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Establishing credit

Learn how to start building credit and establish healthy financial habits.

Editors' picks

Portrait of a smiling young girl laying on a grass at the park, using laptop computer.

How to Establish Credit as a Young Person

Louis DeNicola profile imageBy Louis DeNicola
Apr 10, 2024
Woman sitting outside holding credit card and phone

5 Accounts That Help Build Credit and 5 That Don’t

Ben Luthi profile imageBy Ben Luthi
Jun 13, 2023
Two women standing on a cliff, facing the sunset and embracing.

6 Ways to Build Good Credit With Your First Credit Card

Evelyn Waugh profile imageBy Evelyn Waugh
Nov 22, 2022

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Smiling young woman uses her credit card for online shopping in her living room

How to Use a Credit Card to Build Credit

A credit card can help you build or rebuild your credit. Here's how it works and how you c...

Louis DeNicola profile imageBy Louis DeNicola
Feb 29, 2024

7 Ways to Build Credit if You Have No Credit History

Taylor Medine profile imageBy Taylor Medine
Feb 13, 2024

What Is a Credit Builder Loan?

Experian Team profile imageBy Experian Team
May 16, 2017

8 Ways to Help Your Teen Build Good Credit Now

Jennifer Brozic profile imageBy Jennifer Brozic
Feb 28, 2024

Does Leasing a Car Build Credit?

Ben Luthi profile imageBy Ben Luthi
Aug 25, 2023

Should I Get a Secured Loan to Build My Credit?

Brianna McGurran profile imageBy Brianna McGurran
Oct 20, 2023

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The latest from our experts

Credit Building for Immigrants: A Step-by-Step Guide

If you’re new to the U.S., learn how to build credit from scratch with this step-by-step g...

Karen Axelton profile imageBy Karen Axelton
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How to Build Good Credit After College

To build credit as a new grad, check your credit report, review what goes into a good cred...

Brianna McGurran profile imageBy Brianna McGurran
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Can You Build Credit With a Debit Card?

While it's important to use your debit card responsibly, most probably won't help you buil...

Marianne Hayes profile imageBy Marianne Hayes
Dec 4, 2023

How to Increase Your Chances of Getting Approved for New Credit

Creditors consider various factors including your credit score, debts and income. Here's h...

Louis DeNicola profile imageBy Louis DeNicola
Oct 9, 2023

How Debit-Credit Hybrid Cards Can Help You Build Credit

If you’re starting to build credit or working to rebuild your credit score, debit-credit h...

Ben Luthi profile imageBy Ben Luthi
Mar 28, 2023

How Long Does It Take to Build Credit?

If you’re just starting to build your credit history, here’s what you should know about ho...

Ben Luthi profile imageBy Ben Luthi
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Why Is It Important to Establish Credit When Young?

Establishing credit and learning to use it wisely when you are young can make your transit...

Jennifer White profile imageBy Jennifer White
May 14, 2022

How to Start Building Credit

Building a solid credit history while still in college can be challenging, but will be a g...

Jennifer White profile imageBy Jennifer White
Nov 24, 2021

5 Ways Immigrants Can Build Credit in the United States

Most immigrants to the U.S. must build credit from scratch to qualify for everything from ...

Emily Starbuck Gerson profile imageBy Emily Starbuck Gerson
Oct 15, 2021

Credit Mistakes to Avoid When You Are Young

To have good credit when you're ready to get a job, rent an apartment or get a car loan, f...

Gayle Sato profile imageBy Gayle Sato
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