Notification of Rights for Maryland Consumers

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Notification of Rights for Maryland Consumers

If you believe that information in your personal credit report is inaccurate or incomplete, you may log on to www.experian.com/disputes, or call the number that displays at the top of each page of your personal credit report to request an investigation. You may request the company name, address, and telephone number of anyone contacted during the investigation. After the investigation, if you believe a law regulating consumer credit reporting has been violated, and you are a Maryland resident, your Commissioner of Financial Regulation is Mark Kaufman. In the event that you wish to file a complaint, please write or call the Office of the Commissioner of Financial Regulation, Complaint Unit, 500 N. Calvert Street, Suite 402, Baltimore, MD 21202; the telephone number is 1 410 230 6097. In addition to the rights above, you are entitled to request a copy of your credit report free of charge, one time within a twelve-month period, and for $5.25 each time thereafter.

 

The purpose of this question submission tool is to provide general education on credit reporting. The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team may include it in a future post and may also share responses in its social media outreach. If you have a question, others likely have the same question, too. By sharing your questions and our answers, we can help others as well.

Personal credit report disputes cannot be submitted through Ask Experian. To dispute information in your personal credit report, simply follow the instructions provided with it. Your personal credit report includes appropriate contact information including a website address, toll-free telephone number and mailing address.

To submit a dispute online visit Experian's Dispute Center. If you have a current copy of your personal credit report, simply enter the report number where indicated, and follow the instructions provided. If you do not have a current personal report, Experian will provide a free copy when you submit the information requested. Additionally, you may obtain a free copy of your report once a week through April 2022 at AnnualCreditReport.