Personal Finance » Mortgage

Mortgage

You have a lot to think about when you’re shopping for a mortgage. Information on your credit report can impact how a potential lender may view your creditworthiness, and it can also influence the loan terms you’re offered.

Latest Articles

Tips for Finding the Best Mortgage Lender

Ready to buy a home? Check out our tips for finding the best mortgage...

The Pros and Cons of Subprime Mortgages

Over the last decade, there’s been no shortage of news coverage of subprime mortgages,...

Tres Key Steps for Buying Your First Casita

Editor’s Note: In celebration of Hispanic Heritage Month, we will be posting a series...

Is an FHA Loan Right for You?

We hear a lot these days about the contrary nature of the Millennials, but...

How to Get Pre-Approved for a Mortgage

A pre-approval for a mortgage shows the seller that you are a serious buyer,...

7 Steps to Refinancing Your Home Mortgage

With historically low mortgage rates, it's a good time to take our a new...

Can Rent Payment Be Put on My Credit Report?

Whether you live in a single house or a large apartment complex, your on-time...

I Can’t Pay My Mortgage. What Should I Do?

I haven’t been late yet, but I am having trouble paying my...

Will I Be Able to Get a Mortgage Loan After Declaring Bankruptcy?

I filed Chapter 7 bankruptcy almost eight years ago. Should I wait...

What do you need to rent an apartment?

I’m going through a divorce, and I need to get an apartment;...

Can I Report My Mortgage Payments to the Credit Bureaus?

I would like to send in my payment history from my mortgage...

Can You Buy a House with Bad Credit?

I would like to buy my first home. I have been cleaning...

How Credit Scores Affect Mortgage Rates

People with higher credit scores tend to get lower interest rates on mortgage loans. Alternatively, people with low credit scores may not be approved for loans or may need to pay higher interest rates.

How Your Spouse’s Credit Can Impact Your Mortgage Loan

Lenders usually look at each person’s individual credit report and score when making decisions about mortgage loans. Some lenders use the median when comparing a couple’s score, but it’s worth noting that lenders may decide to decline a loan offering if they deem one score too low. Others may approve the loan, but only at a higher interest rate.

Review Your Free Experian Credit Report Today

Good credit begins with knowing where your credit is today. Get started with your free Experian Credit Report, updated every 30 days on sign in. No credit card required.

Get Started for Free
Loans

Browse and find personal, debt consolidation, and auto loans with monthly payments, terms, and APR that best fit your needs and budget.

Browse Loans