Bev O'Shea is a Georgia-based freelance journalist specializing in personal finance and consumer credit. Most recently, she was a staff writer at personal finance website NerdWallet, where she was an authority on credit reports, credit scores and identity theft. Her work has appeared in The New York Times, The Washington Post, the Los Angeles Times, MarketWatch, USA Today, MSN Money and elsewhere. She briefly had a perfect 850 credit score and wisely took a screenshot because she knew it would not last.
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