Personal finance

Page 8

How to Build Wealth

Refining your budget, automating your savings, paying off debt and investing for retiremen...

By Marianne Hayes

Mar 12, 2026Personal finance

IRA vs. 401(k): What’s the Difference?

IRAs and 401(k)s both allow tax-advantaged retirement savings and investments, but 401(k)s...

By Gayle Sato

Mar 12, 2026Retirement

Options if You Can’t Pay Your Mortgage

Learn what to do if you can't afford your mortgage, including forbearance, refinancing, lo...

By Karen Axelton

Mar 12, 2026Mortgage

9 Retirement Savings Mistakes to Avoid

Start planning early, save consistently and leverage tax and employee benefits to build a ...

By Gayle Sato

Mar 11, 2026Retirement

How to Use Your Home Equity for Retirement Income

There are several ways you can turn your home equity into income to help support you in re...

By Tim Maxwell

Mar 10, 2026Retirement

What Happens When You Only Partially Pay Your Debt?

Making a partial payment on a debt might seem better than paying nothing at all, but that’...

By Ben Luthi

Mar 10, 2026Debt

What Credit Score Do You Need to Rent an Apartment?

When a landlord or property manager reviews your credit score, your application might stan...

By John Egan

Mar 10, 2026Rentals

How to Find Credit Counseling and Financial Assistance Programs

Credit counseling and financial assistance programs can help you decrease your overall exp...

By Ben Luthi

Mar 9, 2026Debt

What Is a Flexible Spending Account?

FSAs are easy to use and can help make health care feel a little more affordable. Your con...

By Marianne Hayes

Mar 5, 2026Saving

How Much Does Credit Counseling Cost?

Nonprofit credit counseling typically offers free consultations and financial education, a...

By Gayle Sato

Mar 4, 2026Debt

Guide to NFT Taxes

For the most part, NFTs and other digital assets like cryptocurrency are seen as property ...

By Marianne Hayes

Mar 4, 2026Taxes

What Is the U.S. Debt Ceiling?

Because the government consistently spends more than it collects, Congress must periodical...

By Ben Luthi

Mar 4, 2026Debt

What Is Net Worth?

Net worth shows the difference between what you owe and what you own, assets minus liabili...

By Gayle Sato

Mar 4, 2026Personal finance

The Complete Guide on How to Get a Mortgage

A step-by-step guide on how to get a mortgage. Here's how to navigate the process from mee...

By Tim Maxwell

Mar 3, 2026Mortgage

Can You Retire on Just Social Security?

Social Security alone may be enough to retire on or you may want to save more for a fuller...

By Tim Maxwell

Mar 2, 2026Personal finance

What Is an Emergency Fund?

An emergency fund is savings specifically earmarked for financial emergencies such as an u...

By Brianna McGurran

Mar 2, 2026Personal finance

Is Rent Included in Debt-to-Income Ratio (DTI)?

Understanding how rent factors into your DTI can help you make smarter financial decisions...

By Ben Luthi

Mar 1, 2026Debt

When Does a Late Mortgage Payment Get Reported?

A missed mortgage payment could impact your credit, but it depends on how late it is. Many...

By Aly J. Yale

Feb 28, 2026Mortgage

What Is a Portable Mortgage?

A portable mortgage would follow the borrower from one property to another, allowing them ...

By Marianne Hayes

Feb 28, 2026Mortgage

When Should You Start Saving for Retirement?

The best time to start saving for retirement is now. Among the options for retirement savi...

By John Egan

Feb 27, 2026Retirement

Do I Need a Tax Accountant?

A tax accountant can help you maximize deductions and credits while avoiding penalties, es...

By Gayle Sato

Feb 26, 2026Taxes

What Is a SEP IRA?

SEP-IRAs allow business owners and self-employed people to contribute up to $72,000 or 25%...

By Gayle Sato

Feb 26, 2026Investing

What Is a Bank?

Banks accept deposits, extend loans and usually provide other key financial services and p...

By Marianne Hayes

Feb 25, 2026Personal finance

Debt Snowball Strategy: How Does It Work?

The debt snowball method is an accelerated debt repayment strategy that focuses on your sm...

By Ben Luthi

Feb 24, 2026Debt

What Is a Roth 401(k)?

A Roth 401(k) is a workplace retirement account that combines some of the best features of...

By Marianne Hayes

Feb 24, 2026Retirement

What Are Estate Taxes?

Estates valued at more than $13.99 million in 2025 or $15 million in 2026 may be subject t...

By Gayle Sato

Feb 24, 2026Taxes

Will Settling a Debt Affect My Credit Score?

Debt settlement will hurt your credit scores, but it’s better than ignoring unpaid debt. I...

By Jim Akin

Feb 23, 2026Debt

How to Gamify Debt Payoff to Make It Fun

Feeling overwhelmed or unmotivated to pay off debt? Borrowing from games can turn paying d...

By Evelyn Waugh

Feb 23, 2026Debt

What Is a Physician Loan?

Medical professionals can use physician loans to ease the upfront costs of homeownership.

By Kim Porter

Feb 21, 2026Mortgage

How Are Stocks Taxed?

Expect to pay capital gains tax on any profits you make from stock investments as well as ...

By Gayle Sato

Feb 19, 2026Taxes

What Is a Tax Refund?

If you overpaid your taxes throughout the year, you can expect a refund from the IRS when ...

By Marianne Hayes

Feb 19, 2026Taxes

What Is a Tax Return?

Understanding how your tax return works can help you file accurately, whether you choose t...

By Ben Luthi

Feb 18, 2026Taxes

Will Debt Relief Hurt My Credit Score?

While some debt relief options can damage your credit significantly, others offer ways to ...

By Ben Luthi

Feb 18, 2026Debt

Can You Deduct a Capital Loss on Your Taxes?

To deduct a capital loss, first use your loss to offset capital gains on Schedule D, then ...

By Gayle Sato

Feb 11, 2026Taxes

Tax Breaks for Foster Parents

Tax benefits, including tax credits and tax exempt income, may help make the costs of rais...

By Gayle Sato

Feb 11, 2026Taxes

What Is a 1099-K?

Form 1099-K provides a list of certain types of payments, but if you've been keeping your ...

By Jennifer Brozic

Feb 5, 2026Taxes

20 Tax Deductions to Claim if You’re Self-Employed

Lower your tax bill with 20 tax deductions for self-employed taxpayers, including 20% of y...

By Gayle Sato

Feb 4, 2026Taxes

How to Split Bills With Roommates

Learn how to split bills with roommates by agreeing on responsibilities, putting your deci...

By Karen Axelton

Feb 3, 2026Budgeting

5 Paycheck Advance Apps to Help You Get Paid Early

Paycheck advance apps allow you to access a portion of your earned wages before your next ...

By Ben Luthi

Feb 3, 2026Personal finance

What is the Difference Between a Creditor and a Debtor?

In every credit relationship, there’s a debtor and a creditor. Here’s what you need to kno...

By Ben Luthi

Feb 2, 2026Personal finance

What Is a VA Loan?

VA loans have strict eligibility requirements and come with funding fees, but it can be a ...

By Marianne Hayes

Feb 2, 2026Mortgage

What Is Time-Barred Debt?

Time-barred debt is unpaid debt beyond the statute of limitations. Debt collectors can't s...

By Ben Luthi

Feb 2, 2026Debt

How Can I Find All My Debt?

Finding all your debts is the first step to paying them off. Here's how.

By Evelyn Waugh

Feb 2, 2026Debt

Why Do I Owe Taxes This Year?

You may owe more on your taxes because sufficient taxes weren't withheld, deductions or ta...

By Tim Maxwell

Jan 31, 2026Taxes

9 Ways to Reduce Your Water Bill

You can lower your water bill by fixing leaks, updating fixtures and appliances, taking sh...

By Karen Axelton

Jan 30, 2026Saving

What Is the Fair Debt Collection Practices Act (FDCPA)?

Learn how the FDCPA limits how and when debt collectors can contact you and what you can d...

By Louis DeNicola

Jan 30, 2026Debt

What Is Estate Planning?

Estate planning is when you put together a will, a trust and other documents that state yo...

By Brianna McGurran

Jan 30, 2026Personal finance

Are Workers’ Comp Benefits Taxable?

If you're injured on the job, you may be entitled to workers' comp benefits. They generall...

By Emily Batdorf

Jan 29, 2026Taxes

Can You Pay Your Taxes With a Credit Card?

You can pay your taxes with a credit card, but not directly through the IRS. You must use ...

By Tim Maxwell

Jan 29, 2026Taxes

What Is Zombie Debt?

Zombie debt is any old debt, which may or may not belong to you, that a debt collector see...

By Brianna McGurran

Jan 28, 2026Debt

Can Someone Else Pay Off My Debt?

Someone else can pay off your debt, although you must consider creditor rules, tax liabili...

By Tim Maxwell

Jan 28, 2026Debt

Is My Relocation Package Taxable?

The 2017 Tax Cuts and Jobs Act changed how relocation benefits are taxed, and the One Big ...

By Ben Luthi

Jan 28, 2026Taxes

How to File an Amended Tax Return

An amended tax return corrects errors related to income, filing status, deductions, credit...

By Gayle Sato

Jan 27, 2026Taxes

How Is Cryptocurrency Taxed?

Whether you’re a casual investor or active trader, knowing when and how to report your cry...

By Ben Luthi

Jan 27, 2026Taxes

Credit support

Credit advice

Identity Theft support

Identity Theft Advice

Money advice

Credit Card advice

Loan types

Loan advice

Auto Insurance Advice