Debt

Explore ways to tackle debt and achieve financial freedom.

Editors' picks

Woman sitting cross‑legged on the floor with a laptop on her lap, holding a credit card in her hand in a cozy living room

Good Debt vs. Bad Debt: What’s the Difference?

By Louis DeNicola

Jan 29, 2026

man stretching with relief at being debt free

7 Steps to Get Out of Debt in 2026

By Evelyn Waugh

Dec 17, 2025

Woman giving her credit card for a contactless payment in the fashion store.

How Much Credit Card Debt Is Too Much?

By Louis DeNicola

Aug 15, 2024

Concerned woman looking at her phone at home.

When Does Debt Become Delinquent?

By Jim Akin

Jul 22, 2024

A young woman working in a modern office at night.

Balance Transfer vs. Debt Consolidation Loan: Which Is Best?

By Louis DeNicola

Jun 28, 2024

A worried young woman, organizing home finances.

How to Get Out of Debt on a Low Income

By Ben Luthi

May 25, 2024

young woman holding a paper and looking at the laptop screen while doing research on bonds

What Is Debt Cancellation?

By Ben Luthi

May 7, 2024

Take action with these tools

Best debt consolidation loans

Consolidate your debt and manage your payments easier.

Compare loans

Best balance transfer credit cards

Save money by transferring high-interest debt.

Best personal loans

Fund home improvement projects, cover expenses and more.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

Free credit monitoring

Stay on top of your credit and monitor your spending.

What others are reading

A doctor meets with a smiling elderly couple at a table, reviewing data on an electronic tablet.

How Does Medical Debt Affect Your Credit Score?

Medical debt over $500 can hurt your credit score if your account goes to collections, but...

By Karen Axelton

Oct 9, 2025

Pros and Cons of Debt Consolidation

By Ben Luthi

Feb 6, 2026

How Can I Find All My Debt?

By Evelyn Waugh

Feb 2, 2026

Will Settling a Debt Affect My Credit Score?

By Jim Akin

Feb 23, 2026

Does Debt Consolidation Hurt Your Credit?

By Ben Luthi

Jan 29, 2025

Is a Debt Management Plan Right for You?

By Brianna McGurran

Sep 13, 2023

Explore more topics

The latest from our experts

Is “Debt Relief” a Scam?

Find out if debt relief and debt settlement are scams, and learn about alternatives for ge...

By Louis DeNicola

Mar 23, 2026

Can Credit Counseling Hurt Your Credit?

While credit counseling won’t affect your credit score directly, there are some aspects of...

By Ben Luthi

Mar 23, 2026

What Happens When You Only Partially Pay Your Debt?

Making a partial payment on a debt might seem better than paying nothing at all, but that’...

By Ben Luthi

Mar 10, 2026

How to Find Credit Counseling and Financial Assistance Programs

Credit counseling and financial assistance programs can help you decrease your overall exp...

By Ben Luthi

Mar 9, 2026

How Much Does Credit Counseling Cost?

Nonprofit credit counseling typically offers free consultations and financial education, a...

By Gayle Sato

Mar 4, 2026

What Is the U.S. Debt Ceiling?

Because the government consistently spends more than it collects, Congress must periodical...

By Ben Luthi

Mar 4, 2026

Is Rent Included in Debt-to-Income Ratio (DTI)?

Understanding how rent factors into your DTI can help you make smarter financial decisions...

By Ben Luthi

Mar 1, 2026

Debt Snowball Strategy: How Does It Work?

The debt snowball method is an accelerated debt repayment strategy that focuses on your sm...

By Ben Luthi

Feb 24, 2026

How to Gamify Debt Payoff to Make It Fun

Feeling overwhelmed or unmotivated to pay off debt? Borrowing from games can turn paying d...

By Evelyn Waugh

Feb 23, 2026

Will Debt Relief Hurt My Credit Score?

While some debt relief options can damage your credit significantly, others offer ways to ...

By Ben Luthi

Feb 18, 2026

What Is Time-Barred Debt?

Time-barred debt is unpaid debt beyond the statute of limitations. Debt collectors can't s...

By Ben Luthi

Feb 2, 2026

What Is the Fair Debt Collection Practices Act (FDCPA)?

Learn how the FDCPA limits how and when debt collectors can contact you and what you can d...

By Louis DeNicola

Jan 30, 2026

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Debt

Editors' picks

Good Debt vs. Bad Debt: What’s the Difference?

7 Steps to Get Out of Debt in 2026

How Much Credit Card Debt Is Too Much?

When Does Debt Become Delinquent?

Balance Transfer vs. Debt Consolidation Loan: Which Is Best?

How to Get Out of Debt on a Low Income

What Is Debt Cancellation?

Take action with these tools

Best debt consolidation loans

Best balance transfer credit cards

Best personal loans

Credit card payoff calculator

Free credit monitoring

What others are reading

How Does Medical Debt Affect Your Credit Score?

Pros and Cons of Debt Consolidation

How Can I Find All My Debt?

Will Settling a Debt Affect My Credit Score?

Does Debt Consolidation Hurt Your Credit?

Is a Debt Management Plan Right for You?

Explore more topics

The latest from our experts

Is “Debt Relief” a Scam?

Can Credit Counseling Hurt Your Credit?

What Happens When You Only Partially Pay Your Debt?

How to Find Credit Counseling and Financial Assistance Programs

How Much Does Credit Counseling Cost?

What Is the U.S. Debt Ceiling?

Is Rent Included in Debt-to-Income Ratio (DTI)?

Debt Snowball Strategy: How Does It Work?

How to Gamify Debt Payoff to Make It Fun

Will Debt Relief Hurt My Credit Score?

What Is Time-Barred Debt?

What Is the Fair Debt Collection Practices Act (FDCPA)?