Credit Report & Scores » Report Advice » Tax Liens » Tax Liens No Longer Included on a Credit Report

Tax Liens No Longer Included on a Credit Report

Dear Experian,

I have a tax lien release from the IRS. I was going to send it to all bureaus until I read that the credit bureaus get tax lien information automatically from the courts. Does the IRS usually update the bureaus? If not, how and when do you pick up that information?

– HMS

Dear HMS,

Previously, an Experian credit report would show tax lien information from the courts. However, Experian and the other two national credit reporting companies no longer include tax lien information as part of your credit history.

Order Your Free Experian Credit Report

If you were to order a new copy of your credit report, you would see that the tax lien information no longer appears. You can request a free copy of your credit report from each of the credit reporting companies once every twelve months by going to AnnualCreditReport.com. You can also get your free credit report from Experian at any time.

Ordering Your Credit Score

Your credit score is separate from your credit report. When you order your credit score, you will receive a list of the risk factors currently affecting your score. These factors will help you determine what changes you can make in order to help increase your credit scores. You can order your free credit score from Experian.

Because liens have been removed from credit reports, you may see an increase in your credit scores. How much your scores increase, or if they do at all, will depend on the other information in your credit history and the particular score being used.

Thanks for asking.
The “Ask Experian” team