Personal Finance » Mortgage

Mortgage

You have a lot to think about when you’re shopping for a mortgage. Information on your credit report can impact how a potential lender may view your creditworthiness, and it can also influence the loan terms you’re offered.

Latest Articles

How Digital Mortgages Make Getting a Home Loan Fast and Easy

Has the mortgage industry finally caught up to the digital world? Faster approval process...

How Much Should I Save For a Down Payment?

What’s the best financial “landing spot” for a new home down payment? It’s a fair...

What’s a Qualified Mortgage?

Read to learn more about Qualified Mortgages and what they can do for you...

What Is Private Mortgage Insurance?

Read to learn about private mortgage insurance (PMI) and how it can protect you,...

How to Get a Home for No Money Down: Move to the Heartland

Americans living off the beaten path may not know it, but Uncle Sam offers...

Helpful Hints for First-Time Homebuyers

There’s good news for Americans who think they can’t afford to buy a house....

Read This Before Buying That Dream Vacation Home

If you’re ready to get serious about buying a vacation home, consider these tips...

What Is a Home Equity Line of Credit (HELOC)?

Your home is very likely your most valuable asset. Find out what a Home...

Tips for Finding the Best Mortgage Lender

Ready to buy a home? Check out our tips for finding the best mortgage...

The Pros and Cons of Subprime Mortgages

Over the last decade, there’s been no shortage of news coverage of subprime mortgages,...

Tres Key Steps for Buying Your First Casita

Editor’s Note: In celebration of Hispanic Heritage Month, we will be posting a series...

Is an FHA Loan Right for You?

We hear a lot these days about the contrary nature of the Millennials, but...

How Credit Scores Affect Mortgage Rates

People with higher credit scores tend to get lower interest rates on mortgage loans. Alternatively, people with low credit scores may not be approved for loans or may need to pay higher interest rates.

How Your Spouse’s Credit Can Impact Your Mortgage Loan

Lenders usually look at each person’s individual credit report and score when making decisions about mortgage loans. Some lenders use the median when comparing a couple’s score, but it’s worth noting that lenders may decide to decline a loan offering if they deem one score too low. Others may approve the loan, but only at a higher interest rate.