Sign In

Banking

Understand how banking works and how to choose the best options for you, from high-yield savings accounts and CDs to checking and money market accounts.

Certificate of deposit (CD) icon

Certificate of deposit (CD)

Checking account icon

Checking account

Money market icon

Money market

Savings account icon

Savings account

Editors' picks

Take action with these tools

Experian Smart Money™ icon

Experian Smart Money™

Build credit by paying your bills with your digital checking account.

Sign up in minutes

Best high-yield savings

Find the best savings rates for your money—compare top offers now.

Best CD rates

Find the best CD rates for your money—compare top offers now.

Savings calculator

Estimate how much total interest you’ll earn.

Experian BillFixer™

Stop paying for unwanted subscriptions and lower your bills.**

What others are reading

Smiling adult daughter hugging her mother

Pros and Cons of Payable-on-Death Bank Accounts

A payable-on-death account is an estate planning tool that automatically transfers money t...

John Egan profile imageBy John Egan
Nov 13, 2024Banking

What to Do if Your Bank Closes Your Account

Tim Maxwell profile imageBy Tim Maxwell
Feb 5, 2025Banking

Where to Order Checks: Best Places

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
Dec 15, 2024Checking account

How to Add Someone to Your Bank Account

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
Jan 3, 2024Banking

How Do Bank Holidays Affect Direct Deposit?

Tim Maxwell profile imageBy Tim Maxwell
Apr 30, 2024Banking

Can You Deposit Someone Else’s Check in Your Account?

Karen Axelton profile imageBy Karen Axelton
Oct 11, 2023Checking account

The latest from our experts

Best IRA CD Rates: Average 3.83% for August 2025

Here’s what you need to know about how IRA CDs work, where to find the highest rates, how ...

Ben Luthi profile imageBy Ben Luthi
Aug 5, 2025Certificate of deposit (CD)

Best 6-Month CD Rates: Up to 4.25% for August 2025

Before opening a certificate of deposit (CD) account, make sure you're up to date on curre...

Tim Maxwell profile imageBy Tim Maxwell
Aug 5, 2025Certificate of deposit (CD)

Best 3-Year CD Rates: Up to 4% for August 2025

If you’re thinking about opening a certificate of deposit, here’s what you need to know ab...

Ben Luthi profile imageBy Ben Luthi
Aug 5, 2025Certificate of deposit (CD)

Best 1-Year CD Rates: 4% or Higher for August 2025

Certificate of deposit (CD) accounts can provide good yields if the account balance is unt...

Marianne Hayes profile imageBy Marianne Hayes
Aug 5, 2025Certificate of deposit (CD)

How Much $25,000 Could Earn in a CD

If you're looking for a secure way to grow your savings without market risk, here's what a...

Ben Luthi profile imageBy Ben Luthi
Aug 3, 2025Certificate of deposit (CD)

What Are the Withdrawal Limits for Savings Accounts?

If you make too many withdrawals from your savings account, your bank may charge a fee, li...

LaToya Irby profile imageBy LaToya Irby
Aug 2, 2025Savings account

How Much $1,000 Could Earn in a CD

See what you could earn with a $1,000 certificate of deposit account (CD) to decide if it'...

Gayle Sato profile imageBy Gayle Sato
Aug 1, 2025Certificate of deposit (CD)

Best 5-Year CD Rates: Over 4% for July 2025

Here's the average rate on five-year CDs. When opening a CD account, it's important to sho...

Marianne Hayes profile imageBy Marianne Hayes
Jul 30, 2025Certificate of deposit (CD)

Best 3-Month CD Rates: Up to 4.25% for July 2025

Before opening a certificate of deposit, make sure you understand current CD trends for th...

Tim Maxwell profile imageBy Tim Maxwell
Jul 29, 2025Certificate of deposit (CD)

How to Move Money Into a High-Yield Savings Account

Moving money to your high-yield savings account can help you maximize your interest earnin...

LaToya Irby profile imageBy LaToya Irby
Jul 28, 2025Savings account

How Much $100,000 Could Earn in a CD

Here's what you need to know about how much a $100,000 certificate of deposit can earn, ho...

Ben Luthi profile imageBy Ben Luthi
Jul 26, 2025Certificate of deposit (CD)

How to Balance a Checkbook

Here's what balancing your checkbook actually means and how to do it.

Ben Luthi profile imageBy Ben Luthi
Jul 18, 2025Checking account

Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances through expert guidance and innovative tools. As a trusted platform for money management, credit education, and identity protection, our mission is to bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian's Diversity logo.

Experian’s Inclusion and BelongingLearn more how Experian is committed

Data privacy logo.

Data privacyYour privacy choices

Download from the Apple App Store.Get it on Google Play.