Wells Fargo Active Cash® Card
Wells Fargo is an Experian Partner
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Rewards
Intro Bonus
0% Intro APR
No Annual Fee
Balance Transfer
Annual fee
$0
Intro APR
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers
Ongoing APR
19.74%, 24.74%, or 29.74% variable APR
Ongoing Balance Transfer APR
19.74%, 24.74%, or 29.74% variable APR
Intro Bonus
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Card details:
- Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
- $0 annual fee
- No categories to track or remember and cash rewards don't expire as long as your account remains open
- Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
- Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible)
- Select “Apply Now” to learn more about the product features, terms and conditions
- Matched For You are statements made by Experian and may not reflect Wells Fargo’s underwriting standards
Pros:
- Unlimited 2% cash rewards rate on purchases
- Introductory cash rewards bonus available
- Lengthy 0% intro APR period for purchases and balance transfers
Cons:
- Foreign currency conversion fees
- Potential to be offered a high APR
Experian Review:
Wells Fargo Active Cash® Card Review: Competitive Cash Back Program
The Wells Fargo Active Cash® Card offers an enticing unlimited 2% cash rewards rate on all purchases, no annual fee and multiple offers for new cardholders.
Read full reviewAny opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.
ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.
Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.
Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.
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How do you match me?We’ve done the research so you don’t have to. Our technology works directly with financial institutions to match you to the offers from our partners that are right for you, which means you are more likely to qualify for the products that are Matched for You. Our list is more personalized than other sites because we review lender requirements before showing you offers. We find your best matches using things like your credit profile and your spending habits.
Create and Match Now No thanks, I’ll apply now on the website.We’ve done the research so you don’t have to. Our technology works directly with financial institutions to match you to the offers from our partners that are right for you, which means you are more likely to qualify for the products that are Matched for You. Our list is more personalized than other sites because we review lender requirements before showing you offers. We find your best matches using things like your credit profile and your spending habits.