Chris Horymski

Chris Horymski

Chris Horymski leads Experian Consumer Services' data research program, utilizing internal data to highlight insights in credit and personal finance. Chris uses his background as a data journalist to publish research articles that expose how consumers' credit and personal finances change over time.

Expertise: Personal finance, credit scores, banking, credit cards, mortgages, economics

Experience: Prior to Experian, Chris wrote for LendingTree, Consumer Reports and SmartMoney Magazine.

For inquiries contact:

Chris Horymski, Chris.Horymski@experian.com

Popular articles from Chris

Smiling mature woman checking her credit score in a mobile app

How Many Americans Have a Perfect 850 Credit Score?

We observed the same general characteristics of consumers with a so-called perfect FICO Sc...

Jul 22, 2025Research

How Many Americans Have an 800 Credit Score or Greater?

Jul 22, 2025Research

Average American Debt by Age, US State, Credit Score and Type in 2025

Nov 17, 2025Research

Which Items Has Inflation Impacted the Most?

Oct 4, 2024Research

Average Credit Card Debt Increases 3.5% to $6,730 in 2024

Mar 12, 2025Research

Average Auto Lease Payment Increases to $659 in 2025

Sep 12, 2025Auto loans

The latest from our experts

Compare Current Home Equity Loan Rates

Many creditworthy homeowners are able to extract some of the equity they own in their home...

Nov 20, 2025Mortgage

Average American Debt by Age in 2025

Gen Xers owe more than $158,000 on average. That's more than the balances of all other gen...

Nov 19, 2025Research

Home Equity Rates: HELOC vs. Home Equity Loan

Home equity loans and HELOCs will have rates that are similar to one another. Those consid...

Nov 11, 2025Mortgage

Compare Current HELOC Rates

How much a HELOC will ultimately cost depends on numerous factors. Some of these factors a...

Nov 11, 2025Mortgage

Average Mortgage Balances Exceed $1 Million in These 67 Cities in 2025

Although still heavily concentrated on the coasts, million-dollar mortgages are becoming m...

Sep 19, 2025Research

Average Credit Card Debt by Age in 2025

Average credit card balances for Generation Z and millennials surpassed both baby boomers ...

Sep 17, 2025Credit card basics

What Is the Average Number of Credit Cards?

Although buy now, pay later plans are partially responsible for the decline in the number ...

Aug 15, 2025Credit card basics

What Is the Average Credit Score in the US?

Nearly three-quarters of consumers (71.2%) had a good or better credit score (670 or highe...

Aug 8, 2025Credit report & scores

Average Time to Sell a Home in 2025

The housing pendulum is swinging back in favor of buyers, albeit slowly. As of May 2025, h...

Jul 29, 2025Research

Americans’ Average Monthly Debt Payment Increases to $1,237 in 2025

Overall, U.S. consumers send an average of $1,237 each month to their various creditors. T...

Jun 11, 2025Research

High Mortgage Rates Are Still Impacting Home Sales in 2025

Elevated mortgage rates mean persistently higher mortgage costs for prospective homebuyers...

Jun 4, 2025Research

Median Home Values by State

California and Hawaii lead the nation in median home prices, both exceeding $750,000 in ea...

Apr 24, 2025Research