Experian and CreditMatch

Best Credit Cards for Fair Credit

People with excellent credit can find plenty of attractive credit card offers, while those with poor credit have several options to help them rebuild their history. But if you have fair credit, don't worry. There are still a number of good credit cards available to you. Here are the best of the bunch from our partners.

    Best Card From a Major Issuer for Fair Credit

    This Card Is Right for You If:

    You want a no-frills card from a major issuer. You won't pay any annual or foreign transaction fees on this card, but you won't earn any rewards either. Keep in mind that the APR is on the higher side, so it's best if you don't carry a balance. You can also get access to a higher credit line once you make your first five monthly payments on time.

    This is also a good card if you're planning to travel abroad. It charges no foreign transaction fees, so you won't incur extra charges anywhere in the world. If your card is lost or stolen, you'll have access to 24-hour travel assistance services to get an emergency replacement card and a cash advance. It also comes with rental car collision and theft insurance, as well as travel accident insurance.

    Best Cash Back Card for Fair Credit

    This Card Is Right for You If:

    You want to earn cash back at a flat rate. With the QuicksilverOne® card, you get 1.5% cash back on every purchase, and there are no limits to how much you can earn. You do have to pay an annual fee, but it's only $39. If you spend at least $2,600 on the card in one year, you'll break even.

    Best Student Card for Fair Credit

    This Card Is Right for You If:

    You're a student who wants to earn cash back rewards. Discover gives you 5% cash back at different places each quarter, such as gas stations, grocery stores, restaurants, and more. You earn 5% back on purchases in those categories up to the quarterly maximum, each time you activate. You'll also get unlimited 1% cash back on all other purchases automatically—and Discover will match all the cash back rewards you earn in your first year. If you're a good student, it gets even better: You'll get a $20 statement credit each school year your GPA is 3.0 or above for up to the next five years. And to top it all off, you can take advantage of an introductory APR on purchases for six months.

    Best Retail Perks Card for Fair Credit

    This Card Is Right for You If:

    You're looking for a card with simple terms and strong retail benefits while you build credit. Benefits include car rental insurance, extended warranty coverage, a price protection policy, and up to $600 in coverage if your cell phone is stolen or damaged.

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