Wells Fargo Active Cash® Card

Wells Fargo is an Experian Partner

Wells Fargo Active Cash® Card
  • Rewards

  • Intro Bonus

  • 0% Intro APR

  • No Annual Fee

  • Balance Transfer

Recommended FICO® ScoreΘ Rating

Good - Exceptional

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  • Annual fee

    $0

  • Intro APR

    0% intro APR for 15 months from account opening on purchases and qualifying balance transfers

  • Ongoing APR

    20.24%, 25.24%, or 29.99% variable APR

  • Ongoing Balance Transfer APR

    20.24%, 25.24%, or 29.99% variable APR

  • Intro Bonus

    Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

Card details:
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible)
  • Select “Apply Now” to learn more about the product features, terms and conditions
  • Matched For You are statements made by Experian and may not reflect Wells Fargo’s underwriting standards
Pros:
  • Unlimited 2% cash rewards rate on purchases
  • Introductory cash rewards bonus available
  • Lengthy 0% intro APR period for purchases and balance transfers
Cons:
  • Foreign currency conversion fees
  • Potential to be offered a high APR

Experian Review:

Wells Fargo Active Cash® Card Review: Competitive Cash Rewards Program

The Wells Fargo Active Cash® Card offers an enticing unlimited 2% cash rewards rate on all purchases, no annual fee and multiple offers for new cardholders.

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Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the issuer.

ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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