Sign In

Explore more topics

Life insurance

Page 2

Does Life Insurance Cover Suicide?

Life insurance companies may deny coverage when the policyholder dies by suicide while the...

Kim Porter profile imageBy Kim Porter
Jul 17, 2025

How to Buy Life Insurance Without a Medical Exam

A streamlined application process and no medical exam make it possible to get some types o...

Jennifer Brozic profile imageBy Jennifer Brozic
Jul 17, 2025

Can I Buy Life Insurance With a Preexisting Medical Condition?

Buying life insurance? If you have a preexisting medical condition, you may have higher ra...

Kim Porter profile imageBy Kim Porter
Jun 18, 2025

How to Cancel a Life Insurance Policy

You can cancel life insurance by not making premium payments, requesting cancellation or s...

Karen Axelton profile imageBy Karen Axelton
Jan 9, 2025

What Is Permanent Life Insurance?

Permanent life insurance lasts your whole life. In addition to a death benefit for your lo...

Karen Axelton profile imageBy Karen Axelton
Nov 12, 2024

What Is Whole Life Insurance?

Whole life insurance is coverage that lasts your entire lifetime. Along with paying a deat...

Karen Axelton profile imageBy Karen Axelton
Oct 5, 2024

What Is Indexed Universal Life Insurance?

Looking to maximize your life insurance policy? Indexed universal life includes a cash val...

Kim Porter profile imageBy Kim Porter
Oct 5, 2024

What is Single Premium Life Insurance?

In exchange for one payment, single premium life insurance provides lifetime coverage, but...

Jennifer Brozic profile imageBy Jennifer Brozic
Oct 2, 2024

What Is Variable Universal Life Insurance?

Variable universal life insurance is permanent insurance that provides a death benefit, bu...

Karen Axelton profile imageBy Karen Axelton
Sep 29, 2024

What Is Life Insurance Used For?

Life insurance can be used for many different things, from a financial safety net for your...

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
Sep 14, 2024

What Is Adjustable Life Insurance?

Adjustable life insurance is another name for universal life insurance, which has adjustab...

Karen Axelton profile imageBy Karen Axelton
Aug 31, 2024

What Is Voluntary Life Insurance?

Voluntary life insurance can help you get the coverage you need for your beneficiaries by ...

LaToya Irby profile imageBy LaToya Irby
Jul 11, 2024

How to Buy Life Insurance

Buying life insurance is a multistep process that can take weeks to complete, but taking t...

Jennifer Brozic profile imageBy Jennifer Brozic
Jun 19, 2024

What to Do if Your Life Insurance Application Is Denied

If your life insurance application is denied, you can appeal the decision, try another ins...

Karen Axelton profile imageBy Karen Axelton
May 11, 2024

What Is Split-Dollar Life Insurance?

Split-dollar life insurance allows you to share a policy with someone else and split the b...

Kim Porter profile imageBy Kim Porter
May 9, 2024

How to Buy Life Insurance When You’re Self-Employed

Here's how to find life insurance that covers your family's financial needs and your busin...

Gayle Sato profile imageBy Gayle Sato
May 4, 2024

What Is Instant Life Insurance?

With instant life insurance, you can buy and get approved for a policy, often without a me...

Lisa Scherzer profile imageBy Lisa Scherzer
Apr 30, 2024

What Are Life Insurance Rate Classes?

Insurers use life insurance rate classes to assign applicants a risk level based on the li...

Jennifer Brozic profile imageBy Jennifer Brozic
Apr 30, 2024

Should Newlywed Couples Get Life Insurance?

Not all newlyweds need life insurance policies, but they can help you protect your financi...

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
Apr 17, 2024

What Is a Life Insurance Trust?

A life insurance trust may avoid probate and minimize or eliminate estate taxes. Understan...

Tim Maxwell profile imageBy Tim Maxwell
Apr 16, 2024

How to Use Life Insurance for Retirement Income

The cash value that accumulates in a whole life insurance policy can provide much-needed r...

Marianne Hayes profile imageBy Marianne Hayes
Apr 5, 2024

3 Ways to Benefit From a Life Insurance Policy While You’re Alive

Life insurance offers loved ones security after you die, but some policies can also fund e...

Jim Akin profile imageBy Jim Akin
Mar 31, 2024

Is Final Expense Insurance Worth It?

A final expense insurance policy may charge a monthly premium of roughly $30 to $70 and pa...

John Egan profile imageBy John Egan
Mar 30, 2024

How Life Insurance Can Help You Build Generational Wealth

Being intentional about life insurance can help shore up your legacy and fortify your fami...

Marianne Hayes profile imageBy Marianne Hayes
Mar 30, 2024

Life Insurance for High-Risk Applicants

High-risk jobs that might bump up the cost of life insurance include police officer, firef...

John Egan profile imageBy John Egan
Mar 29, 2024

Do Seniors Need Life Insurance?

Buying life insurance as a senior can help you create a financial safety net. Here's what ...

Kim Porter profile imageBy Kim Porter
Mar 22, 2024

What Is Universal Life Insurance?

Universal life insurance provides lifelong coverage, builds cash value and allows you to a...

LaToya Irby profile imageBy LaToya Irby
Mar 17, 2024

9 Reasons to Change Your Life Insurance

Reasons to change your life insurance include getting married or divorced, buying a home, ...

Karen Axelton profile imageBy Karen Axelton
Mar 15, 2024

Can My Term Life Insurance Rate Change?

Looking to buy term life insurance? In some cases, the policy premium can change during th...

Kim Porter profile imageBy Kim Porter
Mar 7, 2024

5 Factors to Consider Before Buying Life Insurance

Before purchasing life insurance, make sure you consider important factors, including the ...

Tim Maxwell profile imageBy Tim Maxwell
Jan 31, 2024

Life Insurance for Smokers: Can I Still Get Coverage?

Smokers can usually get life insurance, but usually must pay higher premiums than non-smok...

Tim Maxwell profile imageBy Tim Maxwell
Jan 19, 2024

Life Insurance for Cancer Patients and Survivors

Getting life insurance after a cancer diagnosis is possible, but options vary depending if...

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
Jan 19, 2024

5 Reasons to Buy Life Insurance Now

Life insurance can be used to cover expenses and provide funding in your absence. Here are...

LaToya Irby profile imageBy LaToya Irby
Jan 16, 2024

Should You Buy Life Insurance Through Your Employer?

Employer-sponsored life insurance is a valuable perk to help financially protect you and y...

Tim Maxwell profile imageBy Tim Maxwell
Jan 9, 2024

What Happens if You Die Without Life Insurance?

If you die without life insurance, your family won't receive an insurance payout and may h...

Karen Axelton profile imageBy Karen Axelton
Jun 4, 2023

Should You Sell Your Life Insurance Policy?

You've probably seen television ads suggesting you can sell your life insurance policy to ...

Geoff Williams profile imageBy Geoff Williams
May 11, 2023

How to Save Money on Life Insurance

Life insurance can protect your loved ones from catastrophic losses, but premiums can be c...

Tim Maxwell profile imageBy Tim Maxwell
Jan 28, 2023

Can You Take Out Life Insurance on Your Ex-Spouse?

You might consider a life insurance policy for an ex-spouse if you depend on them financia...

Marianne Hayes profile imageBy Marianne Hayes
Dec 28, 2022

Annuities vs. Life Insurance: What’s the Difference?

Life insurance provides a cash benefit for your loved ones after you die, while annuities ...

Tim Maxwell profile imageBy Tim Maxwell
Sep 30, 2022

What Is Life Insurance Laddering?

Laddering life insurance can save you money by ensuring you don't pay for more coverage th...

Karen Axelton profile imageBy Karen Axelton
Sep 15, 2022

Should I Buy Life Insurance in My 20s?

Buying life insurance when you're young locks in a lower rate while providing a financial ...

Tim Maxwell profile imageBy Tim Maxwell
Aug 4, 2022

What Is Cash Surrender Value?

Cash surrender value is the net amount of money, minus any fees, you might receive if you ...

Kathryn Pomroy profile imageBy Kathryn Pomroy
Jul 15, 2022

9 Factors That Affect Life Insurance Costs

Not all life insurance policies are one-cost-fits-all. Take a look at these 9 factors that...

Kathryn Pomroy profile imageBy Kathryn Pomroy
Jul 1, 2022

How to Get Life Insurance as a Senior

It is possible for seniors to get life insurance, and it doesn't have to be prohibitively ...

Brianna McGurran profile imageBy Brianna McGurran
Jun 24, 2022

How to Qualify for Life Insurance With a Disability

You can usually get life insurance if you have a disability, but coverage may be limited. ...

Tim Maxwell profile imageBy Tim Maxwell
Jun 2, 2022

Should I Get Life Insurance if I’m Single?

Even if you're single, getting life insurance can make sense in some situations, especiall...

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
May 24, 2022

Why Is Whole Life Insurance More Expensive Than Term Life?

Wondering why permanent insurance is so expensive? Permanent insurance lasts your entire l...

Tim Maxwell profile imageBy Tim Maxwell
Apr 30, 2022

Does a Disability Affect Life Insurance Costs?

You can get life insurance with a disability, but you may have fewer options to choose fro...

Allison Martin profile imageBy Allison Martin
Apr 19, 2022

What Happens if You Lie on Your Life Insurance Application?

Lying on a life insurance application may lead to denial of coverage or denial of a payout...

John Egan profile imageBy John Egan
Apr 15, 2022

Is Life Insurance a Good Investment?

Cash value life insurance offers a financial safety net for your loved ones when you die, ...

Tim Maxwell profile imageBy Tim Maxwell
Apr 15, 2022

What Is Cash Value Life Insurance?

Cash value life insurance is a type of permanent life insurance that can be used as a way ...

Emily Cahill profile imageBy Emily Cahill
Apr 3, 2022

How to Choose a Life Insurance Beneficiary

Here are tips for choosing wisely when you name beneficiaries of a life insurance policy.

Jim Akin profile imageBy Jim Akin
Mar 24, 2022

How to Choose a Life Insurance Company

The best life insurance companies offer financial stability, outstanding customer satisfa...

Tim Maxwell profile imageBy Tim Maxwell
Mar 24, 2022

How to Find a Lost Life Insurance Policy

Loved ones may not tell you they have life insurance or where the policy is. When someone ...

Karen Axelton profile imageBy Karen Axelton
Mar 22, 2022

Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances through expert guidance and innovative tools. As a trusted platform for money management, credit education, and identity protection, our mission is to bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian's Diversity logo.

Experian’s Inclusion and BelongingLearn more how Experian is committed

Data privacy logo.

Data privacyYour privacy choices

Download from the Apple App Store.Get it on Google Play.