LendingClub Bank personal loans

LendingClub Bank personal loans offer flexible borrowing amounts and repayment terms.

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Est. APR	7.99 - 35.99%
Term	24 mo
Monthly payment	$778

Loan details

Check your rate with no impact to your credit score¹
Get funds in as little as 24 hours upon approval²
We offer flexible amounts and terms, with no pre-payment penalties
We offer flexible amounts and terms, with no pre-payment penalties
Take advantage of unique offerings--balance transfer loans, joint applications, auto loans, and other member perks
See why 4.8 out of 5 customers would recommend us to a friend*

Est. APR	7.90 - 35.99%
Term	36 mo
Monthly payment	$572

Loan details

Check your rate with no impact to your credit score¹
Get funds in as little as 24 hours upon approval²
We offer flexible amounts and terms, with no pre-payment penalties

Est. APR	8.81 - 35.99%
Term	48 mo
Monthly payment	$476

Loan details

Check your rate with no impact to your credit score¹
Get funds in as little as 24 hours upon approval²
We offer flexible amounts and terms, with no pre-payment penalties
We offer flexible amounts and terms, with no pre-payment penalties
Take advantage of unique offerings--balance transfer loans, joint applications, auto loans, and other member perks
See why 4.8 out of 5 customers would recommend us to a friend*

Est. APR	9.71 - 35.99%
Term	60 mo
Monthly payment	$422

Loan details

Check your rate with no impact to your credit score¹
Get funds in as little as 24 hours upon approval²
We offer flexible amounts and terms, with no pre-payment penalties

¹Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.

²Between October 1, 2024 to December 31, 2024, Personal Loans issued by LendingClub Bank were funded within 22 hours after loan approval, on average. 57% of Personal Loans issued by LendingClub Bank during the same period were funded within 24 hours after loan approval. Loan approval, and the time it takes to issue a credit decision, are not guaranteed and individual results vary based on creditworthiness and other factors, including but not limited to investor demand.

A representative example of payment terms for a Personal Loan is as follows: a borrower receives a loan of $19,389 for a term of 36 months, with an interest rate of 11.75% and a 6.00% origination fee of $1,163 for an APR of 16.10%. In this example, the borrower will receive $18,226 and will make 36 monthly payments of $642. Loan amounts range from $1,000 to $40,000 and loan term lengths range from 24 months to 72 months. Some amounts, rates, and term lengths may be unavailable in certain states.

For Personal Loans, APR ranges from 7.90% to 35.99% and origination fee ranges from 0.00% to 8.00% of the loan amount. APRs and origination fees are determined at the time of application. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of Jan 9, 2025 and are subject to change without notice.

Unless otherwise specified, loans are made by LendingClub Bank, N.A., Member FDIC (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. LendingClub Bank is not an affiliate of Experian and is not responsible for the products and services provided by Experian.

Loans are subject to credit approval and sufficient investor commitment. If a credit union is selected to invest in the loan, credit union membership will be required. Certain information that LendingClub Bank subsequently obtains as part of the application process (including but not limited to information in your consumer report, your income, the loan amount that you request, the purpose of your loan, and qualifying debt) will be considered and could affect your ability to obtain a loan. Loan closing is contingent on accepting all required agreements and disclosures at Lendingclub.com. “LendingClub” is a trademark of LendingClub Bank.

Advertiser Disclosure: The offers that appear on this site are from third party companies ("our partners") from which Experian Consumer Services receives compensation. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.

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LendingClub Bank personal loans

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LendingClub Bank personal loans

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