Personal finance

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What Is a Solo 401(k)?

A solo 401(k) is a retirement savings plan for business owners without any employees that ...

By Sarah Archambault

Apr 23, 2026Retirement

How to Get an FHA Loan

Find out how to get an FHA loan, including requirements, how to apply and how to decide if...

By Karen Axelton

Apr 23, 2026Mortgage

How Does Mortgage Interest Work?

Before you take out a mortgage, understand how interest works and how much of it you pay o...

By Tim Maxwell

Apr 23, 2026Mortgage

What Is Cost Basis?

Your cost basis is the original price you paid for an asset, and it’s one of the key facto...

By Ben Luthi

Apr 23, 2026Investing

Should You Get an Adjustable-Rate Mortgage?

An adjustable-rate mortgage could be for you if you'll sell or refinance your home before ...

By Brianna McGurran

Apr 22, 2026Mortgage

How to Build Credit to Buy a House

Your credit improvement plan to buy a house depends on where you’re starting, but several ...

By Ben Luthi

Apr 22, 2026Mortgage

Are Piggyback Loans a Good Idea?

A piggyback loan can help you avoid PMI or a jumbo loan if you qualify, but it's important...

By Jennifer Brozic

Apr 22, 2026Mortgage

What Affects Your Interest Rate: Key Factors Lenders Use

Lenders look at your credit, income, loan size and more when determining how much interest...

By Evelyn Waugh

Apr 22, 2026Personal finance

How Many People Can Be on a Mortgage?

There's no legal limit on the number of co-borrowers you can have on a mortgage, but most ...

By Tim Maxwell

Apr 22, 2026Mortgage

Condo vs. House: Which Should You Buy?

Choosing between a condo or house is a big decision. Evaluating the key differences can he...

By Sarah Archambault

Apr 21, 2026Mortgage

Treasury Bills vs. Bonds vs. Notes: Which Should You Invest In?

When comparing Treasury bills versus bonds versus notes, you'll find that each one has its...

By Marianne Hayes

Apr 21, 2026Investing

How to Choose a Real Estate Agent

If you're wondering how to find a real estate agent, know that choosing the right one can ...

By Marianne Hayes

Apr 21, 2026Mortgage

What Are Mortgage Overlays?

Mortgage overlays are standards a lender adds on top of official mortgage guidelines. It r...

By Kim Porter

Apr 21, 2026Mortgage

3 Types of Stock Orders

A market order prioritizes speed, a limit order gives you price control and a stop order t...

By Ben Luthi

Apr 20, 2026Investing

What Is the 50/30/20 Budget Rule?

The 50/30/20 budget splits your after-tax income into categories, and suggests spending 50...

By Brianna McGurran

Apr 20, 2026Budgeting

What Is a Mortgage?

Understanding the mortgage process can save you both time and money as you get ready to bu...

By Ben Luthi

Apr 20, 2026Mortgage

What Is a Mortgage Forbearance?

Mortgage forbearance can help you keep your home during a financial rough patch, but there...

By Tim Maxwell

Apr 17, 2026Mortgage

What Are the Different Types of Stocks?

Understanding the different types of stocks can help you construct a more diversified port...

By Ben Luthi

Apr 16, 2026Investing

How to Compare Mortgage Rates

Comparing mortgage rates is one of the most critical parts of the homebuying process. Here...

By Tim Maxwell

Apr 16, 2026Mortgage

How to Overcome Your Financial Fears

Financial fears come in all shapes and sizes, but they don't have to derail your goals. Th...

By Marianne Hayes

Apr 15, 2026Personal finance

When’s the Right Time to Buy and Sell Stocks?

Your financial goals, age, risk tolerance and investment portfolio can all help you determ...

By Ben Luthi

Apr 15, 2026Investing

What Is Preferred Stock?

Preferred stock is a unique type of asset that sort of functions like a stock and a bond r...

By Marianne Hayes

Apr 14, 2026Investing

Do I Need Mortgage Insurance?

You might need mortgage insurance if you put down less than 20% or get an FHA loan, but so...

By Louis DeNicola

Apr 14, 2026Mortgage

How to Refinance a Mortgage With Bad Credit

If you’re trying to refinance a home loan with bad credit, here are some steps you can tak...

By Ben Luthi

Apr 13, 2026Mortgage

Can I Get a Mortgage Without a Job?

It's possible to get a mortgage without a steady job, but you'll need to show the lender y...

By Jim Akin

Apr 11, 2026Mortgage

Student Loans and Buying a Home: What You Need to Know

Student loan payments affect your credit score, savings and debt-to-income ratio, but it's...

By Karen Axelton

Apr 10, 2026Mortgage

Current Yield vs. Yield to Maturity: What’s the Difference?

Calculating yield to maturity requires more legwork, but it can also provide a more accura...

By Marianne Hayes

Apr 10, 2026Investing

ESG Investing: 4 Environmentally Conscious Investment Options

ESG investing is about putting money into companies that share your values, which may incl...

By Marianne Hayes

Apr 10, 2026Investing

How Much to Budget for Car Maintenance and Repairs

Unexpected car repairs can wreck your budget. But not if you plan ahead for them. Here's h...

By Tim Maxwell

Apr 9, 2026Budgeting

Can I Buy a House if My Spouse Has Bad Credit?

Your partner's bad credit could lead to a denied joint mortgage application. Learn about y...

By Emily Batdorf

Apr 9, 2026Mortgage

What Is a 60/40 Portfolio?

A 60/40 portfolio is 60% stocks and 40% bonds. It's designed to balance growth and consist...

By Marianne Hayes

Apr 8, 2026Investing

What Is Adjusted Gross Income?

Your AGI is the total income you're reporting to the IRS minus specific adjustments like r...

By Gayle Sato

Apr 7, 2026Taxes

How to Build Savings as a College Student

Build savings in college by automating transfers from checking to a high-yield savings acc...

By Brianna McGurran

Apr 7, 2026Saving

Are Tips Taxed?

You're required to report and pay taxes on tips, but you may get a tax break worth up to $...

By Gayle Sato

Apr 4, 2026Taxes

What Is a W-9 Tax Form?

A W-9 provides taxpayer information so a company can report payments they've made to you t...

By Gayle Sato

Apr 4, 2026Taxes

What Is the Minimum Mortgage Amount?

Minimum mortgage amounts vary based on your lender, and many companies don't advertise the...

By Aly J. Yale

Apr 3, 2026Mortgage

Conforming vs. Conventional Loan: Which Is Better?

Conforming loans are conventional mortgages that follow specific guidelines. Other kinds o...

By Karen Axelton

Apr 3, 2026Mortgage

What Is a Financial Windfall?

A financial windfall can change your life if you use it wisely. Discover smart moves to ma...

By Tim Maxwell

Apr 2, 2026Personal finance

What Is a Tax Refund Advance and How Do You Get One?

Some tax preparation services offer tax refund advances, which let you borrow a portion of...

By Gayle Sato

Mar 31, 2026Taxes

Pros and Cons of Subprime Mortgages

Subprime mortgages help borrowers with lower credit buy a home. These home loans have adva...

By Tim Maxwell

Mar 31, 2026Mortgage

What Is a Beneficiary?

A beneficiary is a person or entity you designate to receive your assets, like financial a...

By Karen Axelton

Mar 31, 2026Personal finance

How to Use Savings Buckets to Manage Your Money

If you have multiple savings goals, savings buckets could help you more efficiently manage...

By Aly J. Yale

Mar 31, 2026Saving

Can I Break a Lease Early?

You can break a lease early, but you may have to pay unless you have a legally protected r...

By John Egan

Mar 31, 2026Rentals

10 Questions to Ask a Financial Advisor

Before choosing a financial advisor, ask about their qualifications, fees, services, ideal...

By Karen Axelton

Mar 30, 2026Personal finance

What Is the Gift Tax?

The gift tax typically only applies to wealthy taxpayers. Here’s everything you need to kn...

By Ben Luthi

Mar 30, 2026Taxes

Is Gold a Good Investment?

Some investors turn to gold to add diversification or as a hedge against economic uncertai...

By Ben Luthi

Mar 29, 2026Investing

Can You Roll Closing Costs Into Your Mortgage?

Rolling closing costs into your mortgage may help you achieve the dream of homeownership, ...

By Tim Maxwell

Mar 28, 2026Mortgage

What Is a Mortgage Commitment Letter?

A mortgage commitment letter confirms your lender is ready to fund your loan. Discover wha...

By Tim Maxwell

Mar 28, 2026Mortgage

Should You Buy a Manufactured Home?

Manufactured homes cost less than site-built homes, but it's important to understand the p...

By Sarah Archambault

Mar 27, 2026Mortgage

Can I Still Get a Mortgage Loan With a Few Late Payments?

You may be able to get a mortgage if late payments appear in your credit report, depending...

By Brianna McGurran

Mar 27, 2026Mortgage

How to Decide Whether to Remodel or Move

What's right for you will depend on your budget, the scope of the project and whether the ...

By Marianne Hayes

Mar 27, 2026Mortgage

How Long Does a Mortgage Affect Your Score?

A mortgage affects your credit score for as long as it appears on your credit report, but ...

By Karen Axelton

Mar 26, 2026Mortgage

How to Compare Mortgage Loan Offers

Shopping around for a home loan could result in serious long-term savings. Before you star...

By Marianne Hayes

Mar 26, 2026Mortgage

What to Know Before Cosigning a Mortgage

Cosigning a mortgage can impact your credit for the life of the loan, and you'll have to c...

By Kim Porter

Mar 25, 2026Mortgage

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