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Articles by The Experian Team

Voluntary Repossession Stays on Credit Report

December 21, 2017

Dear Experian, How do I get a voluntary repossession off of my report? It has been three months and the credit union has since sold the car. - OTT

Benefits of Paying a Collection Account

December 19, 2017

Dear Experian, I have a credit card account on my report that has gone to a collection company and was written off by the credit card company. If I make...

Contact Information for Collection Agencies on Credit Report

December 14, 2017

Dear Experian, I am trying to pay off my debts with collection agencies, but I do not know who to contact as they do not send me any collection notices...

You Cannot Dispute a Credit Score

December 12, 2017

Dear Experian, Can I dispute the score? I have a creditor that hasn’t reported me current on several opened accounts. I show current with Experian and one of the other...

Can Delinquency Be Removed from Credit Report

December 10, 2017

Dear Experian, If payment has not been delinquent for two or more years can it be removed from potentially negative status? - FRA

Use Credit Cards and Pay Balances to Build Credit

December 9, 2017

Dear Experian, I am trying to rebuild my credit. Is it better to keep a zero balance on the credit cards that I have recently paid off or keep a...

Why Inquiries Can Change Credit Scores

December 5, 2017

Dear Experian, Why does my score change with inquiries? - ADM

Bank May Not Notify You if Cosigner Doesn’t Pay

November 30, 2017

Dear Experian, I co-signed my son’s auto loan. He was over 30 days late on one payment. Why should that impact my credit score when I was never notified by...

Financial Literacy: How to Teach Your Kids

November 29, 2017

Financial literacy is an important part of growing up. Check out this infographic to learn how you can teach your kids about the importance of finance.

Past Delinquencies are Deleted from Credit Report

November 28, 2017

Dear Experian, Are past delinquencies that have been paid off ever removed from the credit report? Also, do you have someone that you recommend for cleaning up credit? - WHI

Closed Accounts Stay on Your Credit Report

November 23, 2017

Dear Experian, I printed my and my husband's credit reports. There are accounts that have been closed for years, but a note says they will remain on the report for...

How to Determine an Original Delinquency Date

November 21, 2017

Dear Experian, How do you find out the original delinquency date of an account? - KYN

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