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Credit One Bank offers numerous credit cards, with many charging annual fees. However, there's a newcomer without one: the Credit One Bank Wander™ Card With No Annual Fee. In addition to forgoing an annual fee, this card offers rewards on eligible recreational activities, restaurants and lodging.

Credit One Bank Wander™ Card With No Annual Fee
on Credit One Bank's website
Terms Apply
Recommended FICO® Score*
Credit One Bank Wander™ Card With No Annual Fee
APR
24.24% Variable
Intro APR
Rewards
Earn 3x points on eligible Recreational & Amusement Park purchases, 2x on eligible restaurant & lodging purchases, and 1x points on all other purchases, terms apply
2X points on Eligible Restaurant & Lodging Purchases
1X points on All Other Purchases
Annual Fee
$0
Card Details
- Earn 3x points on eligible Recreational & Amusement Park purchases, 2x on eligible restaurant & lodging purchases, and 1x points on all other purchases, terms apply
- No annual fee for qualified applicants, terms apply
- Redeem your reward points for statement credits, gift cards, merchandise and more
- Take Advantage of Merchant Offers from companies such as Maverick, RVshare and More
- Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- View your free online access to your Experian credit score, terms apply
- If you are a Covered Borrower under the Military Lending Act, you may get a different offer
Pros | Cons |
---|---|
No annual fee | No special financing offers or intro bonus |
Increased rewards on eligible recreational activities, restaurants and travel lodging | Charges a foreign transaction fee |
Rewards rates are lower than other travel cards |
Credit One Bank Customer Service 877-825-3242 P.O. Box 98873 Las Vegas, NV 89193-8873 |
Experian Review
The Credit One Bank Wander™ Card With No Annual Fee offers a decent rewards program for consumers with very good to excellent credit.
Travel-Focused Rewards Program
Cardholders can earn increased rewards on eligible recreational activities, dining and travel purchases.
You can benefit from earning:
- 3 points per dollar spent on eligible recreational and amusement park purchases
- 2 points per dollar spent on eligible restaurant and lodging purchases
- 1 point per dollar spent on all other purchases, terms apply
Redemption options include statement credits, gift cards, merchandise and more.
This card charges a foreign transaction fee on purchases made outside the U.S., so it's best used for earning rewards on domestic trips rather than international travel.
No Annual Fee and Other Money-Saving Perks
This card has no annual fee, which allows you to maximize rewards without the need to offset a fee. In addition to no annual fee, you can activate ways to earn more rewards with merchant offers from companies such as Maverick and RVshare. Plus, the More Rewards program allows you to automatically earn cash back for using your Credit One Bank Wander™ Card With No Annual Fee at participating retailers with over 30,000 locations nationwide.
Additional Info
Purchase APR: 24.24% (variable) | Grace period: 24 days |
Cash advance APR: 24.24% (variable) | Annual fee: $0 |
Cash advance fee: 5% of the advance amount ($10 minimum) | |
Foreign transaction fee: 3% ($1 minimum) | |
Late payment fee: Up to $39 | |
Returned payment fee: Up to $39 |
Authorized-User Policy
You can add authorized users to your Credit One Bank Wander™ Card With No Annual Fee if they're 15 years old or older. Authorized users can make purchases with their card (if you agree) without being liable for payments. You'll be solely responsible for the monthly bills as the primary cardholder. Credit One Bank only reports authorized-user accounts to the credit bureaus if the user is your spouse you inform the card issuer.
Is This Card Right for You?
The Credit One Bank Wander™ Card With No Annual Fee is a decent option for earning rewards on eligible recreational activities, lodging and restaurants. Plus you can benefit from additional ways to earn cash back with the More Rewards program.
If you don't mind paying a $95 annual fee, consider the Credit One Bank Wander™ Card. This card offers higher rewards rates and a unique welcome bonus. Plus the credit score requirements are more accomodating, ranging from fair to exceptional.