Articles by The Experian Team
February 20, 2018
Dear Experian, What does “derogatory” mean when it shows up on my credit reports? - JUA
February 15, 2018
Dear Experian, How will a loan modification affect my credit scores? I've never been late on my payments and have been approved for a modification without any late payments. - HBO
February 13, 2018
Dear Experian, I haven’t had negative activity on my credit report for over two years, and my score was recently 674. I applied for a credit card, and they did...
February 10, 2018
Dear Experian, Someone is using my five-year-old daughter’s Social Security number. They already have two credit cards open under her number. What should I do? - REN
February 8, 2018
Dear Experian, Is it legal for a collection agency to submit an account that they buy from a creditor as "new" even though that same account before it was purchased...
February 6, 2018
Dear Experian, Does settling a debt that is showing negative on my credit report as a "collection", get removed from my report as soon as it is paid? Does paying...
February 4, 2018
Dear Experian, I broke off a relationship in October 2009 where I was an authorized user on several credit cards. My ex-girlfriend told me she removed me as authorized user....
February 1, 2018
Dear Experian, I have no credit score and am unable to get credit for a car loan. How do I get a credit score? I have my own apartment and...
January 31, 2018
Dear Experian, Is there a difference if a cosigner is first or second on a car loan? Would it negatively affect someone’s credit if they are first rather than...
January 30, 2018
Dear Experian, I recently moved here from British Columbia, Canada, and when I apply for a credit card here you deny it because you say my credit information is not...
January 27, 2018
Dear Experian, What is the difference between chapter 7 and chapter 13 bankruptcies? - RYN
January 26, 2018
Dear Experian, Does it hurt my credit score if I settle my account? - EWH