Sign in

Debt

Explore ways to tackle debt and achieve financial freedom.

Take action with these tools

Best debt consolidation loans icon

Best debt consolidation loans

Consolidate your debt and manage your payments easier.

Compare loans

Best balance transfer credit cards

Save money by transferring high-interest debt.

Best personal loans

Fund home improvement projects, cover expenses and more.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

Free credit monitoring

Stay on top of your credit and monitor your spending.

What others are reading

A doctor meets with a smiling elderly couple at a table, reviewing data on an electronic tablet.

How Does Medical Debt Affect Your Credit Score?

Medical debt over $500 can hurt your credit score if your account goes to collections, but...

Karen Axelton profile imageBy Karen Axelton
Oct 9, 2025

Pros and Cons of Debt Consolidation

Ben Luthi profile imageBy Ben Luthi
Aug 23, 2024

How Can I Find All My Debt?

Evelyn Waugh profile imageBy Evelyn Waugh
Apr 29, 2024

5 Ways to Consolidate Credit Card Debt

Ben Luthi profile imageBy Ben Luthi
Jan 30, 2025

What Is a Payday Loan and How Does It Work?

Ben Luthi profile imageBy Ben Luthi
Jun 13, 2024

Does Debt Consolidation Hurt Your Credit?

Ben Luthi profile imageBy Ben Luthi
Jan 29, 2025

Explore more topics

The latest from our experts

How to Negotiate Credit Card Debt

Here are some steps you can take to negotiate your credit card debt and some of the issues...

Ben Luthi profile imageBy Ben Luthi
Dec 11, 2025

Can I Still Use My Credit Card After Debt Consolidation?

You can use your credit card after debt consolidation, but it can affect your debt payoff ...

LaToya Irby profile imageBy LaToya Irby
Dec 10, 2025

What Happens to Credit Card Debt When You Die?

After you die, your credit card debt is usually paid by your estate, but in some cases you...

Karen Axelton profile imageBy Karen Axelton
Dec 10, 2025

How to Pay Off Holiday Debt

If you have holiday debt, here are some steps you can take to pay it off and prepare for n...

Ben Luthi profile imageBy Ben Luthi
Nov 26, 2025

The Debt Avalanche Method: How It Works and When to Use It

The debt avalanche method is a way to eliminate debt by paying off the balance with the hi...

Brianna McGurran profile imageBy Brianna McGurran
Oct 20, 2025

How to Pay Medical Debt and Avoid Damaging Your Credit

Medical debt can hurt your credit if it goes unpaid. Here's what to know about how medical...

LaToya Irby profile imageBy LaToya Irby
Aug 14, 2025

Debt Snowball Strategy: How Does It Work?

The debt snowball method is an accelerated debt repayment strategy that focuses on your sm...

Ben Luthi profile imageBy Ben Luthi
Aug 12, 2025

How to Get Out of Debt

Digging yourself out of debt is stressful, but these nine steps can help.

Evelyn Waugh profile imageBy Evelyn Waugh
Jul 29, 2025

How to Pay Off Credit Card Debt

If you have credit card debt, these strategies can help you eliminate it faster and improv...

Ben Luthi profile imageBy Ben Luthi
Jul 25, 2025

How Long Do Settled Accounts Stay on a Credit Report?

Debt settlement, when a creditor accepts less than you owe, is a negative event that stays...

Jim Akin profile imageBy Jim Akin
May 2, 2025

Experian Survey: Finding Ways to Beat Unmanageable Debt

As consumer debt hits record highs, Experian will relieve $5 million in consumer debt for ...

Karen Axelton profile imageBy Karen Axelton
Apr 1, 2025

Is It a Good Idea to Consolidate Debt?

If you’re thinking about consolidating your debt, here are some situations where it might ...

Ben Luthi profile imageBy Ben Luthi
Feb 14, 2025

Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances through expert guidance and innovative tools. As a trusted platform for money management, credit education, and identity protection, our mission is to bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian app.

Download the free Experian appCarry trusted financial tools with you

Download from the Apple App Store.Get it on Google Play.
Experian's Diversity logo.

Experian’s Inclusion and BelongingLearn more how Experian is committed

Data privacy logo.

Data privacyYour privacy choices