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Need to repair or improve your home? Government grants for home improvement can help you p...
FHA loans are easier to qualify for, but a conventional loan may be a better option if you...
Property deeds are legal documents that identify property ownership and record property tr...
When getting preapproved for a mortgage, the lender will request documentation to substant...
VA loan requirements for 2025 are similar to prior years: Borrowers must prove eligibility...
A typical balloon mortgage offers low monthly payments for five to 10 years, then requires...
When choosing a mortgage, your loan term will affect your monthly payment and how much int...
Although the first-time homebuyer tax credit expired in 2010, you can still take home-rela...
To qualify as a first-time homebuyer, you must not have owned your main residence in the t...
You can pay your mortgage online, by phone, by mail and via direct debit. As long as you s...
If you’re close to paying off your home loan, here’s what to know about the process of get...
When reviewing mortgage documents, remember that the mortgagor is the borrower and the mor...
If you’re considering a 40-year mortgage, it’s important to understand how they work and t...
No-doc mortgages allow home buyers to get the funds they need to purchase a property witho...
Getting prequalified for a mortgage loan can help you get an idea of how much you can borr...
Mortgage recasting allows you to lower your monthly mortgage payments without refinancing,...
Paying off your mortgage early may save you a substantial amount, but is it worth it? Revi...
A 5/1 ARM may be ideal if you plan to live in a home for a short time or if you're sure yo...
A bank-owned property is a home a lender takes over and sells, often at attractive prices,...
A bank statement loan is a mortgage type that self-employed individuals and business owner...
A mortgage broker connects you with multiple lenders and loan offers to help you find the ...
Portfolio loans have flexible eligibility criteria, which could be attractive if you have ...
A closing disclosure is a five-page document that summarizes a mortgage's final terms and ...
The down payment for an FHA loan varies based on your credit score: 3.5% if your score is ...
If you’re considering a cash-out refinance loan, here’s what you need to know about the be...
Adjustable-rate mortgages can benefit you under the right circumstances. Review the pros a...
Whether you’re getting ready to close on a home or you’re planning to buy a home in the ne...
Owner financing is an unconventional real estate agreement that allows the seller to exten...
If you’re considering an adjustable-rate mortgage for your new home purchase, here’s what ...
While the general rule of thumb is to make a down payment of 20%, many homebuyers don't. S...
If you have an FHA loan and want to get rid of mortgage insurance, here’s what you need to...
As consumer debt hits record highs, Experian will relieve $5 million in consumer debt for ...
You can deduct the interest you paid on up to $750,000 of mortgage debt if your home loan ...
If you’re planning to buy a house soon, it might be a good idea to avoid other major purch...
A system of tax brackets and marginal tax rates means you pay progressively higher income ...
A low appraisal can sink a deal. Fortunately, the buyer and seller each have options that ...
Increase the impact of your tax refund by using it to pay down debt, save up for emergenci...
What are you doing to manage your finances? Here are seven easy financial-planning actions...
At a certain age, you're required to take RMDs from tax-deferred retirement accounts—or yo...
A state-by-state guide to income tax rates shows taxes can vary according to your state's ...
If you’re thinking about buying a home soon, here’s what you need to know about timing and...
Curious about Zelle? Here's what you need to know.
Thinking about owning your own getaway or getting started with real estate investing? Befo...
If you’re thinking about consolidating your debt, here are some situations where it might ...
Debt consolidation is preferable to bankruptcy since there's less damage to your credit. H...
If you’re thinking about pursuing debt consolidation or debt settlement, here’s what you n...
Here’s what you need to know about debt consolidation and debt restructuring, and how to d...
Debt consolidation loans and debt management plans are two different paths you may be able...
Debt consolidation allows you to pay off one or more existing debts with a new loan or cre...
Debt consolidation can impact your credit in a few different ways, depending on how you do...
Agents bring their A-game to make your homebuying experience a success. But are they worth...
Here’s how to evaluate popular debt consolidation options to determine which one is best s...
Understand how consolidating debt can impact your credit and take steps to use the process...
Consolidating debt can help you manage payments and potentially save money, but it may als...
By Kim Porter
