Citi® Diamond Preferred® Card

Citi Credit Cards is an Experian Partner

Citi® Diamond Preferred® Card logo.

Citi® Diamond Preferred® Card

Rated 4.6 out of 5 stars, 1625 reviews

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% for 21 months on Balance Transfers and 12 months on Purchases

Ongoing APR:

16.49% - 27.24% (Variable)

Ongoing Balance Transfer APR:

16.49% - 27.24% (Variable)

Intro bonus:

N/A

  • 0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 16.49% - 27.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • No Annual Fee - our low intro rates and all the benefits don't come with a yearly charge.
  • Buy now and pay later. Split your payment for eligible purchases of $75 or more into a fixed payment with Citi® Flex Pay.
  • Get free access to your FICO® Score online.
  • Lengthy 0% APR intro period on balance transfers

  • No annual fee

  • 0% APR intro period on new purchases

  • Purchases made internationally incur a fee

  • High cash advance fee

  • No reward earnings possible

  • Limited long-term benefits

See all Citi Credit Cards offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

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