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Page 5
As you prepare to apply for a mortgage loan, here are some steps you can take to maximize ...
A conventional loan is a type of mortgage loan that you can use to buy a house. Here’s wha...
If you’re considering life insurance coverage as a homeowner, here’s what to know about yo...
Need to repair or improve your home? Government grants for home improvement can help you p...
FHA loans are easier to qualify for, but a conventional loan may be a better option if you...
Property deeds are legal documents that identify property ownership and record property tr...
When getting preapproved for a mortgage, the lender will request documentation to substant...
VA loan requirements for 2025 are similar to prior years: Borrowers must prove eligibility...
A typical balloon mortgage offers low monthly payments for five to 10 years, then requires...
When choosing a mortgage, your loan term will affect your monthly payment and how much int...
Although the first-time homebuyer tax credit expired in 2010, you can still take home-rela...
To qualify as a first-time homebuyer, you must not have owned your main residence in the t...
You can pay your mortgage online, by phone, by mail and via direct debit. As long as you s...
If you’re close to paying off your home loan, here’s what to know about the process of get...
When reviewing mortgage documents, remember that the mortgagor is the borrower and the mor...
If you’re considering a 40-year mortgage, it’s important to understand how they work and t...
No-doc mortgages allow home buyers to get the funds they need to purchase a property witho...
Getting prequalified for a mortgage loan can help you get an idea of how much you can borr...
Mortgage recasting allows you to lower your monthly mortgage payments without refinancing,...
Paying off your mortgage early may save you a substantial amount, but is it worth it? Revi...
A 5/1 ARM may be ideal if you plan to live in a home for a short time or if you're sure yo...
A bank-owned property is a home a lender takes over and sells, often at attractive prices,...
A bank statement loan is a mortgage type that self-employed individuals and business owner...
A mortgage broker connects you with multiple lenders and loan offers to help you find the ...
Portfolio loans have flexible eligibility criteria, which could be attractive if you have ...
A closing disclosure is a five-page document that summarizes a mortgage's final terms and ...
The down payment for an FHA loan varies based on your credit score: 3.5% if your score is ...
If you’re considering a cash-out refinance loan, here’s what you need to know about the be...
Adjustable-rate mortgages can benefit you under the right circumstances. Review the pros a...
Whether you’re getting ready to close on a home or you’re planning to buy a home in the ne...
Owner financing is an unconventional real estate agreement that allows the seller to exten...
If you’re considering an adjustable-rate mortgage for your new home purchase, here’s what ...
While the general rule of thumb is to make a down payment of 20%, many homebuyers don't. S...
If you have an FHA loan and want to get rid of mortgage insurance, here’s what you need to...
If you’re planning to buy a house soon, it might be a good idea to avoid other major purch...
A low appraisal can sink a deal. Fortunately, the buyer and seller each have options that ...
If you’re thinking about buying a home soon, here’s what you need to know about timing and...
Thinking about owning your own getaway or getting started with real estate investing? Befo...
Agents bring their A-game to make your homebuying experience a success. But are they worth...
Here’s why price per square foot is important when evaluating homes and how to calculate i...
If you’re considering mortgage protection insurance, here’s what to know about how it work...
Here’s what you need to know about the differences between a condo vs. an apartment, as we...
Here’s what to know about the pros and cons of a reverse mortgage, so you can determine wh...
Here’s more on what it means when you’re clear to close and what to expect about the rest ...
Missing documents, unverified income, changes to your credit or problem with your home's t...
You can use the 28% rule of thumb to arrive at your housing payment, or you can base your ...
A lack of credit history isn't a barrier to getting a mortgage. Manual underwriting makes ...
Sale price is just one factor to consider when buying a house. Here are some others.
An FHA home appraisal estimates fair market value and inspects a home for minimum standard...
If you’re thinking about buying a home in 2025 or refinancing your current home, here are ...
Find out which mortgage lenders issued the most mortgages.
Conforming loan limits are the maximum amount a homebuyer can borrow for a conventional mo...
A home's assessed value is used to calculate property taxes, and market value is how much ...
A cash gift from a friend or relative can help you come up with a down payment on a home. ...
By Ben Luthi
