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What others are reading

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How Does Medical Debt Affect Your Credit Score?

Medical debt over $500 can hurt your credit score if your account goes to collections, but...

Karen Axelton profile imageBy Karen Axelton
Oct 9, 2025

Pros and Cons of Debt Consolidation

Ben Luthi profile imageBy Ben Luthi
Aug 23, 2024

How Can I Find All My Debt?

Evelyn Waugh profile imageBy Evelyn Waugh
Apr 29, 2024

What Is a Payday Loan and How Does It Work?

Ben Luthi profile imageBy Ben Luthi
Jun 13, 2024

5 Ways to Consolidate Credit Card Debt

Ben Luthi profile imageBy Ben Luthi
Jan 30, 2025

Does Debt Consolidation Hurt Your Credit?

Ben Luthi profile imageBy Ben Luthi
Jan 29, 2025

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The latest from our experts

How to Get Help With Medical Bills

Can’t pay your medical bills? Help is available if you know where to look. Start your rese...

Kim Porter profile imageBy Kim Porter
Dec 26, 2025

Installment vs. Revolving Credit: What’s the Difference?

Revolving credit lets you borrow up to a limit, repay what you owe and reuse the credit. I...

Ben Luthi profile imageBy Ben Luthi
Dec 26, 2025

What Is a Debt Management Plan?

A debt management plan (DMP) is a repayment plan offered through credit counseling agencie...

Tim Maxwell profile imageBy Tim Maxwell
Dec 22, 2025

What Is Considered High-Interest Debt?

High-interest debt is generally considered any account that has an interest rate of 8% or ...

Marianne Hayes profile imageBy Marianne Hayes
Dec 22, 2025

What Is Debt?

If you've borrowed money, you've been in debt. Typically, debt comes with interest, and th...

Evelyn Waugh profile imageBy Evelyn Waugh
Dec 19, 2025

Should I Pay Off My Car or Credit Card?

You will typically want to prioritize paying off credit card debt before a car loan, as it...

Aly J. Yale profile imageBy Aly J. Yale
Dec 18, 2025

How to Lower Your Debt-to-Income Ratio (DTI)

Improving your income, paying off debt, consolidating your credit or avoiding additional d...

Gayle Sato profile imageBy Gayle Sato
Dec 18, 2025

What Is Debt Restructuring?

If you’re struggling with debt, you may consider debt restructuring before you decide to f...

Ben Luthi profile imageBy Ben Luthi
Dec 17, 2025

How to Negotiate Credit Card Debt

Here are some steps you can take to negotiate your credit card debt and some of the issues...

Ben Luthi profile imageBy Ben Luthi
Dec 11, 2025

Can I Still Use My Credit Card After Debt Consolidation?

You can use your credit card after debt consolidation, but it can affect your debt payoff ...

LaToya Irby profile imageBy LaToya Irby
Dec 10, 2025

What Happens to Credit Card Debt When You Die?

After you die, your credit card debt is usually paid by your estate, but in some cases you...

Karen Axelton profile imageBy Karen Axelton
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How to Pay Off Holiday Debt

If you have holiday debt, here are some steps you can take to pay it off and prepare for n...

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