- Fill out the identity verification in Step 1, along with your email address, so we may contact you.
Upload your documents in Step 2. Provide the reason for your request:
- Select "Other" for your minor request reason and provide a description for your request.
- Confirm your details in Step 3.
What to Expect
After you have submitted your request, Experian will review our records to determine if we have a credit report for the requested minor. You will be notified if Experian does, or does not, have a credit report for the minor. We will send an email response to the email address you provided on the upload form or via USPS. In most cases, you can expect a response within 10 to 15 days.