January 3, 2017
Dear Experian, I received my credit score. It says “amount of revolving credit card balances is too high,” but I do not owe anything. How do I clear the...
July 15, 2016
Dear Experian, Can you explain one of the factors for my credit score? The listed factor is “Proportion of balances to high credit on bank revolving or all revolving accounts.” -...
May 19, 2016
Dear Experian, I was surprised to see my credit card was reported over the limit by $19 within five days of the charge occurring. Even though it was paid...
October 10, 2012
Dear Experian, I have heard that requesting lower credit limits can hurt your credit scores. Is this true? -MMB
February 1, 2012
Dear Experian, If I lower my credit limits on my credit cards, does that lower my credit score? If so, why? - PGR