Mortgage

Get advice on navigating the mortgage process and choosing the best home loan for your needs.

Editors' picks

A family of three sitting on the floor in their new house surrounded by boxes

How to Buy a House in 2025: Step-by-Step Guide

By Marianne Hayes

Dec 11, 2024

Young family of three sitting on the floor in their new home

What Are Mortgage Points and Should You Buy Them?

By Louis DeNicola

Nov 18, 2024

A couple sit together on the couch while looking at a tablet and holding documents.

What Is a Fixed-Rate Mortgage?

By Ben Luthi

Oct 25, 2024

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What others are reading

Mature couple moves in to their new home, they are using laptop to buy stuff for new house and enjoying the time together.

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Find out how your mortgage rate could change based on your credit scores.

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Can You Get a Home Equity Loan With Bad Credit?

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The latest from our experts

How Do Fannie Mae and Freddie Mac Loans Work?

If you're applying for a conventional mortgage, there's a good chance it's backed by Fanni...

By Ben Luthi

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Requirements for a Home Equity Loan or HELOC

Good credit, low debt-to-income ratio and sufficient equity are among the requirements for...

By Tim Maxwell

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Should I Use a HELOC to Pay Off Credit Card Debt?

HELOCs are one tool you can use to pay off credit card debt, but they're not the right opt...

By Aly J. Yale

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If you’re thinking about using a personal loan to buy property, here’s what to know about ...

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What Is a Home Equity Loan?

Home equity loans can help you pay for big expenses by borrowing against the equity in you...

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How to Avoid PMI When Buying a Home

Private mortgage insurance increases your monthly mortgage payment. Fortunately, there are...

By Aly J. Yale

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When Is My First Mortgage Payment Due After Closing?

The timing of a first mortgage payment depends on when in the month you close, though you'...

By Emily Starbuck Gerson

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How to Write a Letter of Explanation for a Mortgage

A letter of explanation can provide additional insight into your credit, employment and fi...

By Jennifer Brozic

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FHA Cash-Out Refinance Guide

It's important to understand how FHA cash-out refinances work and whether they're the righ...

By Ben Luthi

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How Many VA Loans Can You Have?

You can take out as many VA loans as you want over your lifetime, but you can't have more ...

By Emily Starbuck Gerson

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How to Buy and Sell a House at the Same Time

If you’re planning to buy a new home and sell your current one simultaneously, here are so...

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How Often Can You Refinance Your Home?

You can refinance your mortgage as many times as you like, but some lenders require a wait...

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Mortgage

Editors' picks

How to Buy a House in 2025: Step-by-Step Guide