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Buying a car is often the first big purchase many people make. If, like many people, you can’t pay cash for such a purchase, you may be planning to get a car loan and wondering what you’ll qualify for.

Latest Articles

How Do I Refinance a Car Loan?

You can refinance a car loan by qualifying for a new loan, showing a...

Buying a Car as a Gift? Here’s What You Need to Know

Buying someone a car seems like the ultimate gift, especially if you’re watching car...

4 Things to Consider Before Signing That Car Loan

If you’re like 4 out of 10 new car loan holders, you may own...

When Is the Best Time to Buy a Car?

When it comes to getting a great deal on a car purchase, experts agree:...

Can I Get Out of a Car Loan without Ruining My Credit?

If I voluntarily surrender my vehicle and I pay off the settlement...

Does paying off a car loan impact your credit scores?

Paying off your car loan can affect your credit scores. Assuming you paid your...

Does buying a car help your credit positively or negatively?

It’s really up to you. Buying a car can help you build a positive...

Can I Buy a Car with a Credit Card?

Dear Readers, We sometimes get asked whether you can buy a car with a...

How long does it take for car inquiries to drop off for one car?

An inquiry will stay on your credit report for two years from the date...

Buy-Here-Pay-Here Dealer Not Likely to Report Payments

I bought a car from a buy-here-pay-here place and paid off the car...

How long will a new car inquiry stay on my credit report?

All inquiries stay on your report for two years from the date of the...

Paid Auto Loan Remains on Credit Report

When checking my credit report, I noticed that my old auto loan was...

What Factors Will Lenders Consider Most Important on Your Credit Report?

  • How much you already owe.
  • How much unused credit you have available.
  • How prompt you are in paying your debts.
  • Whether you have recently applied for new credit.

What if You Have no Previous Credit?

Lenders may ask you to show that you pay your rent, telephone bills or utility payments on time.

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